Nest Pensions vs Subception

Want a handy way to check on your pension savings? With the Nest pensions app: • Log in easily and securely using biometric (fingerprint or face ID) or PIN • View your pension pot dashboard • View contributions added to your pot by you, your employer and the government’s tax relief • View your fund your pot is invested in • Keep your account details like address, phone and email up-to-date • Add or manage beneficiaries for your pot • View and send secure messages Getting started: You must be a Nest member to use the app. If you have already set up your Nest account online: • Log in to the app using the same username and password that you use to log in to your member account on our website – nestpensions.org.uk • You will then be asked to set up a 6 digit PIN, followed by the option to set up biometric (fingerprint or face ID) login, either of which you can then use to going forward to log in. If you haven’t already set up your Nest account online: • Go to nestpensions.org.uk to register. You’ll need your Nest member ID from a letter you have received from us • Then download the Nest Pensions app and log in as per the process given above Help and Support: If you need support, you’ll find it in the Help section of our app. The Member Help Centre on our website also has app support. If you have a question about your Nest account or pension pot, log into the app or our website to send us a secure message. Give us your view: We’d love to hear what you think about the features and tools in the app. Feel free to contact us at: app@nestcorporation.org.uk Do not include personal details like your pot balance or password in your feedback.

Subception tells you what your subscriptions actually cost you — and it doesn't charge you a subscription to do it. One payment. No account to create, no ads, no analytics, no tracking, and no servers of ours in the middle. Your data lives on your devices and syncs only through your own private iCloud. WHAT IT DOES Add what you pay for — streaming, software, gym, storage, the lot — and Subception turns it into something you can actually act on. Monthly and yearly totals at a glance. What renews this week. What quietly went up in price. What you saved by cancelling. It handles the awkward cases properly: free trials that need a decision before they bill, annual plans, quarterly billing, custom cycles, paused subscriptions, and subscriptions in other currencies. ONE APP, THREE PLATFORMS Buy it once and it's yours on iPhone, iPad and Mac. The Mac app is a real Mac app, not a stretched phone screen — with a menu-bar extra, a proper sidebar, and full keyboard support. FREE FOREVER - Up to 5 subscriptions - Prices in any currency, with the equivalent in yours shown alongside - Renewal reminders so nothing bills you by surprise - Home Screen widgets — monthly spend and upcoming renewals - Siri and Shortcuts, plus Spotlight search - CSV and JSON export, import and full backup That last one matters: export, import and backup are never paid features. Your data is yours, and you can take it out whenever you like. That will never sit behind a paywall. PRO — ONE PAYMENT, YOURS FOREVER - The full insights engine — charts, category and payment breakdowns, and smart cards that tell you what changed - Price-rise tracking and realized savings from what you've cancelled - A renewal calendar, in-app and exported to your own calendar - Multi-stage reminders and per-category defaults - Per-account analytics — see what each card actually costs you - Multi-currency analytics — mixed-currency totals, charts and breakdowns converted and combined - Themes and alternate app icons PRIVACY, PLAINLY Subception collects nothing. There is no analytics SDK, no advertising, no third-party framework and no server of ours anywhere. The only thing the app ever fetches is the European Central Bank's public exchange-rate feed, anonymously and without a key, so multi-currency figures stay current. iCloud sync is private to you — device to device through your own account. We never see it. Made by NetSmiths in the UK.