Comparison

INSTO Tap vs Spendigo

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

INSTO Tap

Features
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Still using a credit card reader with monthly rental fees and limited functionalities? Try INSTO Tap! One app to turn your phone into a credit card machine. [ Remote Collecting ] No download required for buyers. Collect payments remotely via SMS, email, or any IMs. [ QR Pay ] Buyers can scan your store’s unique QR code to complete payment. [ Transaction Overview ] View transaction statistics directly in the app. [ Order List ] Easily view orders categorized as Pending, Established, or Refund. [ Order Details ] Access full details for each order with a single tap.

About

Spendigo

Features
Read full description

Spendigo helps workers and small business teams receive tips digitally, track earnings and reviews in one secure place. Built for hospitality and service environments, Spendigo makes tipping simple when customers do not carry cash. With the Spendigo app and your multiple devices, you can: β€’ create and activate your account β€’ complete identity verification β€’ connect your bank account securely β€’ track your tips and payouts β€’ view your ratings and feedback

Screenshots

INSTO Tap4 screens
Spendigo4 screens

Verdict

The call

The clearest difference is iOS requirement: INSTO Tap at 12.0 against Spendigo's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

INSTO Tap ships an update every 2 weeks, Spendigo weekly. The most recent releases landed on October 6, 2026 and October 2, 2026 respectively.

Scorecard1 real difference Β· 5 level
INSTO Tap versus Spendigo: the parameters behind the verdict, then further details
ParameterINSTO TapSpendigo
PriceFreeFree
Update frequencyEvery 2 weeksWeekly β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod β€” better
Requires iOS12.0 β€” better15.1
Further details β€” not scored
Size43 MB67 MB
Age rating4+17+
DeveloperINSTO, LLCSpendigo

In-app purchases

None

INSTO Tap

No in-app purchases

None

Spendigo

No in-app purchases

Questions

Is INSTO Tap free?
INSTO Tap is free to download, with no in-app purchases.
Is Spendigo free?
Spendigo is free to download, with no in-app purchases.
Do INSTO Tap or Spendigo have ads?
Neither INSTO Tap nor Spendigo shows ads.
Which is updated more often, INSTO Tap or Spendigo?
INSTO Tap ships an update every 2 weeks, and Spendigo weekly. Most recently, INSTO Tap was updated on October 6, 2026 and Spendigo on October 2, 2026.

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