CentRail vs Centli

Take control of your money — all of it. Whether you're splitting costs, tracking subscriptions, or just trying to understand where your paycheck went, this app brings every corner of your finances into one clean, focused place. Expense Tracking Log and categorize every expense as it happens. See your monthly totals at a glance, filter by category or month, and spot patterns before they become problems. Transaction Ledger Track money you've sent and received with specific people. Know exactly who owes what, search by name or amount, and keep a clear record of every exchange — across any currency. Recurring Payments Your subscriptions and bills, all in one list. See what's active, what's paused, and what your monthly commitment really looks like. No more forgetting that trial you signed up for. Currency Converter Work in multiple currencies? Convert your transactions using live exchange rates or enter your own. Get a unified view of your finances no matter how many currencies are in play. Monthly Comparison Pick any two months and compare them side by side — total spending, category breakdowns, daily cumulative charts, and biggest movers. Understand not just what you spent, but how your habits are changing. Cloud Sync & Export Your data syncs securely to the cloud so it's always backed up and available. Export your expenses, transactions, or subscriptions as CSV anytime — ready to open in Numbers, Excel, or any spreadsheet app.

Centli is a beautifully simple money tracker that helps you see where your money goes — and take back control. Track every expense and income in seconds, organize spending into ledgers and budgets, and keep your accounts perfectly balanced. Whether you're paying down a loan, saving toward a goal, or just trying to spend a little smarter, Centli keeps the whole picture in one calm, clutter-free place. WHY YOU'LL LOVE CENTLI • Fast expense & income tracking — add a transaction in seconds with Quick Add • Ledgers & budgets — group spending your way and see what's left at a glance • Multiple accounts & transfers — cash, bank and cards, always in sync • Loans — keep track of what you owe and what you're owed • Recurring transactions — set them once and let Centli handle the rest • Calendar view — see your spending day by day, color-coded • Reports — export clean PDF reports by date, ledger, account or person • Cently AI — chat with your own money assistant for insights and answers • Dark mode & themes — make Centli yours with custom accent colors • App lock — protect your data with Face ID, Touch ID or a passcode CENTLI PRO Upgrade to Pro for secure cloud backup and sync across your devices, an ad-free experience, and a higher monthly allowance of Cently AI insights. Subscriptions are available monthly, quarterly or yearly. Payment is charged to your Apple Account at confirmation of purchase, and renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple Account settings. YOUR DATA, YOUR BUSINESS Centli never sells your data and never asks for your bank login. Your finances stay private — kept on your device, with optional encrypted cloud backup when you choose Pro. Questions or feedback? Visit https://try-cently.com Terms of Use: https://try-cently.com/terms Privacy Policy: https://try-cently.com/privacy