Comparison

Monthly Budget Planner vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monthly Budget Planner

This app helps you manage your personal finances by tracking income and expenses, setting savings goals, and analyzing your spending habits. It offers features like spending limits, recurring transaction automation, and detailed analytics to give you control over your money.

Highlights
  • Expense and income tracking
  • Savings goals
  • Spending limits
  • Advanced analytics
  • Recurring transactions
  • Account balance updates
  • Shopping lists
Features
Read full description

BASE is a financial app designed to simplify personal finance management. Effortlessly track your income and expenses, plan your budget, and leverage advanced analytics to achieve complete control over your finances. ◉ START SAVING SMARTLY – Savings Goals: Set financial objectives and track your progress, with the option to attach motivational photos. – Spending Limit: Implement monthly caps to prevent overspending. – Expense and Income Tracking: Log each transaction easily to maintain control over your finances. – Expense Calculator: Instantly calculate expenses to ensure you never surpass your budget. ◉ KEEP AN EYE ON YOUR CASH FLOW – Notes: Attach text notes & pictures to each transaction for a clearer insight into your spending habits. – Recurring Expenses and Income: Automate recurring transactions to keep up with fixed payments without hassle. – Advanced Analytics: Use comprehensive charts to analyze your income, expenses, and total balance. – Account Balance Updates: Stay informed on the current status of all your accounts in one centralized location. ◉ ENHANCE YOUR FINANCIAL MANAGEMENT – Icons for Categories: Use colorful icons for a more vivid and understandable budget visualization. – Adding Accounts: Consolidate all your financial accounts for easier management. – Shopping Lists and Future Expenses: Anticipate purchases and upcoming expenditures to always stay within your financial plan. – All Currencies & Custom Start Date: Support for all currency types and the flexibility to change the start date of the month. ◉ PREMIUM FEATURES – No Limits: Enjoy the freedom of unlimited accounts, goals, and shopping lists to broaden your financial management capabilities. – Premium Icons: Customize your accounting with exclusive icons. – Advanced Analytics: Access advanced analytical tools for a deeper understanding of your financial situation. – iCloud Backup: Secure your data with automatic iCloud backup and effortlessly sync your finances across all your Apple devices. – (NEW!) Dark Mode: Enhance your experience with a sleek, eye-friendly dark mode — perfect for low-light environments and modern aesthetics. – (NEW!) Spaces: Organize your finances with separate Spaces for personal use, work, or savings goals — all in one clear, stress-free view. – Premium Support: Get prioritized help when you need it most with access to dedicated premium support for fast and personalized assistance. BASE is perfect for those who strive for financial well-being and want to have constant access to their financial state in a convenient and intuitively understandable format. Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

About

Expense Tracker

Effortlessly manage your money with this intuitive expense tracker. Log spending via voice, set budgets, and track recurring bills with visual breakdowns and multiple account types. Get clear financial insights with a clean design and iCloud sync.

Highlights
  • Voice-to-text expense logging
  • Monthly budget setting and alerts
  • Automatic recurring expense tracking
  • Categorized spending visualization
  • Multiple account type management
  • Income tracking and balance overview
  • Exportable expense reports
Read full description

