Providus Soft Token vs UnionToken
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Providus Soft Token
This application provides two-factor authentication for secure access to internet banking and corporate banking services. It ensures that transactions are authorized through an additional verification step.
- Two-factor authentication
- Internet banking security
- Corporate banking access
- Transaction authorization
- Secure login
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2FA Application to consume transactions on Internet banking or Corporate Internet Banking.
UnionToken
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Generate one-time passwords (OTP) to authorize transactions on Union360, Union Mobile, Union Online with ease
Screenshots
Verdict
Providus Soft Token and UnionToken are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Providus Soft Token ships an update every 9 months, UnionToken every 6 months. The most recent releases landed on October 2, 2026 and October 10, 2026 respectively.
| Parameter | Providus Soft Token | UnionToken |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (3 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 9 months | Every 6 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 7 MB | 41 MB |
| Age rating | 4+ | 4+ |
| Developer | ProvidusBank | Union Bank of Nigeria Plc |
In-app purchases
Providus Soft Token
No in-app purchases
UnionToken
No in-app purchases
Questions
Is Providus Soft Token free?
Is UnionToken free?
Do Providus Soft Token or UnionToken have ads?
Which is updated more often, Providus Soft Token or UnionToken?
Other comparisons
