UnionToken vs FirstDirect Mobility
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UnionToken
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Generate one-time passwords (OTP) to authorize transactions on Union360, Union Mobile, Union Online with ease
FirstDirect Mobility
Manage your company bank accounts, view transactions, and approve payments on the go. This app offers streamlined onboarding, a clear dashboard, and convenient beneficiary management for a better banking experience.
- Company onboarding
- Account dashboard
- Multiple account management
- Beneficiary management
- Transaction approvals
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We are excited to introduce the latest version of FirstDirect2.0 Mobile Application, packed with features to provide you with an even better banking experience. In this release, we have focused on streamlining transactions, easy approvals and enhancing user experience. Here's what's to expect: **Features:** 1. Company Onboarding: You can now onboard your company bank account easily from your mobile phone using your account details. 2. Dashboard: We have designed the dashboard to give you an overview of your accounts, transactions, and financial insights. 3. Multiple accounts: See all your bank accounts and their respective transactions in one place and choose which account you want as your default. 4. Beneficiary Management: You can now manage your beneficiaries directly from the app, add new beneficiaries and manage their details at your convenience. 5. Approve transactions: We have added capability to approve transactions on the go. We value your feedback, and if you have any questions, suggestions, or concerns, do not hesitate to reach out to our support team. We remain committed to providing you with a secure, convenient, and feature-rich banking experience. Stay tuned for more exciting updates in the future! Thank you for choosing FirstDirect2.0. You First!
Screenshots
Verdict
The clearest difference is update cadence: FirstDirect Mobility at every 5 weeks against UnionToken's every 6 months. FirstDirect Mobility also leads on device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UnionToken ships an update every 6 months, FirstDirect Mobility every 5 weeks. The most recent releases landed on September 24, 2026 and October 1, 2026 respectively.
| Parameter | UnionToken | FirstDirect Mobility |
|---|---|---|
| Price | Free | Free |
| Rating | — | 2.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 6 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 41 MB | 47 MB |
| Age rating | 4+ | 4+ |
| Developer | Union Bank of Nigeria Plc | First Bank of Nigeria Limited |
In-app purchases
UnionToken
No in-app purchases
FirstDirect Mobility
No in-app purchases
Questions
Is UnionToken free?
Is FirstDirect Mobility free?
Do UnionToken or FirstDirect Mobility have ads?
Which is updated more often, UnionToken or FirstDirect Mobility?
Other comparisons
