SplitBuddy vs Defray

Tired of chasing friends for money? SplitBuddy makes splitting bills instant, fair, and drama-free. Trusted by groups worldwide for rent, trips, dinners, and everything in between — SplitBuddy is the simplest way to manage shared expenses and keep your relationships stress-free. SplitBuddy is great for: - Roommates splitting rent and apartment bills - Group trips around the world - Vacation houses for skiing, beach getaways, and more - Weddings and bachelor/bachelorette parties - Couples sharing relationship costs - Friends and co-workers who go out together frequently - Loans and IOUs between friends Simple to use: - Create groups or private friendships for any situation - Add expenses, IOUs, or debts in any currency with offline support - Expenses backed up online so everyone can view balances anytime - Track who should pay next or settle up with cash or integrations Key Features: - 100+ currencies, perfect for international trips - Split equally, by percentage, shares, or exact amounts - Recurring bills - monthly, weekly, yearly, fortnightly - Multiple payers on a single expense - Expense categorization and group totals - Export to CSV for your records - Comment directly on expenses - Multi-platform - smartphone and web - Activity feed and push notifications - Restore any deleted group or expense easily - Secure and private - your data is always protected Why SplitBuddy? No more awkward conversations. SplitBuddy keeps everything transparent and fair so you can focus on your relationships, not the bills. Stay organized. All your shared expenses in one place. No more scrambling through receipts or trying to remember who paid what. Free to use. Download and use SplitBuddy at no cost. All core features are completely free. Download SplitBuddy now and start managing shared expenses the smart way! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Defray splits bills between friends, flatmates and travel groups, and it's free. No ads, no subscription, no "upgrade to add more than three expenses today". Nothing is locked behind a paywall. Only you need the app. Send your group a link and everyone else can open it in any browser to see what they owe and add what they paid. No download, no account, no password. ON A TRIP Five of you in Lisbon. Daniel pays 210€ for the farewell dinner, you buy the tram tickets, Lena pays for the gin at the duty-free in pounds. Everyone adds what they paid, from the app or from the link. Defray keeps a running balance for each person, converts the pounds at the live rate, and at the end works out the fewest transfers that square everyone up. No signal on the ferry? Add the expense anyway. It's saved on your phone and syncs as soon as you're back online. AT HOME Rent, electricity, internet, the cleaner every two weeks. Set each one up once as a recurring expense and Defray adds it on the right day, split the way you chose. WHAT YOU GET Splitting: equally, by exact amounts, by percentage or by shares. Add an extra on top for one person when someone ordered the lobster. Currencies: mix currencies in one group, use live exchange rates or type your own, and convert what someone owes in one tap. Settling up: who owes whom across all your groups, debt simplification, and payments you sent or received. Receipts: attach photos or videos to any expense. Categories: picked from the title as you type, or make your own. Guests: add people who don't use Defray and keep track of their share. They can claim an account later and keep their history. Chat: a group chat in every group, plus direct messages, with photos, voice messages, @mentions and reactions. Planning: shared notes and checklists, pinned places on a map, the weather where you're going, a shared calendar with reminders, and a photo wall. Stats: spending by category, by person and by month. Personal expenses: log your own spending with no group at all. Notifications when someone adds an expense or pays you back. If you've been tracking who owes what in a notes app, a spreadsheet or the group chat, Defray replaces all three. Good for holidays and weekends away, shared flats, couples, festivals, stag and hen dos, team lunches, and anything else where money goes into one pot and comes out unevenly.