Digital Equb vs Milkii
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Digital Equb
This app provides a secure and legally recognized platform for managing financial rotating savings and credit associations (equbs). It offers a fair lottery system, convenient payment options, and a money-back guarantee to help users meet immediate financial needs.
- Legally recognized equb service
- 100% money-back guarantee
- Live lottery system
- Convenient payment methods
- Start equb with friends
- In-kind equb options
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Digital Equb is the #1 legally recognized equb service provider company with an app in Ethiopia. With the Digital Equb app, you can start safe equb services easily. We have a 100% money guarantee. Digital Equb is the first live lottery system owner in Ethiopia. WHY Digital Equb? • We are a legally recognized equb service provider company. • We offer a 100% money guarantee. • Satisfy your immediate financial needs. • Receive comfortable and secure service at a minimum service fee. • Fair, impartial, and unbiased lottery system. • Follow the live lottery. • Convenient payment methods. • You can start equb easily with an app. • Begin equb with your friends, wherever you need it. • Responsive and secure equb service • We come up with In-kind equb. • Start equb at any time and from any location in Ethiopia. • We are dedicated to satisfying each equtegnas with safe digital equb service. Follow us on social media for updates, discounts and offers! Facebook — https://www.facebook.com/DigitalEqub/ Telegram — https://t.me/digitalequb/ Linkedin — https://www.linkedin.com/company/digitalequb/ Instagram — https://www.instagram.com/digitalequb/ Twitter — https://twitter.com/digitalequb/ Tiktok — https://www.tiktok.com/@digitalequb?
Milkii
This mobile app provides quick cash loans, asset financing, and airtime loans with transparent terms and flexible repayment options. It offers a simple interest formula for loan costs and a maximum APR of 10%. Users can also make merchant payments easily.
- Cash loans
- Asset financing
- Airtime loans
- Merchant payments
- Flexible repayment terms
- Transparent pricing
- Simple interest formula
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Mobile micro-loan application in Ethiopia, brought to you by Oromia Bank. Milkii offers cash loans, asset financing, airtime loans, and merchant loans with transparent terms and flexible repayment options. Key Features: Flexible Repayment Terms: Choose from repayment periods ranging from 30 to 180 days, allowing you to repay at your convenience. Transparent Pricing: We use a simple interest formula to calculate loan costs, ensuring full transparency in fees and interest rates. Maximum APR: Our loans have a maximum Annual Percentage Rate (APR) of 10%. We are committed to providing affordable lending solutions. Representative Loan Example: Cash Loan - Milkii Loan Amount: 500 ETB Total Charges: 50 ETB Total Interest: 0 ETB Repayment Period: 30 days Frequency: Monthly Airtime Loan - Milkii Airtime Loan Amount: 25 ETB Total Charges: 0 ETB Total Interest: 0 ETB Repayment Period: 30 days Frequency: Monthly Merchant Payments: Easily pay for goods at Milkii and SantimPay merchants using your loan, enhancing your shopping experience. Commitment to Transparency: At Oromia Bank, we believe in empowering our customers with clear information about loan quality, features, fees, risks, and benefits. We are dedicated to helping you make informed financial decisions.
Screenshots
Verdict
The clearest difference is update cadence: Milkii at fortnightly against Digital Equb's every 2 months. Milkii also leads on iOS requirement (13.0 vs 15.6). Digital Equb's advantage is ratings volume (49 vs 4). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for Digital Equb against 4.8 for Milkii. That said, the two scores are not equally well evidenced: Digital Equb has 49 ratings behind it against 4, so its average is the more settled of the two.
Digital Equb ships an update every 2 months, Milkii fortnightly. Both last shipped on October 24, 2026.
| Parameter | Digital Equb | Milkii |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (49 ratings) | 4.8 (4 ratings) — better |
| Positive reviews | 83.3% of reviews | — |
| Number of ratings | 49 — better | 4 |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 43 MB | 54 MB |
| Age rating | 4+ | 4+ |
| Developer | Digital Equb Financial Technologies PLC | OROMIA INTERNATIONAL BANK |
Customer experience
Digital Equb
Milkii
In-app purchases
Digital Equb
No in-app purchases
Milkii
No in-app purchases
