Comparison

Ayergate vs Milkii

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ayergate

Read full description

Welcome to Ayergate, your gateway to effortless money transfers! Say goodbye to long account numbers and hello to seamless transactions with QR codes. Enjoy instant, secure transfers and track your finances with ease. Experience the future of finance – download Ayergate now!"

About

Milkii

This mobile app provides quick cash loans, asset financing, and airtime loans with transparent terms and flexible repayment options. It offers a simple interest formula for loan costs and a maximum APR of 10%. Users can also make merchant payments easily.

Highlights
  • Cash loans
  • Asset financing
  • Airtime loans
  • Merchant payments
  • Flexible repayment terms
  • Transparent pricing
  • Simple interest formula
Features
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Mobile micro-loan application in Ethiopia, brought to you by Oromia Bank. Milkii offers cash loans, asset financing, airtime loans, and merchant loans with transparent terms and flexible repayment options. Key Features: Flexible Repayment Terms: Choose from repayment periods ranging from 30 to 180 days, allowing you to repay at your convenience. Transparent Pricing: We use a simple interest formula to calculate loan costs, ensuring full transparency in fees and interest rates. Maximum APR: Our loans have a maximum Annual Percentage Rate (APR) of 10%. We are committed to providing affordable lending solutions. Representative Loan Example: Cash Loan - Milkii Loan Amount: 500 ETB Total Charges: 50 ETB Total Interest: 0 ETB Repayment Period: 30 days Frequency: Monthly Airtime Loan - Milkii Airtime Loan Amount: 25 ETB Total Charges: 0 ETB Total Interest: 0 ETB Repayment Period: 30 days Frequency: Monthly Merchant Payments: Easily pay for goods at Milkii and SantimPay merchants using your loan, enhancing your shopping experience. Commitment to Transparency: At Oromia Bank, we believe in empowering our customers with clear information about loan quality, features, fees, risks, and benefits. We are dedicated to helping you make informed financial decisions.

Screenshots

Ayergate3 screens
Milkii4 screens

Verdict

The call

The clearest difference is device support: Milkii at 3 against Ayergate's —. On price, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 8 level
Ayergate versus Milkii: the parameters behind the verdict, then further details
ParameterAyergateMilkii
PriceFreeFree
Rating—4.5 (2 ratings) — better
Number of ratings—2 — better
Update frequency—Fortnightly
Ads—No
In-app purchasesNoNo
Monetization—Free
Devices—iPhone, iPad, iPod — better
Requires iOS12.0 — better13.0
Further details — not scored
Size44 MB54 MB
Age rating17+4+
DeveloperTsegaye GurmuOROMIA INTERNATIONAL BANK

In-app purchases

None

Ayergate

No in-app purchases

None

Milkii

No in-app purchases

Questions

Is Ayergate free?
Ayergate is free to download, with no in-app purchases.
Is Milkii free?
Milkii is free to download, with no in-app purchases.

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