Comparison

DubeAle vs Milkii

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DubeAle

Access your Dube customer account to view credit balance, payment due dates, and payment summaries. Request credit increments and explore payment options. Seamlessly link with Dube Pay merchants for convenient transactions.

Highlights
  • Account access
  • Credit balance review
  • Payment due date tracking
  • Credit increment requests
  • Dube Pay merchant linking
  • Payment options
Features
Read full description

The DubeAle mobile application is designed for Dube customers allowing access to their account with the credentials provided from the bank upon account creation. The platform allows users to review their accounts through simple login to DubeAle app. Users can access their credit balance, minimum monthly payment, payment due date, payment summary, credit increment request, payment options along with other functionalities once logged in. Further It enables users to link with Dube Pay merchants which makes it easier and reliable for both parties, since payments can be operated through the app .

About

Milkii

This mobile app provides quick cash loans, asset financing, and airtime loans with transparent terms and flexible repayment options. It offers a simple interest formula for loan costs and a maximum APR of 10%. Users can also make merchant payments easily.

Highlights
  • Cash loans
  • Asset financing
  • Airtime loans
  • Merchant payments
  • Flexible repayment terms
  • Transparent pricing
  • Simple interest formula
Features
Read full description

Mobile micro-loan application in Ethiopia, brought to you by Oromia Bank. Milkii offers cash loans, asset financing, airtime loans, and merchant loans with transparent terms and flexible repayment options. Key Features: Flexible Repayment Terms: Choose from repayment periods ranging from 30 to 180 days, allowing you to repay at your convenience. Transparent Pricing: We use a simple interest formula to calculate loan costs, ensuring full transparency in fees and interest rates. Maximum APR: Our loans have a maximum Annual Percentage Rate (APR) of 10%. We are committed to providing affordable lending solutions. Representative Loan Example: Cash Loan - Milkii Loan Amount: 500 ETB Total Charges: 50 ETB Total Interest: 0 ETB Repayment Period: 30 days Frequency: Monthly Airtime Loan - Milkii Airtime Loan Amount: 25 ETB Total Charges: 0 ETB Total Interest: 0 ETB Repayment Period: 30 days Frequency: Monthly Merchant Payments: Easily pay for goods at Milkii and SantimPay merchants using your loan, enhancing your shopping experience. Commitment to Transparency: At Oromia Bank, we believe in empowering our customers with clear information about loan quality, features, fees, risks, and benefits. We are dedicated to helping you make informed financial decisions.

Screenshots

DubeAle4 screens
Milkii4 screens

Verdict

The call

The clearest difference is rating: Milkii at 4.8 against DubeAle's 3.4. DubeAle's advantage is ratings volume (18 vs 4) and iOS requirement (11.0 vs 13.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Milkii holds the better App Store score, 4.8 against 3.4. Both are backed by a comparable volume of ratings — 18 and 4 respectively.

UpkeepUpdate frequency

DubeAle ships an update monthly, Milkii fortnightly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
DubeAle versus Milkii: the parameters behind the verdict, then further details
ParameterDubeAleMilkii
PriceFreeFree
Rating3.4 (18 ratings)4.8 (4 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings18 — better4
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS11.0 — better13.0
Further details — not scored
Size72 MB54 MB
Age rating4+4+
DeveloperEAGLELION SYSTEM TECHNOLOGY PLCOROMIA INTERNATIONAL BANK

Customer experience

DubeAle

All ratings20 ratings
Positive55.0%
Neutral10.0%
Negative35.0%
Written reviews5 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Milkii

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

DubeAle

No in-app purchases

None

Milkii

No in-app purchases

Questions

Is DubeAle free?
DubeAle is free to download, with no in-app purchases.
Is Milkii free?
Milkii is free to download, with no in-app purchases.
Which has better reviews, DubeAle or Milkii?
Milkii is rated higher. DubeAle averages 3.4 out of 5 from 18 ratings, while Milkii averages 4.8 from 4 ratings.
Do DubeAle or Milkii have ads?
Neither DubeAle nor Milkii shows ads.
Which is updated more often, DubeAle or Milkii?
DubeAle ships an update monthly, and Milkii fortnightly. Most recently, DubeAle was updated on November 3, 2026 and Milkii on October 30, 2026.

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