Comparison

Jaiz eToken vs FirstDirect Mobility

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Jaiz eToken

This app generates one-time passwords (OTPs) to secure your online accounts. It replaces physical security tokens, offering a convenient and robust two-factor authentication method for banking, corporate networks, and e-commerce.

Highlights
  • Generates one-time passwords (OTPs)
  • Enhances online security
  • Simplifies authentication
  • Replaces physical tokens
  • Supports two-factor authentication (2FA)
Features
Read full description

The eToken application is a cutting-edge digital platform designed to enhance security and simplify authentication processes.  It generates one-time passwords (OTPs) for secure access to online services, such as banking, corporate networks, and e-commerce platforms. The app replaces traditional physical tokens. By combining something you know (PIN) with something you have (eToken), the app ensures robust two-factor authentication (2FA).

About

FirstDirect Mobility

Manage your company bank accounts, view transactions, and approve payments on the go. This app offers streamlined onboarding, a clear dashboard, and convenient beneficiary management for a better banking experience.

Highlights
  • Company onboarding
  • Account dashboard
  • Multiple account management
  • Beneficiary management
  • Transaction approvals
Features
Read full description

We are excited to introduce the latest version of FirstDirect2.0 Mobile Application, packed with features to provide you with an even better banking experience. In this release, we have focused on streamlining transactions, easy approvals and enhancing user experience. Here's what's to expect: **Features:** 1. Company Onboarding: You can now onboard your company bank account easily from your mobile phone using your account details. 2. Dashboard: We have designed the dashboard to give you an overview of your accounts, transactions, and financial insights. 3. Multiple accounts: See all your bank accounts and their respective transactions in one place and choose which account you want as your default. 4. Beneficiary Management: You can now manage your beneficiaries directly from the app, add new beneficiaries and manage their details at your convenience. 5. Approve transactions: We have added capability to approve transactions on the go. We value your feedback, and if you have any questions, suggestions, or concerns, do not hesitate to reach out to our support team. We remain committed to providing you with a secure, convenient, and feature-rich banking experience. Stay tuned for more exciting updates in the future! Thank you for choosing FirstDirect2.0. You First!

Screenshots

Jaiz eToken4 screens
FirstDirect Mobility3 screens

Verdict

The call

The clearest difference is update cadence: FirstDirect Mobility at every 5 weeks against Jaiz eToken's every 7 months. Jaiz eToken's advantage is rating (2.3 vs 2.0) and ratings volume (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Jaiz eToken holds the better App Store score, 2.3 against 2.0. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

UpkeepUpdate frequency

Jaiz eToken ships an update every 7 months, FirstDirect Mobility every 5 weeks. Both last shipped on October 1, 2026.

Scorecard3 real differences · 7 level
Jaiz eToken versus FirstDirect Mobility: the parameters behind the verdict, then further details
ParameterJaiz eTokenFirstDirect Mobility
PriceFreeFree
Rating2.3 (3 ratings) — better2.0 (1 ratings)
Positive reviews0.0% of reviews—
Number of ratings3 — better1
Update frequencyEvery 7 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size141 MB47 MB
Age rating4+4+
DeveloperJaiz Bank PlcFirst Bank of Nigeria Limited

Customer experience

Jaiz eToken

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

FirstDirect Mobility

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Jaiz eToken

No in-app purchases

None

FirstDirect Mobility

No in-app purchases

Questions

Is Jaiz eToken free?
Jaiz eToken is free to download, with no in-app purchases.
Is FirstDirect Mobility free?
FirstDirect Mobility is free to download, with no in-app purchases.
Which has better reviews, Jaiz eToken or FirstDirect Mobility?
Jaiz eToken is rated higher. Jaiz eToken averages 2.3 out of 5 from 3 ratings, while FirstDirect Mobility averages 2.0 from 1 ratings.
Do Jaiz eToken or FirstDirect Mobility have ads?
Neither Jaiz eToken nor FirstDirect Mobility shows ads.
Which is updated more often, Jaiz eToken or FirstDirect Mobility?
Jaiz eToken ships an update every 7 months, and FirstDirect Mobility every 5 weeks. Most recently, Jaiz eToken was updated on October 1, 2026 and FirstDirect Mobility on October 1, 2026.

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