Comparison

PayMates vs Expense Tracker & Split

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayMates

Features
Read full description

Tired of manual math and messy spreadsheets? PayMates is the smartest bill splitter and group expense tracker, now featuring AI-powered receipt scanning. Whether you’re managing household bills with roommates, splitting dinner with friends, or tracking a group trip, PayMates keeps your shared spending organized and fair. HOW IT WORKS: Snap a Photo: Our AI scans the receipt and lists the items. Assign Costs: Pick who paid and who owes what. Track Balances: See exactly who is "in the red" in real-time. Settle Up: Record payments made via Interac, cash, or third-party apps to clear the balance. MAIN FEATURES: AI Receipt Scanner: No more manual entry. Snap a pic and let the AI do the heavy lifting. Instant Group Splitting: Create groups for trips, roommates, or events and add expenses in seconds. Real-Time IOU Tracking: A clear ledger of who owes whom, so you never have to guess. Multi-Currency Support: Perfect for international travel. Split costs in any currency without the headache. Secure & Synced: Your data is backed up to your account and stays synced across all your devices. PERFECT FOR: Roommates: Easily track rent, groceries, and utility bills. Travelers: The ultimate group vacation spending and shared Airbnb cost tracker. Couples: Manage shared household expenses or date nights. PAYMATES PRO Unlock advanced insights, premium budgeting tools, and early access to all future feature updates.Friends: Split the tab for dinner, movies, or concert tickets.

About

Expense Tracker & Split

Effortlessly track expenses, split bills with friends using AI-powered voice input, and manage budgets. Customize categories and enjoy multi-currency support for a seamless financial overview.

Highlights
  • AI-powered voice expense entry
  • Effortless bill splitting
  • Customizable spending categories
  • Budget tracking and progress monitoring
  • Multi-currency support
  • Recurring expense management
  • Data backup and cross-device sync
Features
Read full description

Tally makes money simple. Track what you spend, split bills with friends, and stay on top of your budgets, all in one beautifully designed app. JUST SAY IT Tell Tally what you spent and AI turns it into a transaction. No forms, no fuss. Tap the mic, say "12 for coffee," and you are done. TRACK EVERY EXPENSE Log your spending in seconds and see where your money goes, with your own categories, colors, and emojis. SPLIT WITHOUT THE AWKWARD MATH Share a bill with friends using a simple join code. Everyone sees their share and who paid, so settling up is effortless. STAY ON BUDGET Set spending limits per category and watch your progress as you go. MORE TO LOVE • Multi currency support for travel and everyday life • Recurring expenses that add themselves • Sign in to back up your data and sync across devices • Beautiful themes to make it your own • Fast, private, and a joy to use Tally is free to start. Upgrade to Tally+ for unlimited expenses and budgets, plus hands free voice entry powered by AI. Download Tally and take control of your money today. Privacy Policy: https://tally.tantostudio.com/privacy/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

PayMates4 screens
Expense Tracker & Split4 screens

Verdict

The call

The clearest difference is update cadence: PayMates at every 3 days against Expense Tracker & Split's every 2 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PayMates sells 2 in-app purchases, starting at $3.99 per month and Expense Tracker & Split sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

PayMates ships an update every 3 days, Expense Tracker & Split every 2 weeks. The most recent releases landed on October 30, 2026 and November 4, 2026 respectively.

Scorecard1 real difference · 9 level
PayMates versus Expense Tracker & Split: the parameters behind the verdict, then further details
ParameterPayMatesExpense Tracker & Split
PriceFreeFree
Rating—4.5 (2 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—2 — better
Update frequencyEvery 3 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better18.0
Further details — not scored
Size68 MB88 MB
Age rating4+4+
DeveloperAbhishek SolankiAndre Suhartanto

In-app purchases

2 purchases

PayMates

Subscriptions2
  • Pro$3.991 Month
  • PayMates Pro Yearly$39.991 Year
3 purchases

Expense Tracker & Split

Subscriptions2
  • Monthly$3.991 Month
  • Yearly7 Days trial$24.991 Year
One-time1
  • Lifetime$49.99

Questions

Is PayMates free?
PayMates is free to download, with in-app purchases available.
Is Expense Tracker & Split free?
Expense Tracker & Split is free to download, with in-app purchases available.
Do PayMates or Expense Tracker & Split have ads?
Neither PayMates nor Expense Tracker & Split shows ads.
Which is updated more often, PayMates or Expense Tracker & Split?
PayMates ships an update every 3 days, and Expense Tracker & Split every 2 weeks. Most recently, PayMates was updated on October 30, 2026 and Expense Tracker & Split on November 4, 2026.

Other comparisons