Comparison

Budgety vs Saveo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budgety

Easily track income, expenses, and budgets with this app. It syncs with bank accounts, offers custom categories, and provides insights into your spending. Enjoy a secure and ad-free experience with 24/7 support.

Highlights
  • Bank account syncing (CAD & US)
  • Income and expense tracking
  • Customizable budgeting and limits
  • Recurring transaction automation
  • Dual currency account support
  • Personalized transaction notes
  • 24/7 customer support
Features
Read full description

Save up to 50% with code WELCOME26 on Budgety. Valid till the end of this month! TL:DR: Available features on Budgety - Sync with your CAD and US Bank Accounts - Track income, expenses, credit card bills, and savings easily - Create budgets, set limits, and get notified when you hit your limits - Create your own custom categories - Create manual recurring transactions - Add & view multiple checking, savings & cash accounts in one place - ⁠Set up accounts in dual currencies - Automate recurring transactions - Get deeper insights into your finances - Add personalized notes to your transactions - Your data is private and secure - Support available 24/7 - Try free for 14 days (new users) Budgety: Your Financial Buddy Tired of stressing over your finances? Looking for a simple yet powerful tool to take control of your money? Look no further! Introducing Budgety, the ultimate income and expense tracker app that empowers you to master your money with ease– without the annoying ads. Your Money, Your Rules. Budgety understands that your financial journey is unique. That's why we give you the freedom to manage your money according to your own terms. Say goodbye to outdated spreadsheets and embrace a modern, beautiful, all-in-one solution that revolutionizes the way you handle your finances. Transform Your Financial Life with Budgety: Track your Inflows, Credit card bills & Expenses: Stay in the know with real-time updates on your financial transactions. Monitor your spending effortlessly and gain total transparency into your cash flow. Control your Spending: Get your money in shape. Set up budgets easily to ensure you stay on top of your financial obligations and direct your income to the right expense bucket. Income Tracking: Watch your wealth grow as you track your income and maximize each dollar you earn. Gain a comprehensive view of your financial health in one place. Privacy Assurance: Your financial data is sacred to us. Budgety will never sell your data or bombard you with in-app ads. Trust us to keep your budget safe and secure. 24/7 Support & Resource Hub: Access a wealth of free resources, including live workshops, video courses, written guides, and a 24/7 responsive customer support team ready to answer your questions. Get Started with Confidence Try Budgety free for 34 days and experience the transformation of your financial life. Choose from flexible monthly or annual subscription options that cater to your needs. Don't let money control you— take control of your finances with Budgety today! Your financial freedom is just a download away. Join the growing community of smart money managers with Budgety. Download now! Privacy Policy: https://trapezoidal-canvas-875.notion.site/Privacy-policy-d160b91f7c124399a7b5190cb640b5cf Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Saveo

This app simplifies money management by automatically tracking expenses and categorizing transactions using AI. It helps users create personalized budgets, monitor spending with visual insights, and achieve financial goals through secure bank account syncing.

Highlights
  • AI-powered transaction categorization
  • Automated expense tracking
  • Secure bank account syncing
  • Personalized budget creation
  • Visual spending insights
  • Subscription tracking
Features
Read full description

