Comparison

(Simple) Finance vs PayPlan

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

(Simple) Finance

Features
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Take control of your personal finance with (Simple) Finance β€” the clean and simple subscription, bill and expense tracking app designed for individuals and small businesses. Track every subscription and recurring payment, see what renews before it hits your account, record your daily spending, and stay aligned with your financial goals. Whether you want to stop paying for subscriptions you forgot about, reduce your debt, or organize your daily budgeting, (Simple) Finance helps you stay aware and in control with smart insights and clear visuals. Subscriptions & Recurring Payments β€’ Track every subscription in one place β€” Netflix, Spotify, gym, insurance and more β€’ See your true monthly subscription cost at a glance β€’ Set up weekly, monthly or yearly recurring payments in seconds β€’ Get a renewal reminder before you are charged β€” choose how many days ahead and at what time β€’ Separate subscriptions from bills and rent, so you always know what is optional and what is not β€’ Turn a due payment into a real expense with a single tap Track & Organize Your Money β€’ Fast and intuitive expense tracking β€’ Record income and spending in seconds β€’ Simple categories for better money management β€’ Organize your financial data with a clean expense organizer β€’ Cash, bank and credit card payment types Smarter Budgeting & Insights β€’ Safe to spend β€” see what is really left after upcoming bills and subscriptions β€’ View your monthly budget at a glance β€’ Compare spending month to month β€’ Set weekly & monthly limits to control how you spend β€’ Fixed cost ratio, spending trend, income trend and no-spend streak insights β€’ Turn any insight card on or off to build the dashboard you want β€’ View monthly and yearly overviews at a glance Achieve Your Financial Goals β€’ Stay on track with simple budgeting tools β€’ Cancel what you do not use and keep what you love β€’ Understand where your money goes β€’ Build healthy spending habits that support your long-term financial goals Powerful Search & Filters β€’ Search by title, note, or payment type β€’ Filter by income, expense, or date β€’ Perfect for both personal and small business use Premium Experience β€’ 14-day free trial β€’ Unlock full insights and advanced budgeting tools β€’ One-time lifetime plan available (Simple) Finance brings simplicity to subscription tracking, budgeting, expense tracking, and money management, helping you stay organized, reduce stress, and improve your overall financial well-being. Terms of service & privacy policy: https://thunor.app/terms.html https://thunor.app/privacy.html

About

PayPlan

Features
Read full description

Take full control of your expenses with PayPlan! Managing your credit card installments, monthly payments, and budget has never been this safe and easy. Developed for those who are tired of complex finance apps, PayPlan is a practical budget assistant that works completely offline and stores your data solely on your device. WHY PayPlan ? View the installments across all your cards and your fixed monthly expenses on a single screen, without getting lost between banking apps. Avoid surprises by knowing your future debt load in advance. KEY FEATURES: SMART INSTALLMENT TRACKING: Enter your credit card expense and select the number of installments. The app automatically divides and organizes your payments across the upcoming months. MONTHLY PAYMENT PLAN: How much do you have to pay in the coming months? Analyze your total debt status for future months at a single glance. 100% OFFLINE USAGE: Add expenses and control your budget on the subway, on a plane, or anywhere without an internet connection. COMPLETE PRIVACY AND SECURITY: Your financial data is never sent to our servers or the cloud. All information is kept solely in your own phone's memory. NO MEMBERSHIP OR LOGIN: Start using the app the moment you download it, without the hassle of creating an account. SIMPLE AND MODERN INTERFACE: Financial management is now highly enjoyable with its easy-on-the-eyes, fast, and user-friendly design. WHO IS IT FOR? Those who struggle to keep track of their credit card installments, Those who want to make ends meet more comfortably, Privacy-focused users who do not want to upload their financial data to the cloud. Download PayPlan now and start managing your budget today!

Screenshots

(Simple) Finance4 screens
PayPlan4 screens

Verdict

The call

The clearest difference is in-app purchases: PayPlan at none against (Simple) Finance's 3. PayPlan also leads on update cadence (daily vs every 3 months) and iOS requirement (16.4 vs 18.6). On price, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. (Simple) Finance sells 3 in-app purchases, starting at $1.99 per month. PayPlan asks for nothing beyond the download.

UpkeepUpdate frequency

(Simple) Finance ships an update every 3 months, PayPlan daily. The most recent releases landed on October 8, 2026 and October 2, 2026 respectively.

Scorecard3 real differences Β· 3 level
(Simple) Finance versus PayPlan: the parameters behind the verdict, then further details
Parameter(Simple) FinancePayPlan
PriceFreeFree
Update frequencyEvery 3 monthsDaily β€” better
AdsNoNo
In-app purchasesYesNo β€” better
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.616.4 β€” better
Further details β€” not scored
Size12 MB41 MB
Age rating4+4+
DeveloperMEHMET CAGRI MENCEKMuhammet Yakupoglu

In-app purchases

3 purchases

(Simple) Finance

Subscriptions2
  • Finance Premium - Monthly$1.991 Month
  • Finance Premium - Annual$19.991 Year
One-time1
  • Finance Premium - Lifetime$49.99
None

PayPlan

No in-app purchases

Questions

Is (Simple) Finance free?
(Simple) Finance is free to download, with in-app purchases available.
Is PayPlan free?
PayPlan is free to download, with no in-app purchases.
Do (Simple) Finance or PayPlan have ads?
Neither (Simple) Finance nor PayPlan shows ads.
Which is updated more often, (Simple) Finance or PayPlan?
(Simple) Finance ships an update every 3 months, and PayPlan daily. Most recently, (Simple) Finance was updated on October 8, 2026 and PayPlan on October 2, 2026.

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