Comparison

Pocket Expense 6 vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pocket Expense 6

Manage your personal finances by tracking accounts, categorizing transactions, and monitoring bills. Set budgets to control spending and achieve savings goals. Gain insights into your financial habits with powerful statistics and reports.

Highlights
  • Track multiple financial accounts
  • Budget management and spending control
  • Bill tracking with reminders
  • Transaction categorization
  • Savings goal achievement
  • Detailed financial statistics and reports
  • Password protection
Features
Read full description

Pocket Expense is a full-featured finance software that you can carry in your pocket. It is a powerful and easy to use program that will help you track and understand your personal finance. Designed and developed by polycents! Pocket Expense brings all your financial accounts together, categorizes your transactions, tracks all your bills, lets you set budgets and helps you achieve your savings goals. In just minutes, you’ll see where your money is going and where you could save money. TRACK YOUR ACCOUNTS You can easily input and manage your accounts. All your accounts will be displayed in one place. You are supplied with a set of icons for your accounts. All transactions related to the same account will be displayed in one page so that you can manage them easily. √ Support multiple account and account type √ Statistic for daily/weekly/monthly/yearly overall √ Track balance of each account BUDGET MANAGEMENT Stay in control and monitor your spending with the help of this budget tracker feature. Set yourself a limit and debit all your payments. You can always see how much money is left until your budget is gone and whether you might better postpone a purchase. Over time this should help to save some money instead of going into dept. √ Support multiple budgets √ See your income and expenses of one budget through charts √ Recurring and non-recurring budget √ Move funds from one budget to another in a single operation √ At the end of each cycle, all information for a budget is archived and can be easily viewed for comparative purpose TRACK YOUR BILLS Pocket Expense will make sure that you’re never late for even one bill. By tracking each bill, which is customizable with different reminder alert periods. √ Support multiple bills of different recurring √ Set alerts to remind you of which bills are close to due dates or overdue √ Allows for the payment of bills in full or in part √ Support multiple payments of each bill √ Support calendar view √ Show total amount of all and overdue bills √ Mark bills with icons according to their status Other Key features: - Password protection - Simple, attractive interface - Payers & payees management - Category management - Provide help document - Powerful statistics and reports of all your transactions - Quickly search for transactions and edit from the same screen - Complete world currency list - Backup and restore all your data over WiFi # Subscription Details # - Monthly and annual subscriptions are available. - Payment will be charged to your iTunes account at confirmation of purchase. - Your subscription will automatically renew unless auto-renew is disabled at least 24 hours before the end of the current subscription period. - Automatic renewals will be charged at the same price you were originally charged for the subscription. - Subscriptions can be managed by going to Account Settings on the App Store after purchase. Terms of Use: https://www.iubenda.com/terms-and-conditions/7775087 Privacy Policy: https://www.iubenda.com/privacy-policy/7775087 If you have any problems or suggestions please send a mail to expense@support.polycents.com, you’ll get the response in a short time.

About

Expense Tracker

This private personal finance tracker lives entirely on your device, offering a secure way to log expenses, track budgets, and monitor accounts without cloud sync. It provides smart insights and subscription tracking, ensuring you maintain full control over your financial data.

Highlights
  • Log expenses in seconds with shortcuts
  • On-device data storage, no cloud sync
  • Track unlimited accounts and net worth
  • Set flexible budgets with visual progress
  • Smart insights for spending patterns
  • Subscription renewal tracking and alerts
  • Multi-currency support
Features
Read full description

