Comparison

Flow vs Finluno

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Flow

This personal finance tracker allows you to manage your money with ease. It offers full control over your data and can function offline, with features like multiple accounts, currencies, and financial statistics.

Highlights
  • Multiple accounts
  • Multiple currencies
  • Full data control
  • Offline functionality
  • iCloud backup
  • Financial statistics
Read full description

A free and open-source personal finance tracker app built with love. Flow offers full control over you data, and works fully offline*. Features: - Multiple accounts - Multiple currencies - Full control of your data - iCloud backup support - Simple and smooth UX - Statistics about your finance Please consider supporting Flow by leaving a review, suggesting ideas through Flow's GitHub issue tracker, contributing and more! * If you use multiple currencies, Flow needs an internet connection to fetch foreign currency exchange rates.

About

Finluno

Read full description

The easiest way to understand where your money goes. Everything included. No ads. No subscriptions. No accounts. Finluno is a private expense tracker designed for everyday spending awareness — helping you stay on top of your finances without the clutter and complexity of traditional budgeting apps. Your financial data stays entirely on your device. Track expenses in seconds, explore meaningful insights, and build healthier spending habits through a fast, calm, and beautifully simple experience. ―――――――――――――――――― FEATURES ―――――――――――――――――― → Quick transaction entry → Insightful spending breakdowns → Smart recurring transactions → Clean categories and timelines → Biometric protection → Beautiful dark mode → Fully private by design ―――――――――――――――――― Built for people who want clarity, not complexity. Carefully crafted with a focus on privacy, simplicity, and thoughtful design.

Screenshots

Flow4 screens
Finluno4 screens

Verdict

The call

Flow and Finluno are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
Flow versus Finluno: the parameters behind the verdict, then further details
ParameterFlowFinluno
PriceFreeFree
Rating5.0 (20 ratings) — better—
Positive reviews95.5% of reviews—
Number of ratings20 — better—
Update frequencyEvery 2 weeks—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.6 — better17.6
Further details — not scored
Size80 MB19 MB
Age rating4+4+
DeveloperBatmend GanbaatarAfrin Malick

In-app purchases

None

Flow

No in-app purchases

None

Finluno

No in-app purchases

Questions

Is Flow free?
Flow is free to download, with no in-app purchases.
Is Finluno free?
Finluno is free to download, with no in-app purchases.
Do Flow or Finluno have ads?
Neither Flow nor Finluno shows ads.

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