Comparison

PayMates vs SplitAura

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

PayMates

Features
Read full description

Tired of manual math and messy spreadsheets? PayMates is the smartest bill splitter and group expense tracker, now featuring AI-powered receipt scanning. Whether you’re managing household bills with roommates, splitting dinner with friends, or tracking a group trip, PayMates keeps your shared spending organized and fair. HOW IT WORKS: Snap a Photo: Our AI scans the receipt and lists the items. Assign Costs: Pick who paid and who owes what. Track Balances: See exactly who is "in the red" in real-time. Settle Up: Record payments made via Interac, cash, or third-party apps to clear the balance. MAIN FEATURES: AI Receipt Scanner: No more manual entry. Snap a pic and let the AI do the heavy lifting. Instant Group Splitting: Create groups for trips, roommates, or events and add expenses in seconds. Real-Time IOU Tracking: A clear ledger of who owes whom, so you never have to guess. Multi-Currency Support: Perfect for international travel. Split costs in any currency without the headache. Secure & Synced: Your data is backed up to your account and stays synced across all your devices. PERFECT FOR: Roommates: Easily track rent, groceries, and utility bills. Travelers: The ultimate group vacation spending and shared Airbnb cost tracker. Couples: Manage shared household expenses or date nights. PAYMATES PRO Unlock advanced insights, premium budgeting tools, and early access to all future feature updates.Friends: Split the tab for dinner, movies, or concert tickets.

About

SplitAura

Read full description

Splitting a bill shouldn't end a good night. SplitAura makes it effortless: snap a photo of the receipt, let it read the items and totals, and everyone taps what they had. No math, no "who owes what," no awkward reminders. HOW IT WORKS - Scan any receipt. SplitAura reads the items, prices, tax, and tip, so you don't type anything in. - Everyone claims what they had. Share a plate evenly or by portion. - Settle up the way you already pay. Send or request money by e-transfer or your favourite payment app. No new payment account to set up. WHY IT WORKS - One clear number. See exactly what you're owed or owe across every group, at a glance. - A group for everything. A trip, a dinner, an apartment. Keep each shared cost in its own place. - Guest-friendly. Send someone a pay link and they settle without downloading anything. - Build aura. Settling up builds your aura, a little reward that turns into free Pro over time. GO PRO Upgrade for unlimited groups, a private receipt vault that keeps every scan searchable, and spending insights that show where your money actually goes. PRIVACY FIRST Your data is yours. It's never sold, never used to train AI, and people outside your groups can never see it. Everything is encrypted in transit and at rest, and hosted in Canada. Split the cost. Keep the aura. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://splitaura.com/privacy

Screenshots

PayMates4 screens
SplitAura4 screens

Verdict

The call

The clearest difference is iOS requirement: SplitAura at 15.0 against PayMates's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. PayMates sells 2 in-app purchases, starting at $3.99 per month and SplitAura sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

PayMates ships an update every 3 days, SplitAura every 4 days. The most recent releases landed on October 28, 2026 and October 13, 2026 respectively.

Scorecard1 real difference Β· 5 level
PayMates versus SplitAura: the parameters behind the verdict, then further details
ParameterPayMatesSplitAura
PriceFreeFree
Update frequencyEvery 3 days β€” betterEvery 4 days
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.015.0 β€” better
Further details β€” not scored
Size68 MB27 MB
Age rating4+4+
DeveloperAbhishek Solanki13421783 Canada Inc.

In-app purchases

2 purchases

PayMates

Subscriptions2
  • Pro$3.991 Month
  • PayMates Pro Yearly$39.991 Year
2 purchases

SplitAura

Subscriptions2
  • SplitAura Pro$4.991 Month
  • SplitAura Pro Yearly$49.991 Year

Questions

Is PayMates free?
PayMates is free to download, with in-app purchases available.
Is SplitAura free?
SplitAura is free to download, with in-app purchases available.
Do PayMates or SplitAura have ads?
Neither PayMates nor SplitAura shows ads.
Which is updated more often, PayMates or SplitAura?
PayMates ships an update every 3 days, and SplitAura every 4 days. Most recently, PayMates was updated on October 28, 2026 and SplitAura on October 13, 2026.

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