Track expenses in seconds. Stay on top of every account. All without ever sharing your data. Cashflow is the private personal finance tracker that lives entirely on your iPhone — no cloud, no account, no compromise. It's the expense tracker, budget planner, and money manager for people who want full control of their finances and full ownership of their data. LOG EXPENSES IN SECONDS Double-tap the back of your iPhone to launch the expense shortcut — even when the app is closed. Add a coffee, lunch, or gas stop without unlocking. Auto-fill from Apple Pay transactions with a single tap. The fastest way to log spending we've seen on iOS. YOUR DATA STAYS ON YOUR PHONE Everything is stored locally on your device. No cloud sync. No account required. Works completely offline. Export your data to JSON anytime for personal backups or analysis. Your spending stays yours alone — we never see it, and we never want to. TRACK EVERY ACCOUNT Add unlimited bank accounts, credit cards, savings, debit cards, and cash wallets. Watch your net worth update live as you log. Multi-currency support for 10 currencies including USD, MXN, EUR, GBP, JPY, CAD, AUD, BRL, COP, and ARS. STAY ON YOUR BUDGETS Set budgets per category with flexible periods: weekly, monthly, quarterly, or yearly. Visual progress rings and color-coded bars (green, amber, red) show where you stand at a glance. No spreadsheet needed. SMART INSIGHTS The built-in intelligence layer catches what you'd miss on your own: • Unusual expenses flagged automatically (50× your typical spend? we'll tell you) • "Spending more than you earn" alerts • Top categories with month-over-month trends • Peak spending day patterns • Auto-detected recurring charges from your transactions TRACK SUBSCRIPTIONS Never get blindsided by a renewal again. Track Netflix, Spotify, gym memberships, software, and recurring bills in one place. See your true monthly recurring cost. Get push notifications 1, 3, or 7 days before each renewal. The built-in calendar shows everything renewing this month. DAILY REMINDER Optional 8 PM nudge: "Did you log today's spending?" A gentle local notification to keep your tracking up to date. Toggle on or off anytime in Settings. MAKE IT YOURS Choose from 8 accent colors — each ships with a matching app icon that updates on your Home Screen. Pick Plum, Coral, Forest, Ocean, Sun, Rose, Purple, or Graphite. Bilingual interface: English and Spanish, ready for global use. BUILT FOR iOS • Back Tap shortcut for fastest-in-class expense entry • Apple Pay logging via Shortcuts automation • Cloud-free, on-device storage only • Bilingual: English and Spanish • iOS 16+ supported NO ADS. NO CLOUD. NO COMPROMISE Cashflow is a real expense tracker, budget planner, and money manager that respects you. No third-party trackers. No analytics SDKs profiling your behavior. No subscription required for the core features. Just a clean tool that does its job and stays out of your way. Built by an independent developer who uses it every day. #SUBSCRIPTION & AUTOMATIC RENEWAL The payment will be charged to your Apple ID Account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current billing period. Your account will be charged for renewal within 24 hours before the end of your selected subscription. Subscriptions can be managed, and auto-renewal turned off in your App Store Account Settings. Prices: Monthly $5.99 – Yearly $39.99 #ACCESS CONTENT To access the full content, you’ll need to start a subscription. A free option is also available. Legal Privacy Policy: https://rodrigoibarra.dev/privacy-policy Terms of Use: https://rodrigoibarra.dev/terms-of-service

Screenshots

Pocket Expense 64 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is rating: Expense Tracker at 4.8 against Pocket Expense 6's 3.9. Expense Tracker also leads on monetization model (free with in-app purchases vs subscription) and ads (none vs shown). Pocket Expense 6's advantage is ratings volume (2.1K vs 4). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Pocket Expense 6 sells 5 in-app purchases, starting at $1.49 per month and Expense Tracker sells 2 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Expense Tracker holds the better App Store score, 4.8 against 3.9. That said, the two scores are not equally well evidenced: Pocket Expense 6 has 2.1K ratings behind it against 4, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 31, 2026 and October 28, 2026 respectively.

Scorecard4 real differences · 6 level
Pocket Expense 6 versus Expense Tracker: the parameters behind the verdict, then further details
ParameterPocket Expense 6Expense Tracker
PriceFreeFree
Rating3.9 (2.1K ratings)4.8 (4 ratings) — better
Positive reviews53.7% of reviews—
Number of ratings2.1K — better4
Update frequencyEvery 2 weeksEvery 2 weeks
AdsYesNo — better
In-app purchasesYesYes
MonetizationSubscriptionFree with in-app purchases — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better16.0
Further details — not scored
Size106 MB44 MB
Age rating4+4+
DeveloperBeesoft AppsRodrigo Ibarra

Bugs and requests

Pocket Expense 6

Reported bugs

4 issues
  • Transactions being duplicated or deleted unexpectedly
  • Incorrect account balances after updates
  • Inability to delete or edit recurring transactions
  • Sync failures between iPhone and iPad versions

Requested features

4 requests
  • Ability to set custom budget cycles
  • Option to exclude credit card balances from net worth
  • Improved backup and restore functionality
  • Integration with bank accounts for automatic syncing

Expense Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

5 purchases

Pocket Expense 6

Subscriptions4
  • Premium - 1 Month$1.491 Month
  • Premium - 1 Year7 Days trial$7.991 Year
  • Premium - 1 Year7 Days trial$8.991 Year
Show 1 more
  • Premium - 1 Year7 Days trial$9.991 Year
One-time1
  • Premium Lifetime$19.99
2 purchases

Expense Tracker

Subscriptions2
  • Monthly Plan$5.991 Month
  • Anual Plan7 Days trial$39.991 Year

Questions

Is Pocket Expense 6 free?
Pocket Expense 6 is free to download, with in-app purchases available.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Which has better reviews, Pocket Expense 6 or Expense Tracker?
Expense Tracker is rated higher. Pocket Expense 6 averages 3.9 out of 5 from 2.1K ratings, while Expense Tracker averages 4.8 from 4 ratings.
Do Pocket Expense 6 or Expense Tracker have ads?
Pocket Expense 6 shows ads; Expense Tracker does not.
Which is updated more often, Pocket Expense 6 or Expense Tracker?
Pocket Expense 6 ships an update every 2 weeks, and Expense Tracker every 2 weeks. Most recently, Pocket Expense 6 was updated on October 31, 2026 and Expense Tracker on October 28, 2026.

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