Comparison

Splito vs PayMates

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splito

Easily split expenses and manage shared finances with groups, roommates, or partners. Track all shared costs transparently and know exactly who owes whom, simplifying settlement and eliminating awkward conversations.

Highlights
  • Instant bill splitting (equal or custom)
  • Track shared expenses
  • Know who owes whom
  • Settle up with clear balances
  • Add multiple payers and uneven splits
  • Scan receipts to add expenses
  • Itemized expense tracking
Features
Read full description

Split expenses and manage shared funds with friends, family, roommates, partners, or travel groups. No more awkward conversations, messy spreadsheets, or “who owes who?” drama. Splito keeps everything fair, transparent, and stress-free. Perfect for vacation trips, dinners, events, shared homes, and everyday spending. Why People Love Splito - Split bills instantly - no calculators, no confusion - Track all shared expenses in one place - Always know who owes whom - Settle up easily with simple, clear balances - Works great for trips, roommates, couples, and groups - 100% transparency - everyone sees the same numbers Great For Every Situation - Group trips & vacations – flights, food, fuel, stays, activities - Roommates – rent, groceries, utilities, shared cabs, household costs - Couples – date nights, bills, subscriptions, vacation trips - Friends at dinners or outings – quick check splits - Events & celebrations – parties, gifts, farewell, contributions - Shared budgets – savings pools, group funds, club collections - For NGOs, societies, and clubs - complete transparency that protects trust and relationships. - Gifts, games, parties, rides — split anything with friends in seconds. Top Features - Split bills instantly (equal or custom split) - Track shared expenses for groups, trips, or households - Know exactly who owes whom - Settle up with clear balances - Add multiple payers & uneven splits - Add repeat expenses like rent, subscriptions, easily - Manage funds with your child, spouse, or friends - Scan Receipt and add expenses - Itemization expense tracking - Charts and Graphs for better visuals - Save default split for hassle free experience - Export data in easy to read format - Track funds for NGOs, societies, or clubs with complete transparency - Track and manage your personal expenses with a fund group - Clean, fast, and easy to use Transparent, Private & Secure Your data stays safe and accessible only to you and your groups. No surprises, no confusion — just clean, accurate expense tracking. Terms of Use: https://splito.canopas.com/terms-of-service Questions or Feedback? Reach out to us at https://splito.canopas.com/

About

PayMates

Features
Read full description

Tired of manual math and messy spreadsheets? PayMates is the smartest bill splitter and group expense tracker, now featuring AI-powered receipt scanning. Whether you’re managing household bills with roommates, splitting dinner with friends, or tracking a group trip, PayMates keeps your shared spending organized and fair. HOW IT WORKS: Snap a Photo: Our AI scans the receipt and lists the items. Assign Costs: Pick who paid and who owes what. Track Balances: See exactly who is "in the red" in real-time. Settle Up: Record payments made via Interac, cash, or third-party apps to clear the balance. MAIN FEATURES: AI Receipt Scanner: No more manual entry. Snap a pic and let the AI do the heavy lifting. Instant Group Splitting: Create groups for trips, roommates, or events and add expenses in seconds. Real-Time IOU Tracking: A clear ledger of who owes whom, so you never have to guess. Multi-Currency Support: Perfect for international travel. Split costs in any currency without the headache. Secure & Synced: Your data is backed up to your account and stays synced across all your devices. PERFECT FOR: Roommates: Easily track rent, groceries, and utility bills. Travelers: The ultimate group vacation spending and shared Airbnb cost tracker. Couples: Manage shared household expenses or date nights. PAYMATES PRO Unlock advanced insights, premium budgeting tools, and early access to all future feature updates.Friends: Split the tab for dinner, movies, or concert tickets.

Screenshots

Splito4 screens
PayMates4 screens

Verdict

The call

The clearest difference is update cadence: PayMates at every 3 days against Splito's every 2 weeks. Splito's advantage is iOS requirement (14.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splito sells 4 in-app purchases, starting at $4.99 per month and PayMates sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Splito ships an update every 2 weeks, PayMates every 3 days. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

Scorecard2 real differences · 8 level
Splito versus PayMates: the parameters behind the verdict, then further details
ParameterSplitoPayMates
PriceFreeFree
Rating4.7 (61 ratings) — better—
Positive reviews98.6% of reviews—
Number of ratings61 — better—
Update frequencyEvery 2 weeksEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS14.0 — better17.0
Further details — not scored
Size137 MB68 MB
Age rating4+4+
DeveloperCANOPAS SOFTWARE LLPAbhishek Solanki

In-app purchases

4 purchases

Splito

Subscriptions3
  • Splito Pro 1 Month2 variants$4.991 Month
  • Splito Pro 1 Year$14.991 Year
  • Splito Pro 1 Year$24.991 Year
One-time1
  • Pro Lifetime$99.99
2 purchases

PayMates

Subscriptions2
  • Pro$3.991 Month
  • PayMates Pro Yearly$39.991 Year

Questions

Is Splito free?
Splito is free to download, with in-app purchases available.
Is PayMates free?
PayMates is free to download, with in-app purchases available.
Do Splito or PayMates have ads?
Neither Splito nor PayMates shows ads.
Which is updated more often, Splito or PayMates?
Splito ships an update every 2 weeks, and PayMates every 3 days. Most recently, Splito was updated on October 30, 2026 and PayMates on October 28, 2026.

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