Comparison

Roommate Bill Splitter vs Settlr

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Roommate Bill Splitter

Features
Read full description

Stop losing track of who owes what. Split handles every household expense - rent, groceries, utilities, takeout, fees - calculates running balances instantly, and finds the simplest path to settle up. Whether you lend money to a roommate or borrow to cover a shared bill, Split keeps an honest ledger of every transaction. KNOW YOUR BALANCES INSTANTLY Your home screen shows your net balance with each roommate the moment you open the app. Green means you are owed. Red means you owe. Live, automatic, no mental math required. TRACK EVERY EXPENSE IN SECONDS Log any tab or household expense in under 5 seconds. Choose equal splits, custom amounts, or percentage dues - you decide how costs are divided. Every category covered: food, transport, home, utilities, health, entertainment. THE SMARTEST WAY TO SETTLE UP Split's algorithm minimizes the number of payments needed. Instead of a tangled web of IOUs, you get a clear settlement ledger: "Jake pays Sarah $48, Sarah pays Alex $23." No back-and-forth. No forgotten owing. BUILT FOR REAL HOUSEHOLDS - Up to 3 roommates free, up to 8 with Pro - Recurring bills for rent, utilities, and subscriptions - Full balance history and settlement records - Works completely offline - no internet required - Search and filter your expense history SPLIT PRO - THE FULL EXPERIENCE Upgrade to unlock everything: - AI Roommate Advisor - smart suggestions for fair bill splits - Expense analytics with monthly breakdowns and charts - Unlimited roommates (up to 8) - Unlimited recurring bills - Receipt photo attachments - CSV export for your records - Custom app icons YOUR DATA, YOUR CONTROL Everything stays on your device with iCloud sync. No account required. No ads. No selling your data. Delete all your data anytime from the Profile tab. Sign in with Apple for optional personalization - no password, no email required. Download Split free. See exactly who owes what - before you decide to go Pro. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Settlr

Features
Read full description

Settlr is a completely free app for splitting bills and group expenses: no ads, no subscriptions, no in-app purchases and no daily limits. You sign up, but your friends don't have to: share a group link and they can add expenses and payments from any browser, with no app, account or password. Split costs, settle up, chat and plan trips, all in one app. Split Expenses Your Way • Unlimited expenses and groups, added in seconds • Split equally, by exact amounts, by percentage or by shares • Multi-currency with live, editable exchange rates • Attach receipt photos and videos • Automatic category detection, or create your own categories • Works offline: expenses and payments sync when you're back online No App or Account Needed for Friends • Share a group link: friends open it in any browser to see balances and add expenses or payments • You choose what the link lets them see and do • Add anyone as a guest and track their share for them • Guests can claim an account later and keep their full history Settle Up in One Tap • See who owes whom at a glance, across all groups and currencies • Debt simplification works out the fewest payments needed • Record a payment you sent, or mark one you received as settled Group Chat Built In • Group chats and direct messages • Photos, videos, voice messages, @mentions, reactions and link previews Plan Together • Shared notes and checklists • Pinned places and maps • Live weather for your destination • Shared calendar with reminders • Group photo and video wall Track Your Spending • One activity feed for expenses, payments and messages • Charts by category and member, monthly trends and top expenses • Push notifications for new expenses and payments • Log personal expenses solo, no group needed Made for trips and holidays, roommates and house shares, couples, festivals, and any group that shares costs.

Screenshots

Roommate Bill Splitter4 screens
Settlr4 screens

Verdict

The call

The clearest difference is in-app purchases: Settlr at none against Roommate Bill Splitter's 3. Settlr also leads on update cadence (every 2 weeks vs every 3 months) and device support (3 vs 1). On price and ads there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Roommate Bill Splitter sells 3 in-app purchases, starting at $4.99 per month. Settlr asks for nothing beyond the download.

UpkeepUpdate frequency

Roommate Bill Splitter ships an update every 3 months, Settlr every 2 weeks. The most recent releases landed on October 7, 2026 and September 30, 2026 respectively.

Scorecard4 real differences Ā· 2 level
Roommate Bill Splitter versus Settlr: the parameters behind the verdict, then further details
ParameterRoommate Bill SplitterSettlr
PriceFreeFree
Update frequencyEvery 3 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS1815.6 — better
Further details — not scored
Size10 MB113 MB
Age rating4+4+
DeveloperKarol JaworskiTheodoros Tsakalos

In-app purchases

3 purchases

Roommate Bill Splitter

Subscriptions3
  • Split Pro$4.991 Month
  • Split Pro$39.991 Year
  • Split Pro1 Year trial$39.991 Year
None

Settlr

No in-app purchases

Questions

Is Roommate Bill Splitter free?
Roommate Bill Splitter is free to download, with in-app purchases available.
Is Settlr free?
Settlr is free to download, with no in-app purchases.
Do Roommate Bill Splitter or Settlr have ads?
Neither Roommate Bill Splitter nor Settlr shows ads.
Which is updated more often, Roommate Bill Splitter or Settlr?
Roommate Bill Splitter ships an update every 3 months, and Settlr every 2 weeks. Most recently, Roommate Bill Splitter was updated on October 7, 2026 and Settlr on September 30, 2026.

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