Comparison

Wealthica vs Lunch Money

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wealthica

Consolidate all your financial accounts into one platform. Automatically track your net worth, investments, and transactions from thousands of institutions. Gain an unbiased view of your wealth and manage your finances effectively.

Highlights
  • Net worth tracking
  • Automatic daily updates
  • Consolidated transaction history
  • Investment holdings overview
  • Budgeting and goal setting
  • Data export to spreadsheets
Features
Read full description

Track all your investments with Wealthica Every day, Wealthica connects to your financial institutions and stores all of your transactions and investments history. This allows you to see all your investments and banking transactions in one place and get an unbiased view of your wealth. Wealthica supports over 20,000 financial institutions, including banks, investments and crypto. -- NET WORTH TRACKING -- Track your entire net worth: stocks and shares, bonds and funds, real estate, cars, private investments, crypto or any other asset. Know how much you and your family are worth. Create groups for family members, businesses or family trusts to track your net worth across multiple entities. -- UPDATED DAILY -- No need to enter your data manually. Simply : 1- Sign up 2- Connect your investment accounts. 3- Review your automatically synchronized data daily. -- TRANSACTIONS -- All your transactions from all your bank and investment accounts in a single list. Get daily or weekly email alerts for new transactions and cash drag. -- HOLDINGS -- View all your investment holdings in a single list. Categorize and review the daily performance of your holdings. Use the holdings view to review your asset allocation or plan to rebalance your portfolio. -- COMPATIBLE WITH WEALTHICA WEB -- The Wealthica on-the-go mobile app is a great complement to our web app. Log in with the same credentials you use to connect to our mobile app. Explore the Power Ups section to discover new reports and advanced features. Share your data with trusted family members, advisors, or other financial professionals. Export your data to Google Sheets or Excel and instantly automate your financial spreadsheet from the web. You can track your monthly income and spendings, categorize these spendings and income transactions, control your budget and set goals for each category. Know how you spend your money to more effectively control your personal finance and plan for regular savings or debt repayments. -- SUPPORTED FINANCIAL INSTITUTIONS -- Wealthica automatically syncs your holdings and transactions from a growing list of over 20,000 financial institutions. Your institution isn’t supported? Contact us! INCLUDING THE FOLLOWING: E*trade from Morgan Stanley, Robinhood, Interactive Brokers, Bank of America, Citibank, Wells Fargo, TD Bank, Bank of America, Merill, Morgan Stanley, Marcus by Goldman Sachs, Goldman Sachs, JP Morgan Chase, Fidelity, eToro, Vanguard, Wise, Chime, SoFi, Betterment, NorthOne, PayPal, M1 Finance, Axos Bank, Edward Jones, Binance US, Coinbase, Kraken, Bitstamp, Gemini, Crypto.com, Metamask -- PRIVATE AND SECURE -- Your privacy and security is our top priority. Thousands of users trust Wealthica to track over $49 billion in assets. We use the latest technology and have strict processes in place to protect your financial information. Wealthica only reads and saves your financial data to create a visual dashboard of your entire financial life. We will never sell, publish or share your contact information or any identifiable personal information to any third parties. Terms of Service: https://wealthica.com/terms/

About

Lunch Money

Track your income and spending with detailed statistics and charts. Review transactions, categorize them, and add notes on the go. This companion app requires an existing registration for the web application.

Highlights
  • Detailed income and spending stats
  • Spending breakdown by category
  • Quick transaction review
  • Categorize, tag, and add notes
  • Monthly spending patterns and charts
Read full description

Lunch Money is the official free companion app for the Lunch Money web app. This app is only available to current registered users of Lunch Money. - See detailed stats of your income and spending - Dive into each category of your Spending Breakdown - Review transactions quickly with a swipe - Categorize, tag and add notes to transactions on-to-go - See patterns of your spending with monthly stats and charts For any feedback, support, or inquiries about Lunch Money, please contact us at support@lunchmoney.app. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Wealthica4 screens
Lunch Money4 screens

Verdict

The call

The clearest difference is rating: Lunch Money at 4.8 against Wealthica's 4.0. Lunch Money also leads on review sentiment (61% vs 22%) and monetization model (free vs free with in-app purchases). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Wealthica sells 8 in-app purchases, starting at $6.29 per month and Lunch Money sells 1 in-app purchase, starting at $150.00 per year. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Lunch Money holds the better App Store score, 4.8 against 4.0. Both are backed by a comparable volume of ratings — 22 and 58 respectively. Written reviews point the same way: 22% of Wealthica's written reviews are positive against 61% of Lunch Money's.

UpkeepUpdate frequency

Wealthica ships an update every 3 weeks, Lunch Money every 2 weeks. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
Wealthica versus Lunch Money: the parameters behind the verdict, then further details
ParameterWealthicaLunch Money
PriceFreeFree
Rating4.0 (22 ratings)4.8 (58 ratings) — better
Positive reviews22.2% of reviews60.9% of reviews — better
Number of ratings2258 — better
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree — better
DevicesiPhoneiPhone
Requires iOS17.616.4 — better
Further details — not scored
Size63 MB69 MB
Age rating4+4+
DeveloperWealthica Financial Technology Inc.Lunchbag Labs Inc

Customer experience

Wealthica

All ratings22 ratings
Positive77.3%
Neutral4.5%
Negative18.2%
Written reviews81 reviews
Positive22.2%
Neutral14.8%
Negative63.0%

Lunch Money

All ratings58 ratings
Positive93.1%
Neutral3.4%
Negative3.4%
Written reviews23 reviews
Positive60.9%
Neutral13.0%
Negative26.1%

In-app purchases

8 purchases

Wealthica

Subscriptions8
  • Connect Plan Monthly14 Days trial$6.291 Month
  • Connect Unlimited Plan Monthly14 Days trial$9.991 Month
  • Premium Plan Monthly14 Days trial$19.991 Month
Show 5 more
  • Prestige Plan Monthly14 Days trial$29.991 Month
  • Connect Plan Yearly14 Days trial$49.991 Year
  • Connect Unlimited Plan Yearly14 Days trial$75.001 Year
  • Premium Plan Yearly14 Days trial$150.001 Year
  • Prestige Plan Yearly14 Days trial$249.991 Year
1 purchases

Lunch Money

Subscriptions1
  • Annual Subscription$150.001 Year

Questions

Is Wealthica free?
Wealthica is free to download, with in-app purchases available.
Is Lunch Money free?
Lunch Money is free to download, with in-app purchases available.
Which has better reviews, Wealthica or Lunch Money?
Lunch Money is rated higher. Wealthica averages 4.0 out of 5 from 22 ratings, while Lunch Money averages 4.8 from 58 ratings.
Do Wealthica or Lunch Money have ads?
Neither Wealthica nor Lunch Money shows ads.
Which is updated more often, Wealthica or Lunch Money?
Wealthica ships an update every 3 weeks, and Lunch Money every 2 weeks. Most recently, Wealthica was updated on October 29, 2026 and Lunch Money on October 24, 2026.

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