PaySplit vs SplitAura
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PaySplit
Easily track shared expenses like rent and trip costs with friends and roommates. This app offers a private way to settle debts, with no accounts or ads required. It helps you see clear balances and suggests the most efficient way to settle up.
- Track group expenses
- Clear balance visibility
- Smart settlement suggestions
- Multi-currency support
- iCloud group sharing
- Voice entry (Pro)
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Split shared bills without the awkward math. PaySplit shows who paid, who owes, and the fewest payments to settle up. No accounts. No ads. Private iCloud sharing. MADE FOR SHARED LIFE Rent, utilities, groceries, dinners, trips: if more than one person paid or benefited, PaySplit keeps it clear. • See exactly who owes what, at a glance. • Add an expense in seconds and choose who shares it. • Settle with fewer payments, not a web of IOUs. • Tap any balance to see how it was built: which expenses, which shares, which payments. • Share a group through iCloud. Your people do not need to create an account. • Keep groups in different currencies, with a running total in yours. NEW IN 2.1 • Receipt inbox: share a receipt from Photos, Mail or Messages and it waits for you to turn it into an expense. • Widgets and controls: balances on your Home and Lock Screen, and Add Expense from Control Center. • Spotlight: find any expense or payment from anywhere on your iPhone. • Siri that asks first: Add Expense and Record Payment confirm the details before saving. HOW IT WORKS 1. Create a group for your home, trip, or night out. 2. Add expenses as they happen. 3. Check balances and settle when you are ready. PAYSPLIT FREE & PRO Start free with your first 50 lifetime expenses, then 10 new expenses each month. PaySplit Pro adds: • Unlimited expenses • Recurring bills for rent, internet and other regular costs • Voice entry: say "Pizza, $42, split with Alex and Sam." • Line-by-line receipt splitting • Search across your history • Spending insights • CSV and PDF export $2.99/month or $14.99/year. YOUR DATA STAYS YOURS PaySplit stores group data in your iCloud account using Apple's CloudKit infrastructure. We have no servers and collect no data. Read the full policy at https://getpaysplit.app/privacy. QUESTIONS? Email support@getpaysplit.app. Every message reaches the developer directly. Subscription terms: PaySplit Pro auto-renews monthly or annually until cancelled. Manage or cancel anytime in Settings > Apple ID > Subscriptions. Payment is charged to your Apple ID. Subscriptions renew automatically unless turned off at least 24 hours before the end of the current period. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
SplitAura
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Splitting a bill shouldn't end a good night. SplitAura makes it effortless: snap a photo of the receipt, let it read the items and totals, and everyone taps what they had. No math, no "who owes what," no awkward reminders. HOW IT WORKS - Scan any receipt. SplitAura reads the items, prices, tax, and tip, so you don't type anything in. - Everyone claims what they had. Share a plate evenly or by portion. - Settle up the way you already pay. Send or request money by e-transfer or your favourite payment app. No new payment account to set up. WHY IT WORKS - One clear number. See exactly what you're owed or owe across every group, at a glance. - A group for everything. A trip, a dinner, an apartment. Keep each shared cost in its own place. - Guest-friendly. Send someone a pay link and they settle without downloading anything. - Build aura. Settling up builds your aura, a little reward that turns into free Pro over time. GO PRO Upgrade for unlimited groups, a private receipt vault that keeps every scan searchable, and spending insights that show where your money actually goes. PRIVACY FIRST Your data is yours. It's never sold, never used to train AI, and people outside your groups can never see it. Everything is encrypted in transit and at rest, and hosted in Canada. Split the cost. Keep the aura. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://splitaura.com/privacy
Screenshots
Verdict
The clearest difference is update cadence: SplitAura at every 4 days against PaySplit's monthly. SplitAura also leads on iOS requirement (15.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PaySplit sells 2 in-app purchases, starting at $2.99 per month and SplitAura sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
PaySplit ships an update monthly, SplitAura every 4 days. The most recent releases landed on October 15, 2026 and October 13, 2026 respectively.
| Parameter | PaySplit | SplitAura |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Monthly | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 26.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 15 MB | 27 MB |
| Age rating | 4+ | 4+ |
| Developer | Ricardo Carvalho | 13421783 Canada Inc. |
In-app purchases
PaySplit
- PaySplit Pro Monthly$2.991 Month
- PaySplit Pro Yearly$14.991 Year
SplitAura
- SplitAura Pro$4.991 Month
- SplitAura Pro Yearly$49.991 Year
Questions
Is PaySplit free?
Is SplitAura free?
Do PaySplit or SplitAura have ads?
Which is updated more often, PaySplit or SplitAura?
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