Comparison

SplitStack vs Paymybillz

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SplitStack

Features
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SplitStack is the easiest way to collect money from your group for dinners, trips, gifts, household bills and everything in between. Create a Stack, enter what each person owes, and SplitStack sends everyone a secure payment link by SMS. Friends pay in seconds using their card, Apple Pay or Google Pay. No app download, no sign-up and no bank details are shared. Watch payments arrive in real time while the money settles directly into your bank account. WHY SPLITSTACK • Set up a Stack in under a minute. Name the bill, add your group and hit send. • Friends pay with one tap using card, Apple Pay or Google Pay through secure Stripe Checkout. • No app required for payers. They simply tap the SMS link and pay. • Track payments live and instantly see who has paid and who hasn't. • Automatic reminders take the awkwardness out of chasing people. • Funds settle directly into your bank account. TRAVEL MODE Travelling with friends? Travel Mode keeps track of shared expenses for the entire trip. Anyone can add expenses in any currency, and at the end SplitStack calculates exactly who owes what using a single exchange rate so everyone pays their fair share. • Log expenses as they happen in any currency. • View live balances for every traveller. • Settle the entire trip with a single payment. • Fair, transparent calculations with every cent accounted for. SECURE PAYMENTS Payments are securely processed by Stripe, one of the world's most trusted payment platforms. SplitStack never stores or sees your card details. Identity verification for organisers is handled securely by Stripe in accordance with Australian financial regulations. Currently available for organisers in Australia, with participants able to pay securely from anywhere in the world. Questions? We'd love to hear from you at support@splitstack.com.au.

About

Paymybillz

Features
Read full description

All your bills. One secure place. PayMyBillz helps you scan, track and pay your bills without the stress. No more missed due dates. No more scrambling through your inbox. No auto-payments you forgot about. Forward & Forget Every account gets its own private PayMyBillz email address. Just forward bill emails or PDFs straight to it — we read them automatically and turn them into ready-to-review bills. No manual typing. Scan & Capture Prefer paper? Snap a photo of any bill and PayMyBillz pulls out the amount, due date and biller for you. Stay Ahead See every upcoming bill in one clear timeline, with 30-day projections so nothing catches you by surprise. Pay With Control Pay securely using card. Nothing is ever paid without your approval. Smart Reminders Get notified before bills are due so you can avoid late fees. Built For Australians Supports BPAY, utilities, council rates, fines and more. Your data is encrypted and processed securely. — PayMyBillz Plus is an auto-renewing subscription: • Title: PayMyBillz Plus • Length: 1 month (auto-renews monthly) • Price: $6.99/month (or local equivalent) Payment is charged to your Apple ID at purchase confirmation. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID settings. Privacy Policy: https://paymybillz.com.au/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

SplitStack4 screens
Paymybillz4 screens

Verdict

The call

The clearest difference is in-app purchases: SplitStack at none against Paymybillz's 1. SplitStack also leads on update cadence (daily vs every 2 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Paymybillz sells 1 in-app purchase, starting at $6.99 per month. SplitStack asks for nothing beyond the download.

UpkeepUpdate frequency

SplitStack ships an update daily, Paymybillz every 2 weeks. The most recent releases landed on October 9, 2026 and October 12, 2026 respectively.

Scorecard2 real differences Ā· 4 level
SplitStack versus Paymybillz: the parameters behind the verdict, then further details
ParameterSplitStackPaymybillz
PriceFreeFree
Update frequencyDaily — betterEvery 2 weeks
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better16.0
Further details — not scored
Size46 MB37 MB
Age rating4+4+
DeveloperSpecialee Pty Ltdpadraig fanning

In-app purchases

None

SplitStack

No in-app purchases

1 purchases

Paymybillz

Subscriptions1
  • PayMyBillz Monthly Subscription$6.991 Month

Questions

Is SplitStack free?
SplitStack is free to download, with no in-app purchases.
Is Paymybillz free?
Paymybillz is free to download, with in-app purchases available.
Do SplitStack or Paymybillz have ads?
Neither SplitStack nor Paymybillz shows ads.
Which is updated more often, SplitStack or Paymybillz?
SplitStack ships an update daily, and Paymybillz every 2 weeks. Most recently, SplitStack was updated on October 9, 2026 and Paymybillz on October 12, 2026.

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