Comparison

Splito vs Nami

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splito

Easily split expenses and manage shared finances with groups, roommates, or partners. Track all shared costs transparently and know exactly who owes whom, simplifying settlement and eliminating awkward conversations.

Highlights
  • Instant bill splitting (equal or custom)
  • Track shared expenses
  • Know who owes whom
  • Settle up with clear balances
  • Add multiple payers and uneven splits
  • Scan receipts to add expenses
  • Itemized expense tracking
Features
Read full description

Split expenses and manage shared funds with friends, family, roommates, partners, or travel groups. No more awkward conversations, messy spreadsheets, or “who owes who?” drama. Splito keeps everything fair, transparent, and stress-free. Perfect for vacation trips, dinners, events, shared homes, and everyday spending. Why People Love Splito - Split bills instantly - no calculators, no confusion - Track all shared expenses in one place - Always know who owes whom - Settle up easily with simple, clear balances - Works great for trips, roommates, couples, and groups - 100% transparency - everyone sees the same numbers Great For Every Situation - Group trips & vacations – flights, food, fuel, stays, activities - Roommates – rent, groceries, utilities, shared cabs, household costs - Couples – date nights, bills, subscriptions, vacation trips - Friends at dinners or outings – quick check splits - Events & celebrations – parties, gifts, farewell, contributions - Shared budgets – savings pools, group funds, club collections - For NGOs, societies, and clubs - complete transparency that protects trust and relationships. - Gifts, games, parties, rides — split anything with friends in seconds. Top Features - Split bills instantly (equal or custom split) - Track shared expenses for groups, trips, or households - Know exactly who owes whom - Settle up with clear balances - Add multiple payers & uneven splits - Add repeat expenses like rent, subscriptions, easily - Manage funds with your child, spouse, or friends - Scan Receipt and add expenses - Itemization expense tracking - Charts and Graphs for better visuals - Save default split for hassle free experience - Export data in easy to read format - Track funds for NGOs, societies, or clubs with complete transparency - Track and manage your personal expenses with a fund group - Clean, fast, and easy to use Transparent, Private & Secure Your data stays safe and accessible only to you and your groups. No surprises, no confusion — just clean, accurate expense tracking. Terms of Use: https://splito.canopas.com/terms-of-service Questions or Feedback? Reach out to us at https://splito.canopas.com/

About

Nami

Read full description

Nami is the money app for pay that moves. Shift workers, part timers, freelancers and anyone tired of guessing what payday will bring: Nami shows where your money went, what you have earned and what is on its way. PAY BY TAP, AND NAMI LOGS IT Tap to Log puts each purchase on today's figure the moment you pay, with nothing to type. A Shortcuts automation on Wallet's own trigger hands Nami the amount and the shop when you pay with Apple Pay. Tap to Log does not read your card or Apple Pay. You set the automation up once, following the steps in Nami, and each purchase counts towards today, the month and your budget, kept in your account. Cash, direct debits and anything else go in with Add a purchase or a statement. CHOOSE FROM WALLET Missed a purchase? Pick it from the cards you have connected in the Wallet app and it counts in your month and your budget. Nami receives only the purchase you pick. On iPhone with iOS 18.4 or later. YOUR DAY ON THE LOCK SCREEN Today's spend and what is left of your monthly budget sit on your Lock Screen from your morning brief until 2am. On a shift, your pay counts up as you work, worked out on your phone from your own rota. A CALM BRIEF EVERY MORNING Yesterday's spending, your next pay and tips, at the time you choose. Tap it and it opens in Nami. SEE WHERE YOUR MONTH WENT Insights sets this month against last month at the same point, category by category. Set a monthly budget and a limit on the category that gets away from you. Every limit sits inside your budget, so nothing is counted twice. KNOW WHEN YOU GET PAID Point Nami at the calendar your rota lives in and it prices every shift, works out your pay cycle and shows what your next payslip should be before it lands. Add each payslip and Nami tunes the next estimate to your own deductions. Cut off dates, unpaid breaks and changed shifts are handled. Your calendar is read on your phone, and event titles never leave it. ASK NAMI ABOUT YOUR MONEY Ask a question in plain words and Nami answers from your own figures, with the numbers drawn as tiles. Free includes three questions a day. Pro includes fifty, answered by Nami's best model. ALL YOUR MONEY, ONE NUMBER Net Wealth brings the accounts you add together into one figure with a chart that shows it moving. Spending, Income and Net Wealth widgets put the figures on your Home Screen too. NAMI PRO • Ask Nami on Nami's best model, fifty questions a day • The morning brief written by Nami's best model • A limit on every category, more categories of your own, and pay from up to four employers • Merchant memory and the savings projector • Statement reading, up to fifty statements a month Free for everyone: Tap to Log, Choose from Wallet, Add a purchase, the Lock Screen cards, the morning brief, Insights, three Ask Nami questions a day, one employer, the monthly budget, one category limit, manual accounts in Net Wealth and one statement a month. YOUR DATA STAYS YOURS Nami can never move your money. Statements are off until you turn them on in Profile. Ask Nami, statement reading and the morning brief use Claude, an AI model made by Anthropic, and nothing is sent until you agree. Your chats stay on your phone. Delete your account and the data Nami holds at any time in Profile, Privacy & data. SUBSCRIPTION Nami Pro is an auto renewing subscription, monthly or annual, and new subscribers start with a two week free trial. Payment is charged to your App Store account when you confirm, or when the trial ends. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel any time in the Settings app: tap your name, then Subscriptions. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://meliodeveloper.github.io/nami-privacy/

Screenshots

Splito4 screens
Nami4 screens

Verdict

The call

The clearest difference is iOS requirement: Splito at 14.0 against Nami's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splito sells 4 in-app purchases, starting at $4.99 per month and Nami sells 2 in-app purchases, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Splito ships an update every 2 weeks, Nami every 11 days. Both last shipped on October 25, 2026.

Scorecard1 real difference · 9 level
Splito versus Nami: the parameters behind the verdict, then further details
ParameterSplitoNami
PriceFreeFree
Rating4.7 (60 ratings) — better—
Positive reviews98.6% of reviews—
Number of ratings60 — better—
Update frequencyEvery 2 weeksEvery 11 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS14.0 — better17.0
Further details — not scored
Size137 MB62 MB
Age rating4+4+
DeveloperCANOPAS SOFTWARE LLPMelio Labs Ltd

In-app purchases

4 purchases

Splito

Subscriptions3
  • Splito Pro 1 Month2 variants$4.991 Month
  • Splito Pro 1 Year$14.991 Year
  • Splito Pro 1 Year$24.991 Year
One-time1
  • Pro Lifetime$99.99
2 purchases

Nami

Subscriptions2
  • Nami Pro14 Days trial$7.991 Month
  • Nami Pro14 Days trial$59.991 Year

Questions

Is Splito free?
Splito is free to download, with in-app purchases available.
Is Nami free?
Nami is free to download, with in-app purchases available.
Do Splito or Nami have ads?
Neither Splito nor Nami shows ads.
Which is updated more often, Splito or Nami?
Splito ships an update every 2 weeks, and Nami every 11 days. Most recently, Splito was updated on October 25, 2026 and Nami on October 25, 2026.

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