Comparison

Wealthica vs Budgety

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wealthica

Consolidate all your financial accounts into one platform. Automatically track your net worth, investments, and transactions from thousands of institutions. Gain an unbiased view of your wealth and manage your finances effectively.

Highlights
  • Net worth tracking
  • Automatic daily updates
  • Consolidated transaction history
  • Investment holdings overview
  • Budgeting and goal setting
  • Data export to spreadsheets
Features
Read full description

Track all your investments with Wealthica Every day, Wealthica connects to your financial institutions and stores all of your transactions and investments history. This allows you to see all your investments and banking transactions in one place and get an unbiased view of your wealth. Wealthica supports over 20,000 financial institutions, including banks, investments and crypto. -- NET WORTH TRACKING -- Track your entire net worth: stocks and shares, bonds and funds, real estate, cars, private investments, crypto or any other asset. Know how much you and your family are worth. Create groups for family members, businesses or family trusts to track your net worth across multiple entities. -- UPDATED DAILY -- No need to enter your data manually. Simply : 1- Sign up 2- Connect your investment accounts. 3- Review your automatically synchronized data daily. -- TRANSACTIONS -- All your transactions from all your bank and investment accounts in a single list. Get daily or weekly email alerts for new transactions and cash drag. -- HOLDINGS -- View all your investment holdings in a single list. Categorize and review the daily performance of your holdings. Use the holdings view to review your asset allocation or plan to rebalance your portfolio. -- COMPATIBLE WITH WEALTHICA WEB -- The Wealthica on-the-go mobile app is a great complement to our web app. Log in with the same credentials you use to connect to our mobile app. Explore the Power Ups section to discover new reports and advanced features. Share your data with trusted family members, advisors, or other financial professionals. Export your data to Google Sheets or Excel and instantly automate your financial spreadsheet from the web. You can track your monthly income and spendings, categorize these spendings and income transactions, control your budget and set goals for each category. Know how you spend your money to more effectively control your personal finance and plan for regular savings or debt repayments. -- SUPPORTED FINANCIAL INSTITUTIONS -- Wealthica automatically syncs your holdings and transactions from a growing list of over 20,000 financial institutions. Your institution isn’t supported? Contact us! INCLUDING THE FOLLOWING: E*trade from Morgan Stanley, Robinhood, Interactive Brokers, Bank of America, Citibank, Wells Fargo, TD Bank, Bank of America, Merill, Morgan Stanley, Marcus by Goldman Sachs, Goldman Sachs, JP Morgan Chase, Fidelity, eToro, Vanguard, Wise, Chime, SoFi, Betterment, NorthOne, PayPal, M1 Finance, Axos Bank, Edward Jones, Binance US, Coinbase, Kraken, Bitstamp, Gemini, Crypto.com, Metamask -- PRIVATE AND SECURE -- Your privacy and security is our top priority. Thousands of users trust Wealthica to track over $49 billion in assets. We use the latest technology and have strict processes in place to protect your financial information. Wealthica only reads and saves your financial data to create a visual dashboard of your entire financial life. We will never sell, publish or share your contact information or any identifiable personal information to any third parties. Terms of Service: https://wealthica.com/terms/

About

Budgety

Easily track income, expenses, and budgets with this app. It syncs with bank accounts, offers custom categories, and provides insights into your spending. Enjoy a secure and ad-free experience with 24/7 support.

Highlights
  • Bank account syncing (CAD & US)
  • Income and expense tracking
  • Customizable budgeting and limits
  • Recurring transaction automation
  • Dual currency account support
  • Personalized transaction notes
  • 24/7 customer support
Features
Read full description

