Flow vs Realtime Budget Money Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Flow
This personal finance tracker allows you to manage your money with ease. It offers full control over your data and can function offline, with features like multiple accounts, currencies, and financial statistics.
- Multiple accounts
- Multiple currencies
- Full data control
- Offline functionality
- iCloud backup
- Financial statistics
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A free and open-source personal finance tracker app built with love. Flow offers full control over you data, and works fully offline*. Features: - Multiple accounts - Multiple currencies - Full control of your data - iCloud backup support - Simple and smooth UX - Statistics about your finance Please consider supporting Flow by leaving a review, suggesting ideas through Flow's GitHub issue tracker, contributing and more! * If you use multiple currencies, Flow needs an internet connection to fetch foreign currency exchange rates.
Realtime Budget Money Tracker
This finance app offers a unique approach to budgeting by showing your available funds increase in real-time as seconds pass. It focuses on simplicity and speed for logging expenses, providing motivation to save and stay in control of your spending.
- Real-time budget growth visualization
- Fast expense logging
- Simple and intuitive interface
- Apple Watch app with complications
- Intelligent savings advisors
- 100% local data storage
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Watch your budget grow with every passing second. A completely new approach that motivates you to take control of your finances. Realtime Budget is a simple yet powerful app that helps you save money and stay on top of your spending. Unlike traditional budget trackers, Realtime Budget lets you set a daily budget and watch it increase in real time — second by second. Every moment you don't spend is a moment you can see your savings grow. Designed for speed and simplicity, logging an expense takes just a few taps. No complicated setup, no cluttered interfaces — just you and your budget, always moving forward. Now available on Apple Watch with complications support — check your budget right from your wrist without ever opening your phone. - Real-time motivation: every second you don't spend, your budget visibly grows. - Optimized for lightning-fast expense entries. - Designed to be as simple as possible. - Apple Watch app with complications for your watch face. - Intelligent advisors help you save smarter. - Your data stays on your device — 100% local storage. - No account required. - 100% free. No ads.
Screenshots
Verdict
The clearest difference is ratings volume: Flow at 20 against Realtime Budget Money Tracker's 3. Flow also leads on review sentiment (95% vs 86%). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Flow against 5.0 for Realtime Budget Money Tracker. That said, the two scores are not equally well evidenced: Flow has 20 ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 95% of Flow's written reviews are positive against 86% of Realtime Budget Money Tracker's.
Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 24, 2026 and October 16, 2026 respectively.
| Parameter | Flow | Realtime Budget Money Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (20 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 95.5% of reviews — better | 85.7% of reviews |
| Number of ratings | 20 — better | 3 |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod, Apple Watch — better |
| Requires iOS | 16.6 | 15.6 — better |
| Further details — not scored | ||
| Size | 80 MB | 86 MB |
| Age rating | 4+ | 4+ |
| Developer | Batmend Ganbaatar | Jirko Cernik |
Customer experience
Flow
Realtime Budget Money Tracker
In-app purchases
Flow
No in-app purchases
Realtime Budget Money Tracker
No in-app purchases
Questions
Is Flow free?
Is Realtime Budget Money Tracker free?
Which has better reviews, Flow or Realtime Budget Money Tracker?
Do Flow or Realtime Budget Money Tracker have ads?
Which is updated more often, Flow or Realtime Budget Money Tracker?
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