Budget Tracker vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget Tracker
This app provides a clear, real-time view of your disposable income after accounting for all bills and recurring expenses. It intelligently adjusts your budget based on your actual income, not just your bank balance, helping you avoid surprises and understand your spending habits.
- Real-time 'left to spend' calculation
- Automatic bill and recurring expense deduction
- Income-adaptive budgeting
- Planned expenses timeline
- Spending trend analysis
- One-tap expense entry
- Private, on-device data storage
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What's safe to spend right now? Not your bank balance. What's left after bills, subscriptions, and savings - before the next payday. No bank connection required. Ever. No account. No sign-in. Brim shows you one honest number, and it never leaves your iPhone. SET UP ONCE. KNOW EVERY DAY. Add your bills, subscriptions, and recurring expenses once. Brim deducts them automatically - that number on your home screen is what's actually yours to spend. No mental math. No guessing before you spend. NO BANK CONNECTION. STILL AUTOMATIC. Brim never connects to your bank. Set up an Apple Pay automation once, and every tap to pay logs itself as an expense - no manual entry, ever. BUILT FOR REAL LIFE Salary on the 29th. Freelance month. Two paychecks at different times. Brim plans on what you actually expect to earn, and adjusts as reality unfolds. ASK SIRI AI Ask Siri what's left in your budget, or for any category, like "Ask Brim what I have left for Coffee Shops." Ask Siri to add a transaction, hands free. Search your transactions right from Spotlight. UNDERSTAND YOUR MONEY, AT A GLANCE Six charts, each with one job. • Spending Breakdown - watch your paycheck flow from income to every category • Spending Trend - is this month better or worse than your usual? • Top Spending - which categories are absorbing the most? • Saving Rate - are you on track? Benchmarks included, not a vague thumbs-up Tap any chart. Apple Intelligence tells you what it means, in one sentence, on your device. ONE TAP TO ADD AN EXPENSE Tap once inside the app. Pick a category. Done. Or set up an Apple Pay automation in iOS Shortcuts and let your purchases log themselves. Whichever feels less like work. Brim also suggests the right emoji when you create a new category - small touch, but it makes the app feel like yours. WORKS WHILE YOU'RE NOT LOOKING • 8 Home Screen widgets, plus Lock Screen widgets • Browse what's ahead in the new Upcoming calendar • A reminder before a recurring payment goes out • Apple Pay automation via Shortcuts • Recurring bills auto-deducted every month PRIVATE BY DESIGN. NO SIGN-IN, EVER. Open Brim and start. No account to create, no email, no password. Your financial data lives on your device. iCloud sync goes through your personal account - we never see it. The AI features run on-device too - your transactions never leave your iPhone. BUILT TO BE FAST Opens instantly. No loading screen. Just your number, right there. Logging an expense on the go takes three seconds. That's the whole point. DATA YOU OWN • CSV import from other budget apps • CSV export anytime • 180+ currencies supported BUILT WITH YOU Made by one indie developer who uses Brim every day. Vote on the roadmap, email feedback, help shape what comes next. - Lazare Privacy: https://getbrim.app/privacy Terms: https://getbrim.app/terms
Expense Tracker
Effortlessly manage your money by tracking expenses, setting budgets, and monitoring recurring bills. Utilize voice commands for quick logging and gain clear financial insights through visual breakdowns and multiple account management.
- Voice-to-text expense logging
- Monthly budget setting and alerts
- Automatic recurring expense tracking
- Categorized spending visualization
- Multiple personal and business accounts
- Income tracking and balance overview
- Exportable expense reports (PDF/CSV)
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Take control of your finances with Luca, a beautifully simple expense tracker designed to make managing your expenses effortless. Whether you're tracking daily spending, setting monthly budgets, or keeping an eye on recurring bills, Luca gives you a clear picture of your finances in seconds. Track Your Spending Log expenses quickly and see exactly where your money goes. Organize by category with beautiful visual breakdowns that make your spending habits clear. Speak To Add Add expenses with your voice using built in AI. Just describe your transaction and Luca handles the rest, no typing, no hassle. Stay On Budget Set monthly budgets and get notified before you overspend. Luca keeps you accountable with reminders so you never lose track. Set & Forget Set up recurring expenses once and forget about them. Subscriptions, rent, utilities, Luca reminds you & logs them automatically so nothing slips through the cracks. Organize Your Spending Create distinct categories to organize every dollar. See at a glance how much goes to food, car, entertainment, and more with a colorful pie chart. Multiple Account Types Manage different financial goals all in one place. Create personal and business accounts to separate your spending, savings accounts to track progress toward a goal, or debt accounts to stay on top of what you owe. Each account gets its own dashboard, insights, and AI chat tailored to your needs. More to love: • Clean, minimal design that's a joy to use • Income tracking and balance overview • Monthly summaries and spending insights • Export your expense reports as PDF or CSV • iCloud sync across all your devices • No ads, ever Download Luca today and take full control of your finances Here's what you should know about auto-renewing subscriptions: – If you choose to purchase a monthly or yearly subscription, you will have unlimited access to all features or any future features. – Subscriptions renew automatically unless you cancel at least 24 hours before the end of the current subscription period without any limitations. – Auto-renewal can be canceled at any time by going to your settings in the App Store after the purchase. Privacy Policy: https://www.crispyappsllc.com/privacy Terms of Use: https://www.crispyappsllc.com/terms
Screenshots
Verdict
The clearest difference is rating: Expense Tracker at 5.0 against Budget Tracker's 3.4. Expense Tracker also leads on review sentiment (100% vs 63%) and update cadence (every 2 days vs every 2 weeks). Budget Tracker's advantage is monetization model (free vs free with in-app purchases). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget Tracker sells 3 in-app purchases, starting at $4.99 per month and Expense Tracker sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Expense Tracker holds the better App Store score, 5.0 against 3.4. Both are backed by a comparable volume of ratings — 5 and 2 respectively. Written reviews point the same way: 63% of Budget Tracker's written reviews are positive against 100% of Expense Tracker's.
Budget Tracker ships an update every 2 weeks, Expense Tracker every 2 days. The most recent releases landed on October 25, 2026 and October 19, 2026 respectively.
| Parameter | Budget Tracker | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (5 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 62.5% of reviews | 100.0% of reviews — better |
| Number of ratings | 5 — better | 2 |
| Update frequency | Every 2 weeks | Every 2 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 18.6 | 18.0 — better |
| Further details — not scored | ||
| Size | 120 MB | 25 MB |
| Age rating | 4+ | +4 |
| Developer | Lazare Kolebka | CrispyApps LLC |
Customer experience
Budget Tracker
Expense Tracker
In-app purchases
Budget Tracker
- Brim Pro$4.991 Month
- Brim Pro7 Days trial$39.991 Year
- Brim Pro Lifetime$59.99
Expense Tracker
- Luca Monthly$4.991 Month
- Luca Yearly3 Days trial$24.991 Year