Save up to 50% with code WELCOME26 on Budgety. Valid till the end of this month! TL:DR: Available features on Budgety - Sync with your CAD and US Bank Accounts - Track income, expenses, credit card bills, and savings easily - Create budgets, set limits, and get notified when you hit your limits - Create your own custom categories - Create manual recurring transactions - Add & view multiple checking, savings & cash accounts in one place - ⁠Set up accounts in dual currencies - Automate recurring transactions - Get deeper insights into your finances - Add personalized notes to your transactions - Your data is private and secure - Support available 24/7 - Try free for 14 days (new users) Budgety: Your Financial Buddy Tired of stressing over your finances? Looking for a simple yet powerful tool to take control of your money? Look no further! Introducing Budgety, the ultimate income and expense tracker app that empowers you to master your money with ease– without the annoying ads. Your Money, Your Rules. Budgety understands that your financial journey is unique. That's why we give you the freedom to manage your money according to your own terms. Say goodbye to outdated spreadsheets and embrace a modern, beautiful, all-in-one solution that revolutionizes the way you handle your finances. Transform Your Financial Life with Budgety: Track your Inflows, Credit card bills & Expenses: Stay in the know with real-time updates on your financial transactions. Monitor your spending effortlessly and gain total transparency into your cash flow. Control your Spending: Get your money in shape. Set up budgets easily to ensure you stay on top of your financial obligations and direct your income to the right expense bucket. Income Tracking: Watch your wealth grow as you track your income and maximize each dollar you earn. Gain a comprehensive view of your financial health in one place. Privacy Assurance: Your financial data is sacred to us. Budgety will never sell your data or bombard you with in-app ads. Trust us to keep your budget safe and secure. 24/7 Support & Resource Hub: Access a wealth of free resources, including live workshops, video courses, written guides, and a 24/7 responsive customer support team ready to answer your questions. Get Started with Confidence Try Budgety free for 34 days and experience the transformation of your financial life. Choose from flexible monthly or annual subscription options that cater to your needs. Don't let money control you— take control of your finances with Budgety today! Your financial freedom is just a download away. Join the growing community of smart money managers with Budgety. Download now! Privacy Policy: https://trapezoidal-canvas-875.notion.site/Privacy-policy-d160b91f7c124399a7b5190cb640b5cf Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Wealthica4 screens
Budgety4 screens

Verdict

The call

The clearest difference is rating: Budgety at 5.0 against Wealthica's 4.0. Budgety also leads on review sentiment (64% vs 22%) and device support (3 vs 1). Wealthica's advantage is ratings volume (22 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Wealthica sells 8 in-app purchases, starting at $6.29 per month and Budgety sells 10 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Budgety holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: Wealthica has 22 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 22% of Wealthica's written reviews are positive against 64% of Budgety's.

UpkeepUpdate frequency

Wealthica ships an update every 3 weeks, Budgety every 2 weeks. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

Scorecard5 real differences · 5 level
Wealthica versus Budgety: the parameters behind the verdict, then further details
ParameterWealthicaBudgety
PriceFreeFree
Rating4.0 (22 ratings)5.0 (2 ratings) — better
Positive reviews22.2% of reviews63.6% of reviews — better
Number of ratings22 — better2
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.615.0 — better
Further details — not scored
Size63 MB93 MB
Age rating4+4+
DeveloperWealthica Financial Technology Inc.BUDGETY TECHNOLOGIES

Customer experience

Wealthica

All ratings22 ratings
Positive77.3%
Neutral4.5%
Negative18.2%
Written reviews81 reviews
Positive22.2%
Neutral14.8%
Negative63.0%

Budgety

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews11 reviews
Positive63.6%
Neutral0.0%
Negative36.4%

In-app purchases

8 purchases

Wealthica

Subscriptions8
  • Connect Plan Monthly14 Days trial$6.291 Month
  • Connect Unlimited Plan Monthly14 Days trial$9.991 Month
  • Premium Plan Monthly14 Days trial$19.991 Month
Show 5 more
  • Prestige Plan Monthly14 Days trial$29.991 Month
  • Connect Plan Yearly14 Days trial$49.991 Year
  • Connect Unlimited Plan Yearly14 Days trial$75.001 Year
  • Premium Plan Yearly14 Days trial$150.001 Year
  • Prestige Plan Yearly14 Days trial$249.991 Year
10 purchases

Budgety

Subscriptions10
  • Budgety Monthly7 Days trial$1.991 Month
  • Monthly - Discounted7 Days trial$1.991 Month
  • UCW Monthly7 Days trial$3.991 Month
Show 7 more
  • Premium Monthly7 Days trial$9.991 Month
  • Budgety Yearly7 Days trial$14.991 Year
  • Yearly - Discounted14 Days trial$14.991 Year
  • Pro Monthly$19.991 Month
  • UCW Yearly7 Days trial$46.991 Year
  • Premium Yearly7 Days trial$59.991 Year
  • Pro Yearly7 Days trial$149.991 Year

Questions

Is Wealthica free?
Wealthica is free to download, with in-app purchases available.
Is Budgety free?
Budgety is free to download, with in-app purchases available.
Which has better reviews, Wealthica or Budgety?
Budgety is rated higher. Wealthica averages 4.0 out of 5 from 22 ratings, while Budgety averages 5.0 from 2 ratings.
Do Wealthica or Budgety have ads?
Neither Wealthica nor Budgety shows ads.
Which is updated more often, Wealthica or Budgety?
Wealthica ships an update every 3 weeks, and Budgety every 2 weeks. Most recently, Wealthica was updated on October 29, 2026 and Budgety on October 27, 2026.

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