Comparison

SplitBuddy vs Settlr

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SplitBuddy

Features
Read full description

Tired of chasing friends for money? SplitBuddy makes splitting bills instant, fair, and drama-free. Trusted by groups worldwide for rent, trips, dinners, and everything in between — SplitBuddy is the simplest way to manage shared expenses and keep your relationships stress-free. SplitBuddy is great for: - Roommates splitting rent and apartment bills - Group trips around the world - Vacation houses for skiing, beach getaways, and more - Weddings and bachelor/bachelorette parties - Couples sharing relationship costs - Friends and co-workers who go out together frequently - Loans and IOUs between friends Simple to use: - Create groups or private friendships for any situation - Add expenses, IOUs, or debts in any currency with offline support - Expenses backed up online so everyone can view balances anytime - Track who should pay next or settle up with cash or integrations Key Features: - 100+ currencies, perfect for international trips - Split equally, by percentage, shares, or exact amounts - Recurring bills - monthly, weekly, yearly, fortnightly - Multiple payers on a single expense - Expense categorization and group totals - Export to CSV for your records - Comment directly on expenses - Multi-platform - smartphone and web - Activity feed and push notifications - Restore any deleted group or expense easily - Secure and private - your data is always protected Why SplitBuddy? No more awkward conversations. SplitBuddy keeps everything transparent and fair so you can focus on your relationships, not the bills. Stay organized. All your shared expenses in one place. No more scrambling through receipts or trying to remember who paid what. Free to use. Download and use SplitBuddy at no cost. All core features are completely free. Download SplitBuddy now and start managing shared expenses the smart way! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Settlr

Features
Read full description

Settlr is a completely free app for splitting bills and group expenses: no ads, no subscriptions, no in-app purchases and no daily limits. You sign up, but your friends don't have to: share a group link and they can add expenses and payments from any browser, with no app, account or password. Split costs, settle up, chat and plan trips, all in one app. Split Expenses Your Way • Unlimited expenses and groups, added in seconds • Split equally, by exact amounts, by percentage or by shares • Multi-currency with live, editable exchange rates • Attach receipt photos and videos • Automatic category detection, or create your own categories • Works offline: expenses and payments sync when you're back online No App or Account Needed for Friends • Share a group link: friends open it in any browser to see balances and add expenses or payments • You choose what the link lets them see and do • Add anyone as a guest and track their share for them • Guests can claim an account later and keep their full history Settle Up in One Tap • See who owes whom at a glance, across all groups and currencies • Debt simplification works out the fewest payments needed • Record a payment you sent, or mark one you received as settled Group Chat Built In • Group chats and direct messages • Photos, videos, voice messages, @mentions, reactions and link previews Plan Together • Shared notes and checklists • Pinned places and maps • Live weather for your destination • Shared calendar with reminders • Group photo and video wall Track Your Spending • One activity feed for expenses, payments and messages • Charts by category and member, monthly trends and top expenses • Push notifications for new expenses and payments • Log personal expenses solo, no group needed Made for trips and holidays, roommates and house shares, couples, festivals, and any group that shares costs.

Screenshots

SplitBuddy4 screens
Settlr4 screens

Verdict

The call

The clearest difference is in-app purchases: Settlr at none against SplitBuddy's 2. Settlr also leads on iOS requirement (15.6 vs 17.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. SplitBuddy sells 2 in-app purchases, starting at $0.99 per month. Settlr asks for nothing beyond the download.

UpkeepUpdate frequency

SplitBuddy ships an update every 10 days, Settlr every 2 weeks. The most recent releases landed on October 10, 2026 and September 30, 2026 respectively.

Scorecard2 real differences Ā· 4 level
SplitBuddy versus Settlr: the parameters behind the verdict, then further details
ParameterSplitBuddySettlr
PriceFreeFree
Update frequencyEvery 10 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.6 — better
Further details — not scored
Size23 MB113 MB
Age rating4+4+
DeveloperDharmaraju PilliTheodoros Tsakalos

In-app purchases

2 purchases

SplitBuddy

Subscriptions2
  • SplitBuddy Monthly$0.991 Month
  • SplitBuddy Yearly$6.991 Year
None

Settlr

No in-app purchases

Questions

Is SplitBuddy free?
SplitBuddy is free to download, with in-app purchases available.
Is Settlr free?
Settlr is free to download, with no in-app purchases.
Do SplitBuddy or Settlr have ads?
Neither SplitBuddy nor Settlr shows ads.
Which is updated more often, SplitBuddy or Settlr?
SplitBuddy ships an update every 10 days, and Settlr every 2 weeks. Most recently, SplitBuddy was updated on October 10, 2026 and Settlr on September 30, 2026.

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