Comparison

Expense Tracker vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker

Read full description

Track your expenses the easiest way!

About

Expense Tracker

This private personal finance tracker lives entirely on your device, offering a secure way to log expenses, track budgets, and monitor accounts without cloud sync. It provides smart insights and subscription tracking, ensuring you maintain full control over your financial data.

Highlights
  • Log expenses in seconds with shortcuts
  • On-device data storage, no cloud sync
  • Track unlimited accounts and net worth
  • Set flexible budgets with visual progress
  • Smart insights for spending patterns
  • Subscription renewal tracking and alerts
  • Multi-currency support
Features
Read full description

Track expenses in seconds. Stay on top of every account. All without ever sharing your data. Cashflow is the private personal finance tracker that lives entirely on your iPhone — no cloud, no account, no compromise. It's the expense tracker, budget planner, and money manager for people who want full control of their finances and full ownership of their data. LOG EXPENSES IN SECONDS Double-tap the back of your iPhone to launch the expense shortcut — even when the app is closed. Add a coffee, lunch, or gas stop without unlocking. Auto-fill from Apple Pay transactions with a single tap. The fastest way to log spending we've seen on iOS. YOUR DATA STAYS ON YOUR PHONE Everything is stored locally on your device. No cloud sync. No account required. Works completely offline. Export your data to JSON anytime for personal backups or analysis. Your spending stays yours alone — we never see it, and we never want to. TRACK EVERY ACCOUNT Add unlimited bank accounts, credit cards, savings, debit cards, and cash wallets. Watch your net worth update live as you log. Multi-currency support for 10 currencies including USD, MXN, EUR, GBP, JPY, CAD, AUD, BRL, COP, and ARS. STAY ON YOUR BUDGETS Set budgets per category with flexible periods: weekly, monthly, quarterly, or yearly. Visual progress rings and color-coded bars (green, amber, red) show where you stand at a glance. No spreadsheet needed. SMART INSIGHTS The built-in intelligence layer catches what you'd miss on your own: • Unusual expenses flagged automatically (50× your typical spend? we'll tell you) • "Spending more than you earn" alerts • Top categories with month-over-month trends • Peak spending day patterns • Auto-detected recurring charges from your transactions TRACK SUBSCRIPTIONS Never get blindsided by a renewal again. Track Netflix, Spotify, gym memberships, software, and recurring bills in one place. See your true monthly recurring cost. Get push notifications 1, 3, or 7 days before each renewal. The built-in calendar shows everything renewing this month. DAILY REMINDER Optional 8 PM nudge: "Did you log today's spending?" A gentle local notification to keep your tracking up to date. Toggle on or off anytime in Settings. MAKE IT YOURS Choose from 8 accent colors — each ships with a matching app icon that updates on your Home Screen. Pick Plum, Coral, Forest, Ocean, Sun, Rose, Purple, or Graphite. Bilingual interface: English and Spanish, ready for global use. BUILT FOR iOS • Back Tap shortcut for fastest-in-class expense entry • Apple Pay logging via Shortcuts automation • Cloud-free, on-device storage only • Bilingual: English and Spanish • iOS 16+ supported NO ADS. NO CLOUD. NO COMPROMISE Cashflow is a real expense tracker, budget planner, and money manager that respects you. No third-party trackers. No analytics SDKs profiling your behavior. No subscription required for the core features. Just a clean tool that does its job and stays out of your way. Built by an independent developer who uses it every day. #SUBSCRIPTION & AUTOMATIC RENEWAL The payment will be charged to your Apple ID Account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current billing period. Your account will be charged for renewal within 24 hours before the end of your selected subscription. Subscriptions can be managed, and auto-renewal turned off in your App Store Account Settings. Prices: Monthly $5.99 – Yearly $39.99 #ACCESS CONTENT To access the full content, you’ll need to start a subscription. A free option is also available. Legal Privacy Policy: https://rodrigoibarra.dev/privacy-policy Terms of Use: https://rodrigoibarra.dev/terms-of-service

Screenshots

Expense Tracker1 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Expense Tracker at none against Expense Tracker's 2. Expense Tracker's advantage is device support (3 vs 1). On price, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $5.99 per month. Expense Tracker asks for nothing beyond the download.

Scorecard2 real differences · 7 level
Expense Tracker versus Expense Tracker: the parameters behind the verdict, then further details
ParameterExpense TrackerExpense Tracker
PriceFreeFree
Rating—4.8 (4 ratings) — better
Number of ratings—4 — better
Update frequency—Every 2 weeks
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.216.0 — better
Further details — not scored
Size1 MB44 MB
Age rating4+4+
DeveloperRodrigo Lemos PintoRodrigo Ibarra

In-app purchases

None

Expense Tracker

No in-app purchases

2 purchases

Expense Tracker

Subscriptions2
  • Monthly Plan$5.991 Month
  • Anual Plan7 Days trial$39.991 Year

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with no in-app purchases.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Do Expense Tracker or Expense Tracker have ads?
Neither Expense Tracker nor Expense Tracker shows ads.

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