Saveo: AI Expense Tracker & Budget Planner Saveo is the AI-powered expense tracker and budget planner that does the work for you. Connect your accounts, track your spending automatically, and finally understand where your money goes, no spreadsheets, no manual entry, no guesswork. Smarter than YNAB. More affordable than Monarch. Built for people who want real results without the complexity. How Saveo works Connect your bank accounts and credit cards securely through Plaid and Saveo's AI instantly categorizes every transaction, tracks your daily and monthly expenses, and builds a clear picture of your financial habits, all in real time. Ask questions with your voice. Get instant spending summaries. Set savings goals and watch your progress update automatically. Saveo is the only budgeting app with a built-in AI voice agent that lets you manage your money hands-free. Everything included in Premium AI-powered transaction categorization that learns your spending habits Automatic expense tracking across all your bank accounts and credit cards Bill tracker and subscription manager to eliminate forgotten charges Personalized budget planner with live progress tracking Daily, weekly, and monthly spending summaries Savings goals with automated progress tracking Debt payoff planner to accelerate your path to financial freedom Income tracking and net worth dashboard Interactive charts and visual spending reports Full dark mode support Voice agent, ask Saveo anything about your finances Perfect for Daily expense tracking without manual entry Payday budgeting and bill management Getting AI-driven insights into your spending patterns Managing multiple accounts in one place Paying off debt faster with a clear plan Setting and hitting savings goals Half the price of the competition Saveo Premium is C$12.99/month or C$59.99/year — significantly less than Monarch or YNAB, with more AI features built in. A lifetime plan is also available for users who prefer to pay once. Try free for 3 days. Cancel anytime. What our users say "Saveo makes budgeting effortless. It syncs with my bank and tracks everything automatically." — Emily, New York "The AI categorization is a game-changer. It learned my habits and helped me save more than ever." — Raj, San Francisco "The charts make it so easy to see where my money goes. No more guesswork." — Sarah, Chicago "Simple, smart, and secure. The budgeting app I've been searching for." — Michael, Miami Your data, always protected Saveo uses industry-leading encryption and secure Plaid connections trusted by major financial institutions. Your financial data is never sold, never shared, and always yours. Saveo Premium Monthly — $12.99 Saveo Premium Annual — $59.99 Saveo Premium Lifetime — $199.00 3-day free trial. Cancel anytime. Terms of Use: https://saveo.app/terms Privacy Policy: https://saveo.app/privacy

Screenshots

Budgety4 screens
Saveo4 screens

Verdict

The call

Budgety and Saveo both sit at 5.0 stars, but that hides the real split: 100% of Saveo's written reviews are positive against 64% of Budgety's. Budgety's advantage is ads (none vs shown). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budgety sells 10 in-app purchases, starting at $1.99 per month and Saveo sells 3 in-app purchases, starting at $12.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Budgety against 5.0 for Saveo. Both are backed by a comparable volume of ratings — 2 and 4 respectively. Written reviews are what separate them: 64% of Budgety's written reviews are positive against 100% of Saveo's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 27, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
Budgety versus Saveo: the parameters behind the verdict, then further details
ParameterBudgetySaveo
PriceFreeFree
Rating5.0 (2 ratings)5.0 (4 ratings)
Positive reviews63.6% of reviews100.0% of reviews — better
Number of ratings24 — better
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size93 MB106 MB
Age rating4+4+
DeveloperBUDGETY TECHNOLOGIESSaveo Technologies Inc.

Customer experience

Budgety

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews11 reviews
Positive63.6%
Neutral0.0%
Negative36.4%

Saveo

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews14 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

10 purchases

Budgety

Subscriptions10
  • Budgety Monthly7 Days trial$1.991 Month
  • Monthly - Discounted7 Days trial$1.991 Month
  • UCW Monthly7 Days trial$3.991 Month
Show 7 more
  • Premium Monthly7 Days trial$9.991 Month
  • Budgety Yearly7 Days trial$14.991 Year
  • Yearly - Discounted14 Days trial$14.991 Year
  • Pro Monthly$19.991 Month
  • UCW Yearly7 Days trial$46.991 Year
  • Premium Yearly7 Days trial$59.991 Year
  • Pro Yearly7 Days trial$149.991 Year
3 purchases

Saveo

Subscriptions2
  • Saveo Premuim3 Days trial$12.991 Month
  • Saveo Premium Annual3 Days trial$59.991 Year
One-time1
  • Saveo Premium Lifetime$199.00

Questions

Is Budgety free?
Budgety is free to download, with in-app purchases available.
Is Saveo free?
Saveo is free to download, with in-app purchases available.
Which has better reviews, Budgety or Saveo?
Budgety and Saveo are both rated 5.0 out of 5 on the App Store, from 2 and 4 ratings respectively.
Do Budgety or Saveo have ads?
Saveo shows ads; Budgety does not.
Which is updated more often, Budgety or Saveo?
Budgety ships an update every 2 weeks, and Saveo every 2 weeks. Most recently, Budgety was updated on October 27, 2026 and Saveo on October 25, 2026.

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