Wedge Pay vs Interest Calculation Advanced

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Before you sign, find out what a loan or purchase really costs you. Interest Calculation breaks down every installment, month by month, so you never get surprises. Pick a financial product and see how the numbers change: - Credit card: single-payment purchase (no interest), installment purchase or cash advance. - Personal or general-purpose loan. - Mortgage. KEY FEATURES - Month-by-month amortization table (French system). - Interactive charts: cost distribution and balance evolution. - Annual Effective Rate or Monthly Nominal Rate. - Effective Annual Cost (real APR) including every fee. - Additional fees: maintenance fee, credit-life insurance (% of balance), tax (% of interest) and one-time charges. - Variable rate: simulate rate changes over the life of the loan. - Extra payments: shorten the term or lower the installment. - Usury-cap alert based on market rules (Colombia). - Save your simulations, browse your history and compare them side by side. - Export your full payment plan to PDF to share it. MADE FOR YOU - Colombian market rules with support for other markets. - Available in English and Spanish. - No ads and no sign-up. - Everything is calculated on your device: works offline and your data never leaves your phone. Make financial decisions with clear information, not surprises.