Comparison

SplitBuddy vs Cost Split Payments

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SplitBuddy

Features
Read full description

Tired of chasing friends for money? SplitBuddy makes splitting bills instant, fair, and drama-free. Trusted by groups worldwide for rent, trips, dinners, and everything in between — SplitBuddy is the simplest way to manage shared expenses and keep your relationships stress-free. SplitBuddy is great for: - Roommates splitting rent and apartment bills - Group trips around the world - Vacation houses for skiing, beach getaways, and more - Weddings and bachelor/bachelorette parties - Couples sharing relationship costs - Friends and co-workers who go out together frequently - Loans and IOUs between friends Simple to use: - Create groups or private friendships for any situation - Add expenses, IOUs, or debts in any currency with offline support - Expenses backed up online so everyone can view balances anytime - Track who should pay next or settle up with cash or integrations Key Features: - 100+ currencies, perfect for international trips - Split equally, by percentage, shares, or exact amounts - Recurring bills - monthly, weekly, yearly, fortnightly - Multiple payers on a single expense - Expense categorization and group totals - Export to CSV for your records - Comment directly on expenses - Multi-platform - smartphone and web - Activity feed and push notifications - Restore any deleted group or expense easily - Secure and private - your data is always protected Why SplitBuddy? No more awkward conversations. SplitBuddy keeps everything transparent and fair so you can focus on your relationships, not the bills. Stay organized. All your shared expenses in one place. No more scrambling through receipts or trying to remember who paid what. Free to use. Download and use SplitBuddy at no cost. All core features are completely free. Download SplitBuddy now and start managing shared expenses the smart way! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Cost Split Payments

Effortlessly manage shared expenses with friends, roommates, or travel buddies. This app automates calculations, tracks debts, and categorizes spending, making financial coordination simple and stress-free. Enjoy offline functionality for tracking expenses anytime, anywhere.

Highlights
  • Create and manage groups
  • Log expenses with details
  • Automatic expense calculations
  • Track and settle debts
  • Customizable expense categories
  • Offline expense tracking
Features
Read full description

Splitility: Simplify Expense Sharing Splitility is the ultimate app for managing shared expenses, whether you're planning a trip, splitting rent, or organizing a night out. Say goodbye to awkward money talks and let Splitility do the heavy lifting for you! Key Features: * Create Groups: Quickly set up groups for any shared experience—perfect for friends, roommates, or travel buddies. * Track Expenses: Log expenses effortlessly with detailed descriptions, amounts, and participant selection. * Automatic Calculations: No more messy math! Splitility ensures fair and accurate expense splits. * Debt Management: Instantly see who owes whom and keep things balanced with easy settlement options. * Customizable Categories: Categorize your expenses (food, transportation, entertainment, and more) for better tracking. * Offline Functionality: Track expenses anytime, anywhere—no internet required! Why Choose Splitility? * Intuitive and user-friendly interface. * Works great for everything from road trips to daily expenses. * Keeps your finances organized and relationships stress-free. Download Splitility today and make sharing expenses simple!

Screenshots

SplitBuddy4 screens
Cost Split Payments4 screens

Verdict

The call

SplitBuddy and Cost Split Payments are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SplitBuddy sells 2 in-app purchases, starting at $0.99 per month and Cost Split Payments sells 4 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SplitBuddy ships an update every 10 days, Cost Split Payments fortnightly. The most recent releases landed on October 10, 2026 and September 30, 2026 respectively.

ScorecardNo meaningful differences
SplitBuddy versus Cost Split Payments: the parameters behind the verdict, then further details
ParameterSplitBuddyCost Split Payments
PriceFreeFree
Rating—4.7 (11 ratings) — better
Positive reviews—75.0% of reviews
Number of ratings—11 — better
Update frequencyEvery 10 days — betterFortnightly
AdsNoNo
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.016.0 — better
Further details — not scored
Size23 MB35 MB
Age rating4+4+
DeveloperDharmaraju PilliNadiia Martyniuk

In-app purchases

2 purchases

SplitBuddy

Subscriptions2
  • SplitBuddy Monthly$0.991 Month
  • SplitBuddy Yearly$6.991 Year
4 purchases

Cost Split Payments

Subscriptions4
  • Weekly Plan3 Days trial$4.997 Days
  • 6 Month3 Days trial$8.996 Months
  • Yearly Plan$17.991 Year
Show 1 more
  • 1 Month$31.991 Month

Questions

Is SplitBuddy free?
SplitBuddy is free to download, with in-app purchases available.
Is Cost Split Payments free?
Cost Split Payments is free to download, with in-app purchases available.
Do SplitBuddy or Cost Split Payments have ads?
Neither SplitBuddy nor Cost Split Payments shows ads.
Which is updated more often, SplitBuddy or Cost Split Payments?
SplitBuddy ships an update every 10 days, and Cost Split Payments fortnightly. Most recently, SplitBuddy was updated on October 10, 2026 and Cost Split Payments on September 30, 2026.

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