Comparison

Manilo vs Expense Tracker & Split

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Manilo

Effortlessly track expenses using voice commands, AI categorization, and receipt scanning. Set budgets, manage multiple currencies, and share spending with family. Access detailed insights via a web dashboard.

Highlights
  • Voice-activated expense logging
  • AI-powered categorization
  • Receipt scanning and OCR
  • Multi-currency account management
  • Shared expense tracking
  • Monthly budget setting
  • Web dashboard for insights
Features
Read full description

Manilo (formerly Ledgy) logs expenses the moment you speak them. Say what you spent, and AI fills in the amount, merchant, and category — no typing, no forms. Or snap a receipt. Or type a note. Whatever gets it in fastest. Manilo is an expense tracker and budget app built on voice and AI. Log transactions in seconds, set monthly budgets, share spending history with family or housemates, track accounts in any currency, and review everything on the web — all synced across your devices. — Voice and AI — Speak any transaction out loud: "Coffee at Blue Bottle, four seventy-five" or "Uber to the airport, twenty-two dollars." Manilo parses the amount, merchant, date, and category in under two seconds. Trigger it from the iPhone action button or a Siri shortcut — no app to open first. AI categorization learns your patterns. The first few times you log Whole Foods, it asks which category. After that, it knows. On-device voice processing — audio is never transmitted or stored. — Talk to Manilo from Any AI — Manilo ships a Model Context Protocol (MCP) server. If you use Claude, ChatGPT, Cursor, or any MCP-compatible assistant, you can log, query, and edit transactions from inside your AI — without opening the app. No other expense tracker in the App Store offers this. Requires Manilo Cloud. — Receipt Scanning — Snap any receipt — grocery store, restaurant, hardware store. Manilo reads the total, merchant name, and date, then adds the transaction to your log. Confirm in one tap or let it save automatically. — Budgets — Set monthly spending limits by category. Manilo shows how much is left, not just how much was spent. Green when on track, orange when close, red when over. No spreadsheets. No end-of-month surprises. — Multi-Currency — Add accounts in any currency. Travel card in euros, savings in dollars, UK credit card in pounds. Manilo applies live exchange rates and shows everything converted to your home currency. Long-press any foreign balance to see its equivalent. — Shared Expenses — Create a group for the people you spend with — a household, a couple, a trip abroad. Everyone logs their own expenses into one shared history that all members can see. Budgets, categories, and charts apply across the whole group, in any currency. Track your London weekend in pounds and the household groceries in dollars — Manilo converts everything to one home view. Requires Manilo Cloud subscription. — Charts and Web Dashboard — The mobile app shows a category donut chart with filters by month, quarter, or custom range. The web dashboard at ledgy.app goes deeper: spending trends by day, category breakdowns, income vs. expense comparisons, and shared group summaries. Same data, every surface. Log your first expense in under ten seconds. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Expense Tracker & Split

Effortlessly track expenses, split bills with friends using AI-powered voice input, and manage budgets. Customize categories and enjoy multi-currency support for a seamless financial overview.

Highlights
  • AI-powered voice expense entry
  • Effortless bill splitting
  • Customizable spending categories
  • Budget tracking and progress monitoring
  • Multi-currency support
  • Recurring expense management
  • Data backup and cross-device sync
Features
Read full description

Tally makes money simple. Track what you spend, split bills with friends, and stay on top of your budgets, all in one beautifully designed app. JUST SAY IT Tell Tally what you spent and AI turns it into a transaction. No forms, no fuss. Tap the mic, say "12 for coffee," and you are done. TRACK EVERY EXPENSE Log your spending in seconds and see where your money goes, with your own categories, colors, and emojis. SPLIT WITHOUT THE AWKWARD MATH Share a bill with friends using a simple join code. Everyone sees their share and who paid, so settling up is effortless. STAY ON BUDGET Set spending limits per category and watch your progress as you go. MORE TO LOVE • Multi currency support for travel and everyday life • Recurring expenses that add themselves • Sign in to back up your data and sync across devices • Beautiful themes to make it your own • Fast, private, and a joy to use Tally is free to start. Upgrade to Tally+ for unlimited expenses and budgets, plus hands free voice entry powered by AI. Download Tally and take control of your money today. Privacy Policy: https://tally.tantostudio.com/privacy/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Manilo4 screens
Expense Tracker & Split4 screens

Verdict

The call

The clearest difference is device support: Manilo at 4 against Expense Tracker & Split's 2. Manilo also leads on iOS requirement (15.0 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Manilo sells 2 in-app purchases, starting at $2.99 per month and Expense Tracker & Split sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Manilo ships an update every 3 days, Expense Tracker & Split every 6 days. The most recent releases landed on September 17, 2026 and September 9, 2026 respectively.

Scorecard2 real differences · 8 level
Manilo versus Expense Tracker & Split: the parameters behind the verdict, then further details
ParameterManiloExpense Tracker & Split
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews—100.0% of reviews
Number of ratings2 — better—
Update frequencyEvery 3 days — betterEvery 6 days
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad
Requires iOS15.0 — better18.0
Further details — not scored
Size157 MB87 MB
Age rating4+4+
DeveloperBorys HarholinskyiAndre Suhartanto

Customer experience

Manilo

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Expense Tracker & Split

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Manilo

Subscriptions2
  • Ledgy Cloud Monthly7 Days trial$2.991 Month
  • Ledgy Cloud Yearly7 Days trial$19.991 Year
3 purchases

Expense Tracker & Split

Subscriptions2
  • Monthly$3.991 Month
  • Yearly7 Days trial$24.991 Year
One-time1
  • Lifetime$49.99

Questions

Is Manilo free?
Manilo is free to download, with in-app purchases available.
Is Expense Tracker & Split free?
Expense Tracker & Split is free to download, with in-app purchases available.
Do Manilo or Expense Tracker & Split have ads?
Neither Manilo nor Expense Tracker & Split shows ads.
Which is updated more often, Manilo or Expense Tracker & Split?
Manilo ships an update every 3 days, and Expense Tracker & Split every 6 days. Most recently, Manilo was updated on September 17, 2026 and Expense Tracker & Split on September 9, 2026.

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