Owwed vs Daftaari

A simpler way to remember money. Keep track of money you have lent, borrowed, and paid back, without digging through messages, notes, or spreadsheets. Owwed is a private app for recording informal debts between friends and family. It keeps balances, payments, due dates, and reminders together in one calm place. WHAT OWWED DOES • See what is outstanding: who owes what, and what you still need to pay • Keep the full picture: amounts, payments, due dates, and remaining balances stay together • Remember at the right time: set a private reminder on your phone Designed for the small, everyday money moments between people. Whether you covered dinner, lent a friend money, or need to pay someone back, Owwed keeps the details clear without making the relationship feel transactional. PRIVATE BY DEFAULT • Local-first: debts, people, and payments stay on your device • No account: download and start keeping track • Works offline: your records remain available without a connection • Backups are your choice: make and save a backup when you need one Owwed does not need an account or a cloud service. Your data stays on your phone unless you choose to create a backup. IMPORTANT Owwed records informal debts. It doesn’t connect to a bank, send money, or contact anyone on your behalf. Free. No subscriptions. No ads.

Daftari turns the paper debt notebook into an elegant digital ledger that works offline — built for businesses: groceries, mini-markets, spare parts, pharmacies and wholesalers. ■ A clear ledger for every customer • Debts and payments with a running balance after every entry — no limits • Fast cashier-style number pad with amount shortcuts, notes and due dates • Customer history grouped by month, delete with undo • Alerts for overdue and soon-due debts ■ Every entry documented on WhatsApp • After each entry, WhatsApp opens with a ready receipt message — just tap send (free via wa.me) • Or link your WhatsApp with a QR code (like WhatsApp Web) and receipts send automatically from your own number • Balance reminders and full account statements from the customer page • Scheduled automatic reminders for late payers and monthly statements • Your business logo at the top of every statement — so what reaches your customer carries your identity ■ Reports that explain your business • Today and month summaries, 6-month chart • Top debtors and best payers • Filter and sort your customers: overdue, in debt, blacklisted, longest inactive ■ Private and secure • Your data stays on your device and works offline — with optional cloud backup • PIN lock • Dark & light mode, Arabic or Western numerals, full Arabic RTL interface The ledger itself is free to use. A monthly subscription (Basic / Growth / Business) or a pack of transactions that never expires raises how much you can record — bought inside the app as an In-App Purchase, and a subscription can be cancelled at any time. Terms of use: https://daftaari.com/terms Privacy policy: https://daftaari.com/privacy