Actual Budget Spendıng Tracker vs Centli

Actual Budget is a calm and modern money manager that helps you understand what you can safely spend, stay ahead of bills, and build better financial habits without stress. Track expenses, income, savings, debt, cash flow, and net worth in one clean app built for iPhone and iPad. Safe to Spend See how much you can safely spend today or this week after bills and essentials. Actual Budget gives you a clearer view of your real budget before you spend. Expense and Income Tracking Add one-time or recurring expenses and income in seconds. Organize everything with categories, edit quickly with swipe actions, and review your money with search, filters, and clear totals. Savings Goals Create savings goals, track deposits and withdrawals, and follow your progress visually. You can also send part of your income directly to savings goals automatically. Bills, Alerts, and Notifications Get bill reminders before due dates, budget alerts at 75, 90, and 100 percent, savings milestone notifications at 25, 50, 75, and 100 percent, and optional weekly summaries. Cash Flow, Debt, and Net Worth Plan ahead with cash flow forecasting, manage debts with smarter payoff guidance, and track assets and liabilities to understand your net worth over time. Widgets and Tips Use 4 home screen widgets for Safe to Spend, recent expenses, upcoming payments, and savings progress. Explore 400 plus practical budget tips to build stronger money habits. Currencies and Devices Use 17 major currencies including USD, EUR, GBP, AUD, CAD, JPY, MXN, BRL, KRW, PLN, DKK, NOK, SEK, TWD, RUB, CNY, and TRY with live exchange rates and offline fallback. Enjoy dark mode, native iPad layouts, keyboard shortcuts, iCloud sync, and easy restore when switching devices. Languages and Privacy The app currently supports English, Spanish, French, German, Portuguese, Dutch, Italian, Korean, Japanese, Polish, Danish, Norwegian Bokmål, Swedish, Chinese Traditional, Russian, and Chinese Simplified with auto-detect. Your data is designed to stay under your control with local storage and iCloud sync, so budgeting stays simple, private, and reliable. Purchase Required Actual Budget is a premium app. A purchase is required to use the app and unlock the full experience, including tracking, planning tools, widgets, and advanced money management features. Independent app. Not affiliated with actualbudget.org. Terms of Use: https://afterbudget.com/terms Privacy Policy: https://afterbudget.com/privacy

Centli is a beautifully simple money tracker that helps you see where your money goes — and take back control. Track every expense and income in seconds, organize spending into ledgers and budgets, and keep your accounts perfectly balanced. Whether you're paying down a loan, saving toward a goal, or just trying to spend a little smarter, Centli keeps the whole picture in one calm, clutter-free place. WHY YOU'LL LOVE CENTLI • Fast expense & income tracking — add a transaction in seconds with Quick Add • Ledgers & budgets — group spending your way and see what's left at a glance • Multiple accounts & transfers — cash, bank and cards, always in sync • Loans — keep track of what you owe and what you're owed • Recurring transactions — set them once and let Centli handle the rest • Calendar view — see your spending day by day, color-coded • Reports — export clean PDF reports by date, ledger, account or person • Cently AI — chat with your own money assistant for insights and answers • Dark mode & themes — make Centli yours with custom accent colors • App lock — protect your data with Face ID, Touch ID or a passcode CENTLI PRO Upgrade to Pro for secure cloud backup and sync across your devices, an ad-free experience, and a higher monthly allowance of Cently AI insights. Subscriptions are available monthly, quarterly or yearly. Payment is charged to your Apple Account at confirmation of purchase, and renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple Account settings. YOUR DATA, YOUR BUSINESS Centli never sells your data and never asks for your bank login. Your finances stay private — kept on your device, with optional encrypted cloud backup when you choose Pro. Questions or feedback? Visit https://try-cently.com Terms of Use: https://try-cently.com/terms Privacy Policy: https://try-cently.com/privacy