TagoCash vs Splitiva
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TagoCash
This digital wallet facilitates instant global money transfers and payments with built-in virtual bank accounts. It supports various payment methods, currency conversion, and QR code payments, making it a comprehensive tool for everyday transactions and international remittances.
- Virtual TagoBank accounts with US ACH, SEPA, and GBP support
- Instant global transfers and payments
- Scan-to-Pay functionality
- QR code for receiving money
- Local currency conversion and withdrawal
- Invoice generation and payment
- Fundraising feature with accounting
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TagoCash is the only payment wallet you will ever need. With built-in virtual digital TagoBank accounts supporting US ACH, RTP and global IBAN for European SEP & GBP, you can make instant transfers/payments to & from your TagoCash wallet. Every TagoCash user has its own unique MyTago QR Code as a permanent address for receiving money. With support for Scan-to-Pay, TagoUser-to-TagoUser instant transfers/send, local currency conversion and withdrawal capabilities, TagoCash is your everyday wallet for payments. You save, you convert, you pay in stores, you pay online, you transfer, and you send cash instantly around the world and they receive 100% of what you send. MAIN FEATURES: - Get your own named TagoBank US Bank Account, vIBAN account with support for SEPA & GBP Instant transfers. - Support for Scan-to-Pay - Instant Global Transfers & Payments - Recipients receive 100% of what is sent - TagoCash users around the world can maintain their money US Dollar or Euro. - QuickPay provides business tools for all types of payments globally. - Invoice Generation and Payment - Create Sticky Tags which are equivalent to price tags for selling merchandise. - Fund Raising feature makes global fund raising easy with built-in accounting. - Fully Integrated with MPESA, GCash, Orange Money, MTN Money, Moov Money, Waves, PayPal, Venmo, Stablecoins, and many more. …More features are added every month to make TagoCash the only payment wallet you will ever need. Please visit the TagoCash website here: https://www.tago.cash/
Splitiva
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No typing. No receipts. Just track. Paste a bank alert. Snap a receipt. Forward a screenshot from your bank app. Splitiva reads the amount, merchant, and category before you've put your phone down — and logs it in one tap. SMART IMPORT On-device Vision Mode uses ML to extract transaction data from any bank screenshot or receipt. Share directly from your bank app or paste SMS text. No server. No upload. Everything happens on your iPhone. SPLIT BILLS FAIRLY Create groups for trips, rent, and shared subscriptions. Split equally, by exact amount, or by percent. Debt simplification calculates the fewest repayments so you stop chasing. See exactly who owes what the moment you open the app. SEE YOUR SPENDING STORY A color-coded activity calendar makes every day's money flow visible at a glance. Behavioral insights reveal your spending velocity, impulse hours, recurring subscription drains, and a live month-end forecast — built automatically from your own transactions. BUDGETS THAT WARN YOU EARLY Set monthly limits per category. Splitiva projects your burn rate and alerts you before you exceed — not after the month ends. PRIVACY THAT MEANS IT E2EE vault. Local-only mode keeps all personal data off the cloud entirely. Biometric lock. Active device management. Your financial data is never sold or shared. SPLITIVA PRO (OPTIONAL) Unlimited Smart Import, share-from-bank-apps, advanced AI financial insights, spending forecasts, CSV + PDF reports, premium themes (OLED Black, Cyberpunk Sunset, Midnight Gold, Diamond, Emerald Luxe), custom Theme Engine, and an ad-free experience. FREE TIER INCLUDES • Expense and income tracking • Activity calendar + spending charts • Group splits and settle-up with debt simplification • Up to 10 Smart Imports/month (watch a short ad for more) • E2EE vault and local-only mode • Home screen widgets • 10 languages: English, हिन्दी, Deutsch, Español, Français, Bahasa Indonesia, 日本語, 한국어, Português, ภาษาไทย Coming from Splitwise? Import your exported CSV directly. Splitiva Pro is an optional subscription with a 14-day free trial. Payment is charged to your Apple ID at purchase confirmation. Subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in Settings → Apple ID → Subscriptions. Privacy Policy: https://splitiva.cleverfolio.me/privacy_policy Terms of Use (EULA): https://splitiva.cleverfolio.me/terms_of_service
Screenshots
Verdict
The clearest difference is in-app purchases: TagoCash at none against Splitiva's 4. TagoCash also leads on ads (none vs shown). Splitiva's advantage is update cadence (every 4 days vs every 5 months). On price, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Splitiva sells 4 in-app purchases, starting at $0.99 per month. TagoCash asks for nothing beyond the download.
TagoCash ships an update every 5 months, Splitiva every 4 days. The most recent releases landed on October 7, 2026 and October 8, 2026 respectively.
| Parameter | TagoCash | Splitiva |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 5 months | Every 4 days — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 16.0 |
| Further details — not scored | ||
| Size | 62 MB | 134 MB |
| Age rating | 17+ | 4+ |
| Developer | TagoBits, Inc | Abhijit Sood |
In-app purchases
TagoCash
No in-app purchases
Splitiva
- Splitiva Pro14 Days trial$0.991 Month
- Tip the Developer$0.99
- Splitiva Pro (Supporter Discount)$1.99
- Splitiva Pro (Lifetime)$4.99









