Comparison

DC Tap to Pay vs SplitStack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DC Tap to Pay

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Easily accept card payments directly on your iPhone with DC Tap to Pay. Using Apple's Tap to Pay technology, your iPhone becomes a secure payment terminal, no extra hardware required. Prefer external hardware? DC Tap to Pay also supports Bluetooth and internet-connected Stripe card readers. Built for small businesses on the go: - Accept contactless card and digital wallet payments in person - Brand the Tap to Pay app with your logo and brand colours - Send secure payment links by text message for remote or over-the-phone sales - Save a customer's card for future or recurring charges - Keep a full transaction history and manage multiple business locations - Accept multiple currencies, including AUD, USD, GBP, EUR, CAD, NZD, SGD and more Integrate with Stripe for fast, secure payment processing, and optionally connect your Salesforce account to streamline back-office operations. DC Tap to Pay makes accepting payments simple, secure and efficient, wherever your business takes you.

About

SplitStack

Features
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SplitStack is the easiest way to collect money from your group for dinners, trips, gifts, household bills and everything in between. Create a Stack, enter what each person owes, and SplitStack sends everyone a secure payment link by SMS. Friends pay in seconds using their card, Apple Pay or Google Pay. No app download, no sign-up and no bank details are shared. Watch payments arrive in real time while the money settles directly into your bank account. WHY SPLITSTACK • Set up a Stack in under a minute. Name the bill, add your group and hit send. • Friends pay with one tap using card, Apple Pay or Google Pay through secure Stripe Checkout. • No app required for payers. They simply tap the SMS link and pay. • Track payments live and instantly see who has paid and who hasn't. • Automatic reminders take the awkwardness out of chasing people. • Funds settle directly into your bank account. TRAVEL MODE Travelling with friends? Travel Mode keeps track of shared expenses for the entire trip. Anyone can add expenses in any currency, and at the end SplitStack calculates exactly who owes what using a single exchange rate so everyone pays their fair share. • Log expenses as they happen in any currency. • View live balances for every traveller. • Settle the entire trip with a single payment. • Fair, transparent calculations with every cent accounted for. SECURE PAYMENTS Payments are securely processed by Stripe, one of the world's most trusted payment platforms. SplitStack never stores or sees your card details. Identity verification for organisers is handled securely by Stripe in accordance with Australian financial regulations. Currently available for organisers in Australia, with participants able to pay securely from anywhere in the world. Questions? We'd love to hear from you at support@splitstack.com.au.

Screenshots

DC Tap to Pay4 screens
SplitStack4 screens

Verdict

The call

The clearest difference is update cadence: SplitStack at daily against DC Tap to Pay's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

DC Tap to Pay ships an update monthly, SplitStack daily. The most recent releases landed on October 6, 2026 and October 24, 2026 respectively.

Scorecard1 real difference Ā· 5 level
DC Tap to Pay versus SplitStack: the parameters behind the verdict, then further details
ParameterDC Tap to PaySplitStack
PriceFreeFree
Update frequencyMonthlyDaily — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size60 MB46 MB
Age rating4+4+
DeveloperDataColada Pty LtdSpecialee Pty Ltd

In-app purchases

None

DC Tap to Pay

No in-app purchases

None

SplitStack

No in-app purchases

Questions

Is DC Tap to Pay free?
DC Tap to Pay is free to download, with no in-app purchases.
Is SplitStack free?
SplitStack is free to download, with no in-app purchases.
Do DC Tap to Pay or SplitStack have ads?
Neither DC Tap to Pay nor SplitStack shows ads.
Which is updated more often, DC Tap to Pay or SplitStack?
DC Tap to Pay ships an update monthly, and SplitStack daily. Most recently, DC Tap to Pay was updated on October 6, 2026 and SplitStack on October 24, 2026.

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