QuattroHub vs Virtual Cards

Providing cardholders with an industry leading experience. App includes onboarding, adding and managing cards, wallet management, sending and requesting funds to anyone in the program, accessing benefits, and stay on-top of notifications. Includes multi-language support. Specific Features: Cards – Get new physical or virtual cards, add cards to a digital wallet, load cards with funds from the wallet, view card details, freeze cards, see transactions, and more. Wallet – Single and multi-currency support with currency exchange and pockets for each currency, load cards, transaction monitoring, and monthly statement generation. Transfer – Move funds between wallet and cards, send and request money from anyone in the program. Optional IBAN or bank account direct deposits and transfers. Benefits – View and add program benefits and access them directly in the app.

VIRTUAL CARDS & BUSINESS EXPENSE MANAGEMENT MADE SIMPLE Transform your business spending with instant virtual cards and complete expense control. Issue cards to employees, contractors, and vendors with preset limits and real-time monitoring - physical cards also available. INSTANT VIRTUAL CARD CREATION • Launch cards in seconds with custom spending limits • Virtual cards for online purchases and subscriptions • Physical cards available - printed and shipped within days • Mobile payment platform integration for contactless payments • Unique 16-digit numbers for enhanced security BUILT FOR BUSINESS EXPENSE MANAGEMENT • Employee expense cards with automatic spending controls • Contractor and vendor-specific payment cards • Subscription management with auto-expiring cards • Eliminate manual expense reimbursements • Perfect for startups, SMBs, and enterprise teams GRANULAR SPENDING CONTROLS • Set budgets before cards are used, not after • Time-based restrictions (business hours only) • Location controls (specific cities, states, countries) • Merchant category restrictions (block gambling, limit restaurants) • Per-transaction and daily spending limits • Vendor-specific cards with preset amounts AI-POWERED EXPENSE AUTOMATION • Automated receipt capture via SMS and app notifications • Intelligent transaction categorization and itemization • Automated expense report generation • Real-time spending analytics and budget insights • Export data for QuickBooks, Xero, and other accounting software ENTERPRISE-GRADE SECURITY • Bank-level encryption and fraud protection • Instant freeze/unfreeze capabilities • Biometric authentication through digital wallets • Tokenization for enhanced payment security • Secure card deletion with immediate deactivation COMPLETE FINANCIAL OVERSIGHT • Real-time spending notifications and alerts • Comprehensive analytics dashboard • Multi-user roles with approval workflows • Spending trends and budget variance analysis • Custom reporting for finance teams PERFECT FOR EVERY BUSINESS •Startups: Control team spending as you scale •Small Business: Eliminate expense reimbursement hassles •Remote Teams: Issue cards with location-based controls •Enterprises: Manage complex approval workflows •Agencies: Client-specific project spending cards WHY CHOOSE VIRTUAL CARDS? • Instant issuance vs. weeks with traditional banks • Granular controls vs. basic spending limits • AI automation vs. manual expense tracking • Flexible card types vs. one-size-fits-all solutions • Real-time oversight vs. monthly statements • No annual fees or hidden charges USE CASES: • Online advertising and marketing spend • Software subscriptions and SaaS tools • Travel and entertainment expenses • Office supplies and equipment purchases • Contractor and freelancer payments • Emergency business expenses GETTING STARTED: 1.Download the app and create your business account 2.Fund your wallet via bank transfer or existing cards 3.Issue virtual cards with custom limits and restrictions 4.Monitor spending in real-time with detailed analytics 5.Automate expense reports with AI-powered receipt capture