Budget App & Expense Tracker vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget App & Expense Tracker
This free budgeting app helps you track expenses, plan budgets weekly or monthly, and review cash flow with visual charts. It offers unlimited wallets to separate personal and business finances, with automatic expense tracking via bank feeds and receipt scanning.
- Unlimited wallets for personal and business expenses
- Automatic expense tracking via bank feeds
- Receipt scanning and storage
- Weekly and monthly budget planning
- Spending limit notifications
- Visual charts and expense breakdowns
- Data exporting via CSV
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Brought to you by the #1 award-winning app. Bookipi Expense is a FREE budgeting app with an easy-to-use expense tracker. Plan and record expenses and scan receipts on the go. Use beautiful charts to review your cash flow and plan your budget weekly or monthly. Automatically track expenses by connecting your bank feeds to your in-app wallets. Your expense transaction line items automatically flow through to the expense tracking app with secure and real-time bank feeds. Unlike other budgeting and money management apps, Bookipi Expense helps you separate personal finances and business expenses with UNLIMITED WALLETS for free. You can track your business, travel, and personal expenses in one budgeting platform. Trusted by over 500,000+ small business owners and freelancers in 179 different countries, Bookipi is now delivering the FULL experience. Sync your budgeting data to our invoice maker and receive payments on the same platform. Track all of your income & expenses with a versatile budget planner app. Monitor your spending and SAVE MONEY TODAY. KEY FEATURES: FREE Unlimited Wallets Track your expenses and earnings for personal, professional, or even per-project purposes. By using multiple wallets for multiple occasions, you’re guaranteed never to lose track of your spending. Sync Wallet Balance to Bank Feed Sync your bank to your wallets in real time! Add multiple bank feeds and ditch summarizing expenses across your bank accounts. Save time and manage all of your expenses in one app. Budget Planning Easily create monthly or weekly budgets for better money management. Receive notifications for when you are nearing your limit. Spending Limits Set unique spending limits on each of your unlimited wallets. We'll notify you when your spending is close to your budget limit based on your inputs and real-time bank feeds. Unique Categorization Log and categorize your expense and income entries to make your finances easy to review and organize. Complete with unique icon assigning. Charts & Expense Breakdowns Each wallet has a unique daily report of monthly income & expenses. Visualize your spending patterns and plan your finances ahead of time with our charts and expense breakdowns. By analyzing your monthly financial activity, find out how you can save more money. Receipt Storage Store and manage receipts for easy retrieval. Just take a picture to store it in our secure databases for your easy reference. Review Transactions Our money management app helps with record-keeping so you’re more confident in money matters. Search transactions by date and name, and find attached photo receipts. Data Exporting Generate instant summaries of your wallets with a tap through our CSV exporting feature. Automatic Bookipi Invoicing Data Synchronising Bookipi Invoice users are rewarded with automatic data syncing. Allowing you to keep track of all of your income and expenses in one seamless process. OTHER OUTSTANDING FEATURES: - Expense Record Keeping - Change Currency - Transfer Expenses Between Wallets - Transaction Notes - In-App Chat Support - Global Currency Selections - Intuitive UI Design - Frequently Updated Video Tutorials Bookipi Expense is the easiest free app to track personal & business expenses in one app. Manage your expenses and plan your spending on the go. Track how much money goes in and out of your accounts and have full control over your finances today!
Expense Tracker
This private personal finance tracker lives entirely on your device, offering a secure way to log expenses, track budgets, and monitor accounts without cloud sync. It provides smart insights and subscription tracking, ensuring you maintain full control over your financial data.
