SplitStack vs Plonq

SplitStack is the easiest way to collect money from your group for dinners, trips, gifts, household bills and everything in between. Create a Stack, enter what each person owes, and SplitStack sends everyone a secure payment link by SMS. Friends pay in seconds using their card, Apple Pay or Google Pay. No app download, no sign-up and no bank details are shared. Watch payments arrive in real time while the money settles directly into your bank account. WHY SPLITSTACK • Set up a Stack in under a minute. Name the bill, add your group and hit send. • Friends pay with one tap using card, Apple Pay or Google Pay through secure Stripe Checkout. • No app required for payers. They simply tap the SMS link and pay. • Track payments live and instantly see who has paid and who hasn't. • Automatic reminders take the awkwardness out of chasing people. • Funds settle directly into your bank account. TRAVEL MODE Travelling with friends? Travel Mode keeps track of shared expenses for the entire trip. Anyone can add expenses in any currency, and at the end SplitStack calculates exactly who owes what using a single exchange rate so everyone pays their fair share. • Log expenses as they happen in any currency. • View live balances for every traveller. • Settle the entire trip with a single payment. • Fair, transparent calculations with every cent accounted for. SECURE PAYMENTS Payments are securely processed by Stripe, one of the world's most trusted payment platforms. SplitStack never stores or sees your card details. Identity verification for organisers is handled securely by Stripe in accordance with Australian financial regulations. Currently available for organisers in Australia, with participants able to pay securely from anywhere in the world. Questions? We'd love to hear from you at support@splitstack.com.au.

Plonq makes splitting money with friends simple and fair. Add a shared expense and Plonq works out who owes who, in plain language. When it is time to settle, it shows you exactly how to pay them back. Keep things fair without making friendships weird. What makes Plonq different: Settle up in a tap. The moment you pay someone back, Plonq shows their payment handle (PayID, UPI, PayPal or Venmo) and a copyable reference, so you never leave the app to work out how to pay. Balances in plain words. Rows read "You owe Sam" or "Priya owes you", colour coded so you always know where you stand. Nice to use. Twelve accent colours, light and dark themes, and a clean, glanceable home. Your splitting, wrapped. A shareable monthly recap of what you split, your biggest expense and your top category. Features: - Groups for flatmates, trips and the regular crew - Split equally, by share, by percentage, or item by item - A net balance hero so you see your whole position at a glance - Reports that show where your money goes, by category and over time - Budgets with per category progress - Friends and one on one balances, independent of any group - Settle all to clear every balance with a friend in one action Plonq is free to use. Keep things fair without making friendships weird.