zkWallet vs Splitiva
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
zkWallet
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zkWallet is the world's first digital asset wallet and transfer App that supports anonymity and auditing on a public blockchain. It supports public and anonymous transactions while offering auditing functionality using zk-SNARK zero-knowledge proof technology. This core technology can publicly verify the validity of data while maintaining the privacy of client data. Various assets such as NFT and Tokens can be transferred with guaranteed privacy. Since all information on public blockchains is public, asset ownership and transfer history are exposed. To bring about anonymity in this public space, several wallet services with privacy features have been launched. Nevertheless, these services do not incorporate audit functionality and fall short of legal standards such as Anti-Money Laundering regulations. With zkWallet users can easily and conveniently transact various digital assets while ensuring privacy and regulatory compliance.
Splitiva
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No typing. No receipts. Just track. Paste a bank alert. Snap a receipt. Forward a screenshot from your bank app. Splitiva reads the amount, merchant, and category before you've put your phone down — and logs it in one tap. SMART IMPORT On-device Vision Mode uses ML to extract transaction data from any bank screenshot or receipt. Share directly from your bank app or paste SMS text. No server. No upload. Everything happens on your iPhone. SPLIT BILLS FAIRLY Create groups for trips, rent, and shared subscriptions. Split equally, by exact amount, or by percent. Debt simplification calculates the fewest repayments so you stop chasing. See exactly who owes what the moment you open the app. SEE YOUR SPENDING STORY A color-coded activity calendar makes every day's money flow visible at a glance. Behavioral insights reveal your spending velocity, impulse hours, recurring subscription drains, and a live month-end forecast — built automatically from your own transactions. BUDGETS THAT WARN YOU EARLY Set monthly limits per category. Splitiva projects your burn rate and alerts you before you exceed — not after the month ends. PRIVACY THAT MEANS IT E2EE vault. Local-only mode keeps all personal data off the cloud entirely. Biometric lock. Active device management. Your financial data is never sold or shared. SPLITIVA PRO (OPTIONAL) Unlimited Smart Import, share-from-bank-apps, advanced AI financial insights, spending forecasts, CSV + PDF reports, premium themes (OLED Black, Cyberpunk Sunset, Midnight Gold, Diamond, Emerald Luxe), custom Theme Engine, and an ad-free experience. FREE TIER INCLUDES • Expense and income tracking • Activity calendar + spending charts • Group splits and settle-up with debt simplification • Up to 10 Smart Imports/month (watch a short ad for more) • E2EE vault and local-only mode • Home screen widgets • 10 languages: English, हिन्दी, Deutsch, Español, Français, Bahasa Indonesia, 日本語, 한국어, Português, ภาษาไทย Coming from Splitwise? Import your exported CSV directly. Splitiva Pro is an optional subscription with a 14-day free trial. Payment is charged to your Apple ID at purchase confirmation. Subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in Settings → Apple ID → Subscriptions. Privacy Policy: https://splitiva.cleverfolio.me/privacy_policy Terms of Use (EULA): https://splitiva.cleverfolio.me/terms_of_service
Screenshots
Verdict
The clearest difference is in-app purchases: zkWallet at none against Splitiva's 4. zkWallet also leads on ads (none vs shown). Splitiva's advantage is update cadence (every 4 days vs every 5 months). On price, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Splitiva sells 4 in-app purchases, starting at $0.99 per month. zkWallet asks for nothing beyond the download.
zkWallet ships an update every 5 months, Splitiva every 4 days. The most recent releases landed on September 29, 2026 and October 8, 2026 respectively.
| Parameter | zkWallet | Splitiva |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 months | Every 4 days — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.1 — better | 16.0 |
| Further details — not scored | ||
| Size | 79 MB | 134 MB |
| Age rating | 4+ | 4+ |
| Developer | Zkrypto Inc. | Abhijit Sood |
In-app purchases
zkWallet
No in-app purchases
Splitiva
- Splitiva Pro14 Days trial$0.991 Month
- Tip the Developer$0.99
- Splitiva Pro (Supporter Discount)$1.99
- Splitiva Pro (Lifetime)$4.99









