Roommate Bill Splitter vs Defray

Stop losing track of who owes what. Split handles every household expense - rent, groceries, utilities, takeout, fees - calculates running balances instantly, and finds the simplest path to settle up. Whether you lend money to a roommate or borrow to cover a shared bill, Split keeps an honest ledger of every transaction. KNOW YOUR BALANCES INSTANTLY Your home screen shows your net balance with each roommate the moment you open the app. Green means you are owed. Red means you owe. Live, automatic, no mental math required. TRACK EVERY EXPENSE IN SECONDS Log any tab or household expense in under 5 seconds. Choose equal splits, custom amounts, or percentage dues - you decide how costs are divided. Every category covered: food, transport, home, utilities, health, entertainment. THE SMARTEST WAY TO SETTLE UP Split's algorithm minimizes the number of payments needed. Instead of a tangled web of IOUs, you get a clear settlement ledger: "Jake pays Sarah $48, Sarah pays Alex $23." No back-and-forth. No forgotten owing. BUILT FOR REAL HOUSEHOLDS - Up to 3 roommates free, up to 8 with Pro - Recurring bills for rent, utilities, and subscriptions - Full balance history and settlement records - Works completely offline - no internet required - Search and filter your expense history SPLIT PRO - THE FULL EXPERIENCE Upgrade to unlock everything: - AI Roommate Advisor - smart suggestions for fair bill splits - Expense analytics with monthly breakdowns and charts - Unlimited roommates (up to 8) - Unlimited recurring bills - Receipt photo attachments - CSV export for your records - Custom app icons YOUR DATA, YOUR CONTROL Everything stays on your device with iCloud sync. No account required. No ads. No selling your data. Delete all your data anytime from the Profile tab. Sign in with Apple for optional personalization - no password, no email required. Download Split free. See exactly who owes what - before you decide to go Pro. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Defray splits bills between friends, flatmates and travel groups, and it's free. No ads, no subscription, no "upgrade to add more than three expenses today". Nothing is locked behind a paywall. Only you need the app. Send your group a link and everyone else can open it in any browser to see what they owe and add what they paid. No download, no account, no password. ON A TRIP Five of you in Lisbon. Daniel pays 210€ for the farewell dinner, you buy the tram tickets, Lena pays for the gin at the duty-free in pounds. Everyone adds what they paid, from the app or from the link. Defray keeps a running balance for each person, converts the pounds at the live rate, and at the end works out the fewest transfers that square everyone up. No signal on the ferry? Add the expense anyway. It's saved on your phone and syncs as soon as you're back online. AT HOME Rent, electricity, internet, the cleaner every two weeks. Set each one up once as a recurring expense and Defray adds it on the right day, split the way you chose. WHAT YOU GET Splitting: equally, by exact amounts, by percentage or by shares. Add an extra on top for one person when someone ordered the lobster. Currencies: mix currencies in one group, use live exchange rates or type your own, and convert what someone owes in one tap. Settling up: who owes whom across all your groups, debt simplification, and payments you sent or received. Receipts: attach photos or videos to any expense. Categories: picked from the title as you type, or make your own. Guests: add people who don't use Defray and keep track of their share. They can claim an account later and keep their history. Chat: a group chat in every group, plus direct messages, with photos, voice messages, @mentions and reactions. Planning: shared notes and checklists, pinned places on a map, the weather where you're going, a shared calendar with reminders, and a photo wall. Stats: spending by category, by person and by month. Personal expenses: log your own spending with no group at all. Notifications when someone adds an expense or pays you back. If you've been tracking who owes what in a notes app, a spreadsheet or the group chat, Defray replaces all three. Good for holidays and weekends away, shared flats, couples, festivals, stag and hen dos, team lunches, and anything else where money goes into one pot and comes out unevenly.