Take control of your finances with Luca, a beautifully simple expense tracker designed to make managing your expenses effortless. Whether you're tracking daily spending, setting monthly budgets, or keeping an eye on recurring bills, Luca gives you a clear picture of your finances in seconds. Track Your Spending Log expenses quickly and see exactly where your money goes. Organize by category with beautiful visual breakdowns that make your spending habits clear. Speak To Add Add expenses with your voice using built in AI. Just describe your transaction and Luca handles the rest, no typing, no hassle. Stay On Budget Set monthly budgets and get notified before you overspend. Luca keeps you accountable with reminders so you never lose track. Set & Forget Set up recurring expenses once and forget about them. Subscriptions, rent, utilities, Luca reminds you & logs them automatically so nothing slips through the cracks. Organize Your Spending Create distinct categories to organize every dollar. See at a glance how much goes to food, car, entertainment, and more with a colorful pie chart. Multiple Account Types Manage different financial goals all in one place. Create personal and business accounts to separate your spending, savings accounts to track progress toward a goal, or debt accounts to stay on top of what you owe. Each account gets its own dashboard, insights, and AI chat tailored to your needs. More to love: • Clean, minimal design that's a joy to use • Income tracking and balance overview • Monthly summaries and spending insights • Export your expense reports as PDF or CSV • iCloud sync across all your devices • No ads, ever Download Luca today and take full control of your finances Here's what you should know about auto-renewing subscriptions: – If you choose to purchase a monthly or yearly subscription, you will have unlimited access to all features or any future features. – Subscriptions renew automatically unless you cancel at least 24 hours before the end of the current subscription period without any limitations. – Auto-renewal can be canceled at any time by going to your settings in the App Store after the purchase. Privacy Policy: https://www.crispyappsllc.com/privacy Terms of Use: https://www.crispyappsllc.com/terms

Screenshots

Monthly Budget Planner4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Expense Tracker at every 2 days against Monthly Budget Planner's every 3 weeks. Expense Tracker also leads on rating (5.0 vs 4.8) and review sentiment (100% vs 91%). Monthly Budget Planner's advantage is ratings volume (34 vs 2) and iOS requirement (16.0 vs 18.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Monthly Budget Planner sells 4 in-app purchases, starting at $4.99 per month and Expense Tracker sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Expense Tracker holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Monthly Budget Planner has 34 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 91% of Monthly Budget Planner's written reviews are positive against 100% of Expense Tracker's.

UpkeepUpdate frequency

Monthly Budget Planner ships an update every 3 weeks, Expense Tracker every 2 days. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard5 real differences · 5 level
Monthly Budget Planner versus Expense Tracker: the parameters behind the verdict, then further details
ParameterMonthly Budget PlannerExpense Tracker
PriceFreeFree
Rating4.8 (34 ratings)5.0 (2 ratings) — better
Positive reviews90.5% of reviews100.0% of reviews — better
Number of ratings34 — better2
Update frequencyEvery 3 weeksEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better18.0
Further details — not scored
Size227 MB25 MB
Age rating4+4+
DeveloperFORESKO, TOOCrispyApps LLC

Customer experience

Monthly Budget Planner

All ratings34 ratings
Positive94.1%
Neutral2.9%
Negative2.9%
Written reviews74 reviews
Positive90.5%
Neutral1.4%
Negative8.1%

Expense Tracker

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

4 purchases

Monthly Budget Planner

Subscriptions4
  • Budget Premium | 1 month$4.991 Month
  • Budget Premium | 3 months3 Days trial$12.993 Months
  • 1 Year Special Premium$24.991 Year
Show 1 more
  • Budget Premium | 1 year7 Days trial$24.991 Year
2 purchases

Expense Tracker

Subscriptions2
  • Luca Monthly$4.991 Month
  • Luca Yearly3 Days trial$24.991 Year

Questions

Is Monthly Budget Planner free?
Monthly Budget Planner is free to download, with in-app purchases available.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Which has better reviews, Monthly Budget Planner or Expense Tracker?
Expense Tracker is rated higher. Monthly Budget Planner averages 4.8 out of 5 from 34 ratings, while Expense Tracker averages 5.0 from 2 ratings.
Do Monthly Budget Planner or Expense Tracker have ads?
Neither Monthly Budget Planner nor Expense Tracker shows ads.
Which is updated more often, Monthly Budget Planner or Expense Tracker?
Monthly Budget Planner ships an update every 3 weeks, and Expense Tracker every 2 days. Most recently, Monthly Budget Planner was updated on October 30, 2026 and Expense Tracker on October 31, 2026.

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