SplitBuddy vs Owwed

Tired of chasing friends for money? SplitBuddy makes splitting bills instant, fair, and drama-free. Trusted by groups worldwide for rent, trips, dinners, and everything in between — SplitBuddy is the simplest way to manage shared expenses and keep your relationships stress-free. SplitBuddy is great for: - Roommates splitting rent and apartment bills - Group trips around the world - Vacation houses for skiing, beach getaways, and more - Weddings and bachelor/bachelorette parties - Couples sharing relationship costs - Friends and co-workers who go out together frequently - Loans and IOUs between friends Simple to use: - Create groups or private friendships for any situation - Add expenses, IOUs, or debts in any currency with offline support - Expenses backed up online so everyone can view balances anytime - Track who should pay next or settle up with cash or integrations Key Features: - 100+ currencies, perfect for international trips - Split equally, by percentage, shares, or exact amounts - Recurring bills - monthly, weekly, yearly, fortnightly - Multiple payers on a single expense - Expense categorization and group totals - Export to CSV for your records - Comment directly on expenses - Multi-platform - smartphone and web - Activity feed and push notifications - Restore any deleted group or expense easily - Secure and private - your data is always protected Why SplitBuddy? No more awkward conversations. SplitBuddy keeps everything transparent and fair so you can focus on your relationships, not the bills. Stay organized. All your shared expenses in one place. No more scrambling through receipts or trying to remember who paid what. Free to use. Download and use SplitBuddy at no cost. All core features are completely free. Download SplitBuddy now and start managing shared expenses the smart way! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

A simpler way to remember money. Keep track of money you have lent, borrowed, and paid back, without digging through messages, notes, or spreadsheets. Owwed is a private app for recording informal debts between friends and family. It keeps balances, payments, due dates, and reminders together in one calm place. WHAT OWWED DOES • See what is outstanding: who owes what, and what you still need to pay • Keep the full picture: amounts, payments, due dates, and remaining balances stay together • Remember at the right time: set a private reminder on your phone Designed for the small, everyday money moments between people. Whether you covered dinner, lent a friend money, or need to pay someone back, Owwed keeps the details clear without making the relationship feel transactional. PRIVATE BY DEFAULT • Local-first: debts, people, and payments stay on your device • No account: download and start keeping track • Works offline: your records remain available without a connection • Backups are your choice: make and save a backup when you need one Owwed does not need an account or a cloud service. Your data stays on your phone unless you choose to create a backup. IMPORTANT Owwed records informal debts. It doesn’t connect to a bank, send money, or contact anyone on your behalf. Free. No subscriptions. No ads.