Flow vs Spending Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Flow
This personal finance tracker allows you to manage your money with ease. It offers full control over your data and can function offline, with features like multiple accounts, currencies, and financial statistics.
- Multiple accounts
- Multiple currencies
- Full data control
- Offline functionality
- iCloud backup
- Financial statistics
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A free and open-source personal finance tracker app built with love. Flow offers full control over you data, and works fully offline*. Features: - Multiple accounts - Multiple currencies - Full control of your data - iCloud backup support - Simple and smooth UX - Statistics about your finance Please consider supporting Flow by leaving a review, suggesting ideas through Flow's GitHub issue tracker, contributing and more! * If you use multiple currencies, Flow needs an internet connection to fetch foreign currency exchange rates.
Spending Tracker
Easily track expenses, split bills, and manage money with others. Features AI receipt scanning, voice input, and customizable tracking spaces for personal or shared finances. Get real-time budget updates and spending analytics.
- AI receipt scanning
- Voice transaction input
- Customizable tracking spaces
- Expense splitting
- Real-time budget updates
- Spending analytics
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Budget Ally: Track & Share Expenses Effortlessly Split bills, track spending, and manage money with anyone - partners, family, or friends. Key Features: • Scan receipts using AI • Input transactions using your voice • Create custom tracking spaces for different needs (personal, shared, travel) • Split expenses and track who paid what • Real-time budget updates and spending analytics • Dark & light mode • Customizable categories with icons Perfect for: • Couples sharing household expenses • Roommates splitting bills • Family budgeting • Travel expenses with friends • Personal finance tracking Download now and take control of your finances!
Screenshots
Verdict
The clearest difference is rating: Flow at 5.0 against Spending Tracker's 3.0. Flow also leads on in-app purchases (none vs 4) and ratings volume (20 vs 2). Spending Tracker's advantage is update cadence (every 5 days vs every 2 weeks). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Tracker sells 4 in-app purchases, starting at $2.99 per month. Flow asks for nothing beyond the download.
Flow holds the better App Store score, 5.0 against 3.0. That said, the two scores are not equally well evidenced: Flow has 20 ratings behind it against 2, so its average is the more settled of the two.
Flow ships an update every 2 weeks, Spending Tracker every 5 days. The most recent releases landed on September 21, 2026 and June 11, 2026 respectively.
| Parameter | Flow | Spending Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (20 ratings) — better | 3.0 (2 ratings) |
| Positive reviews | 95.5% of reviews | — |
| Number of ratings | 20 — better | 2 |
| Update frequency | Every 2 weeks | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 79 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | Batmend Ganbaatar | Jeffrey Kehler |
Customer experience
Flow
Spending Tracker
In-app purchases
Flow
No in-app purchases
Spending Tracker
- Premium (Monthly)7 Days trial$2.991 Month
- Premium (Annual)7 Days trial$24.991 Year
- Premium (Limited time offer)Free
- Premium (Lifetime)$59.99
