CentRail vs Manilo

Take control of your money — all of it. Whether you're splitting costs, tracking subscriptions, or just trying to understand where your paycheck went, this app brings every corner of your finances into one clean, focused place. Expense Tracking Log and categorize every expense as it happens. See your monthly totals at a glance, filter by category or month, and spot patterns before they become problems. Transaction Ledger Track money you've sent and received with specific people. Know exactly who owes what, search by name or amount, and keep a clear record of every exchange — across any currency. Recurring Payments Your subscriptions and bills, all in one list. See what's active, what's paused, and what your monthly commitment really looks like. No more forgetting that trial you signed up for. Currency Converter Work in multiple currencies? Convert your transactions using live exchange rates or enter your own. Get a unified view of your finances no matter how many currencies are in play. Monthly Comparison Pick any two months and compare them side by side — total spending, category breakdowns, daily cumulative charts, and biggest movers. Understand not just what you spent, but how your habits are changing. Cloud Sync & Export Your data syncs securely to the cloud so it's always backed up and available. Export your expenses, transactions, or subscriptions as CSV anytime — ready to open in Numbers, Excel, or any spreadsheet app.

Manilo (formerly Ledgy) logs expenses the moment you speak them. Say what you spent, and AI fills in the amount, merchant, and category — no typing, no forms. Or snap a receipt. Or type a note. Whatever gets it in fastest. Manilo is an expense tracker and budget app built on voice and AI. Log transactions in seconds, set monthly budgets, share spending history with family or housemates, track accounts in any currency, and review everything on the web — all synced across your devices. — Voice and AI — Speak any transaction out loud: "Coffee at Blue Bottle, four seventy-five" or "Uber to the airport, twenty-two dollars." Manilo parses the amount, merchant, date, and category in under two seconds. Trigger it from the iPhone action button or a Siri shortcut — no app to open first. AI categorization learns your patterns. The first few times you log Whole Foods, it asks which category. After that, it knows. On-device voice processing — audio is never transmitted or stored. — Talk to Manilo from Any AI — Manilo ships a Model Context Protocol (MCP) server. If you use Claude, ChatGPT, Cursor, or any MCP-compatible assistant, you can log, query, and edit transactions from inside your AI — without opening the app. No other expense tracker in the App Store offers this. Requires Manilo Cloud. — Receipt Scanning — Snap any receipt — grocery store, restaurant, hardware store. Manilo reads the total, merchant name, and date, then adds the transaction to your log. Confirm in one tap or let it save automatically. — Budgets — Set monthly spending limits by category. Manilo shows how much is left, not just how much was spent. Green when on track, orange when close, red when over. No spreadsheets. No end-of-month surprises. — Multi-Currency — Add accounts in any currency. Travel card in euros, savings in dollars, UK credit card in pounds. Manilo applies live exchange rates and shows everything converted to your home currency. Long-press any foreign balance to see its equivalent. — Shared Expenses — Create a group for the people you spend with — a household, a couple, a trip abroad. Everyone logs their own expenses into one shared history that all members can see. Budgets, categories, and charts apply across the whole group, in any currency. Track your London weekend in pounds and the household groceries in dollars — Manilo converts everything to one home view. Requires Manilo Cloud subscription. — Charts and Web Dashboard — The mobile app shows a category donut chart with filters by month, quarter, or custom range. The web dashboard at ledgy.app goes deeper: spending trends by day, category breakdowns, income vs. expense comparisons, and shared group summaries. Same data, every surface. Log your first expense in under ten seconds. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/