Comparison

Tally vs Expense Tracker & Split

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Tally

Features
Read full description

No bank connection doesn’t mean typing everything in. Tally is an expense tracker for iPhone that never connects to your bank account. You choose how each movement gets in, and none of them is saved until you approve it. FOUR WAYS TO LOG - By hand: tap +, pick expense or income, account, category, and date. Seconds. - From a receipt: take the photo and tap β€œAnalyze receipt”. Tally proposes the amount, date, and category, and you review them before saving. - By importing a statement: a CSV or Excel file you download yourself from your online banking (or Norma 43, for Spanish banks). Row-by-row preview, with possible duplicates flagged. - With Apple Wallet: an optional Shortcuts automation leaves each payment as a draft for you to review. The last two, and unlimited receipt analyses, are part of Tally PRO. WHAT MAKES TALLY DIFFERENT - It never asks for access to your bank. - Nothing is saved until you approve it. - Your movements, accounts, and receipts stay on the device by default. - No ads, and we do not sell your data. WHAT ELSE YOU CAN DO - Split your money across accounts, including event accounts for a trip or a party. - Keep each account in its own currency, out of 47: your total is converted to your main currency on the phone, with the day’s exchange rates. - Sort by category, and build your own with PRO. - Keep the receipt photo next to the movement. - Track savings goals and recurring movements. - See statistics by month, quarter, semester, and year. - Share one specific account with someone else, encrypted on the device before it is uploaded. Requires PRO on both phones. - Export your data to CSV whenever you want. FREE AND TALLY PRO Free, with no time limit and no ads: 3 accounts, the built-in categories, 1 AI receipt analysis, 1 recurring item, and 1 goal. Tally PRO adds unlimited and event accounts, custom categories, unlimited receipt analyses, statement import, the Wallet automation, advanced statistics and filters, and shared accounts. Billed monthly, yearly, or as a one-time purchase. ABOUT THE AI Tally uses artificial intelligence in two places, and only when you ask for it: when you tap β€œAnalyze receipt”, and when it tidies up the rows of a statement you imported. The Apple Wallet automation uses no AI and makes no network calls. Neither of them needs access to your bank. WHAT TALLY DOES NOT DO - It does not connect to banks or Open Banking. - It has no category budgets. - It does not work out who owes what between people. - It does not use real-time exchange rates: it converts with the day’s rates. - There is no guest mode: an account is required. Requires an account (Apple, Google, or email). Built by Juan Carlos Rodicio. Terms of use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Expense Tracker & Split

Effortlessly track expenses, split bills with friends using AI-powered voice input, and manage budgets. Customize categories and enjoy multi-currency support for a seamless financial overview.

Highlights
  • AI-powered voice expense entry
  • Effortless bill splitting
  • Customizable spending categories
  • Budget tracking and progress monitoring
  • Multi-currency support
  • Recurring expense management
  • Data backup and cross-device sync
Features
Read full description

Tally makes money simple. Track what you spend, split bills with friends, and stay on top of your budgets, all in one beautifully designed app. JUST SAY IT Tell Tally what you spent and AI turns it into a transaction. No forms, no fuss. Tap the mic, say "12 for coffee," and you are done. TRACK EVERY EXPENSE Log your spending in seconds and see where your money goes, with your own categories, colors, and emojis. SPLIT WITHOUT THE AWKWARD MATH Share a bill with friends using a simple join code. Everyone sees their share and who paid, so settling up is effortless. STAY ON BUDGET Set spending limits per category and watch your progress as you go. MORE TO LOVE β€’ Multi currency support for travel and everyday life β€’ Recurring expenses that add themselves β€’ Sign in to back up your data and sync across devices β€’ Beautiful themes to make it your own β€’ Fast, private, and a joy to use Tally is free to start. Upgrade to Tally+ for unlimited expenses and budgets, plus hands free voice entry powered by AI. Download Tally and take control of your money today. Privacy Policy: https://tally.tantostudio.com/privacy/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Tally4 screens
Expense Tracker & Split4 screens

Verdict

The call

The clearest difference is update cadence: Tally at every 4 days against Expense Tracker & Split's every 10 days. Tally also leads on iOS requirement (13.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Tally sells 3 in-app purchases, starting at $1.99 per month and Expense Tracker & Split sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Tally ships an update every 4 days, Expense Tracker & Split every 10 days. The most recent releases landed on October 5, 2026 and October 13, 2026 respectively.

Scorecard2 real differences Β· 6 level
Tally versus Expense Tracker & Split: the parameters behind the verdict, then further details
ParameterTallyExpense Tracker & Split
PriceFreeFree
Positive reviewsβ€”100.0% of reviews
Update frequencyEvery 4 days β€” betterEvery 10 days
AdsNoNo
In-app purchasesYesYes
Monetizationβ€”Freemium
DevicesiPhone, iPad, iPod β€” betteriPhone, iPad
Requires iOS13.0 β€” better18.0
Further details β€” not scored
Size66 MB88 MB
Age rating4+4+
DeveloperJuan Carlos Rodicio TiradoAndre Suhartanto

In-app purchases

3 purchases

Tally

Subscriptions2
  • Tally PRO Monthly$1.991 Month
  • Tally PRO Annual$8.991 Year
One-time1
  • Tally PRO Lifetime$24.99
3 purchases

Expense Tracker & Split

Subscriptions2
  • Monthly$3.991 Month
  • Yearly7 Days trial$24.991 Year
One-time1
  • Lifetime$49.99

Questions

Is Tally free?
Tally is free to download, with in-app purchases available.
Is Expense Tracker & Split free?
Expense Tracker & Split is free to download, with in-app purchases available.
Do Tally or Expense Tracker & Split have ads?
Neither Tally nor Expense Tracker & Split shows ads.
Which is updated more often, Tally or Expense Tracker & Split?
Tally ships an update every 4 days, and Expense Tracker & Split every 10 days. Most recently, Tally was updated on October 5, 2026 and Expense Tracker & Split on October 13, 2026.

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