- Log expenses in seconds with shortcuts
- On-device data storage, no cloud sync
- Track unlimited accounts and net worth
- Set flexible budgets with visual progress
- Smart insights for spending patterns
- Subscription renewal tracking and alerts
- Multi-currency support
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Track expenses in seconds. Stay on top of every account. All without ever sharing your data. Cashflow is the private personal finance tracker that lives entirely on your iPhone — no cloud, no account, no compromise. It's the expense tracker, budget planner, and money manager for people who want full control of their finances and full ownership of their data. LOG EXPENSES IN SECONDS Double-tap the back of your iPhone to launch the expense shortcut — even when the app is closed. Add a coffee, lunch, or gas stop without unlocking. Auto-fill from Apple Pay transactions with a single tap. The fastest way to log spending we've seen on iOS. YOUR DATA STAYS ON YOUR PHONE Everything is stored locally on your device. No cloud sync. No account required. Works completely offline. Export your data to JSON anytime for personal backups or analysis. Your spending stays yours alone — we never see it, and we never want to. TRACK EVERY ACCOUNT Add unlimited bank accounts, credit cards, savings, debit cards, and cash wallets. Watch your net worth update live as you log. Multi-currency support for 10 currencies including USD, MXN, EUR, GBP, JPY, CAD, AUD, BRL, COP, and ARS. STAY ON YOUR BUDGETS Set budgets per category with flexible periods: weekly, monthly, quarterly, or yearly. Visual progress rings and color-coded bars (green, amber, red) show where you stand at a glance. No spreadsheet needed. SMART INSIGHTS The built-in intelligence layer catches what you'd miss on your own: • Unusual expenses flagged automatically (50× your typical spend? we'll tell you) • "Spending more than you earn" alerts • Top categories with month-over-month trends • Peak spending day patterns • Auto-detected recurring charges from your transactions TRACK SUBSCRIPTIONS Never get blindsided by a renewal again. Track Netflix, Spotify, gym memberships, software, and recurring bills in one place. See your true monthly recurring cost. Get push notifications 1, 3, or 7 days before each renewal. The built-in calendar shows everything renewing this month. DAILY REMINDER Optional 8 PM nudge: "Did you log today's spending?" A gentle local notification to keep your tracking up to date. Toggle on or off anytime in Settings. MAKE IT YOURS Choose from 8 accent colors — each ships with a matching app icon that updates on your Home Screen. Pick Plum, Coral, Forest, Ocean, Sun, Rose, Purple, or Graphite. Bilingual interface: English and Spanish, ready for global use. BUILT FOR iOS • Back Tap shortcut for fastest-in-class expense entry • Apple Pay logging via Shortcuts automation • Cloud-free, on-device storage only • Bilingual: English and Spanish • iOS 16+ supported NO ADS. NO CLOUD. NO COMPROMISE Cashflow is a real expense tracker, budget planner, and money manager that respects you. No third-party trackers. No analytics SDKs profiling your behavior. No subscription required for the core features. Just a clean tool that does its job and stays out of your way. Built by an independent developer who uses it every day. #SUBSCRIPTION & AUTOMATIC RENEWAL The payment will be charged to your Apple ID Account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current billing period. Your account will be charged for renewal within 24 hours before the end of your selected subscription. Subscriptions can be managed, and auto-renewal turned off in your App Store Account Settings. Prices: Monthly $5.99 – Yearly $39.99 #ACCESS CONTENT To access the full content, you’ll need to start a subscription. A free option is also available. Legal Privacy Policy: https://rodrigoibarra.dev/privacy-policy Terms of Use: https://rodrigoibarra.dev/terms-of-service
Screenshots
Verdict
The clearest difference is ratings volume: Budget App & Expense Tracker at 2.7K against Expense Tracker's 4. Budget App & Expense Tracker also leads on iOS requirement (13.0 vs 16.0). Expense Tracker's advantage is update cadence (every 2 weeks vs every 5 weeks). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget App & Expense Tracker sells 4 in-app purchases, starting at $2.99 per month and Expense Tracker sells 2 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.8 for Budget App & Expense Tracker against 4.8 for Expense Tracker. That said, the two scores are not equally well evidenced: Budget App & Expense Tracker has 2.7K ratings behind it against 4, so its average is the more settled of the two.
Budget App & Expense Tracker ships an update every 5 weeks, Expense Tracker every 2 weeks. The most recent releases landed on September 20, 2026 and September 22, 2026 respectively.
| Parameter | Budget App & Expense Tracker | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (2.7K ratings) — better | 4.8 (4 ratings) |
| Positive reviews | 65.2% of reviews | — |
| Number of ratings | 2.7K — better | 4 |
| Update frequency | Every 5 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 92 MB | 44 MB |
| Age rating | 4+ | 4+ |
| Developer | Bookipi Pty Ltd | Rodrigo Ibarra |
Bugs and requests
Budget App & Expense Tracker
Reported bugs
4 issues- Entries disappearing and reappearing randomly
- Incorrect wallet totals shown
- Recurring transactions not working as expected
- Compatibility issues with newer iOS devices
Requested features
5 requests- Ability to view recurring expenses in future months
- Option to upload documents/receipts, not just photos
- Automatic categorization of scanned receipts
- Customizable categories and icons
- Dark mode option
Expense Tracker
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Budget App & Expense Tracker
- Single Bank | Monthly2 Months trial$2.991 Month
- Unlimited Banks | Monthly2 Months trial$4.491 Month
- Single Bank | Annual2 Months trial$23.991 Year
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- Unlimited Banks | Annual2 Months trial$35.991 Year
Expense Tracker
- Monthly Plan$5.991 Month
- Anual Plan7 Days trial$39.991 Year
Questions
Is Budget App & Expense Tracker free?
Is Expense Tracker free?
Which has better reviews, Budget App & Expense Tracker or Expense Tracker?
Do Budget App & Expense Tracker or Expense Tracker have ads?
Which is updated more often, Budget App & Expense Tracker or Expense Tracker?
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