Comparison

Windfall vs Hoypay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Windfall

Effortlessly track expenses using natural language, voice commands, or receipt scanning. Visualize spending trends, set budgets, and gain financial awareness without connecting to your bank. Offers smart alerts and customizable transaction details.

Highlights
  • Natural language expense entry
  • Voice command and Siri integration
  • Receipt scanning and import
  • Weekly, monthly, and yearly budgets
  • Spending trend visualization
  • On-device data processing option
  • Multi-currency support
Features
Read full description

Track expenses without slowing down. Type a transaction, say it to Siri, or scan a receipt. Windfall prepares the merchant, amount, category, account, and date for review before saving. SMART ENTRY • Enter expenses and income in natural language • Use Siri, Shortcuts, and personal automations • Choose Automatic or On Device Only processing • Scan receipts and import multiple transactions SEE THE WHOLE PICTURE • Weekly, monthly, and yearly budgets with clear progress • Spending summaries, trends, categories, forecasts, and activity heat maps • Merchant logos, calendar browsing, search, and CSV export • Multi-currency totals with exchange-rate conversion BUILT FOR IPHONE • Widgets for trends, activity, budgets, latest transactions, and quick entry • Add photos, locations, tags, and notes to transactions PRIVATE BY DESIGN Windfall never asks for banking credentials or connects to your bank. Choose On Device Only when you want Smart Entry parsing to stay on your device. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://trywindfall.app/privacy

About

Hoypay

Features
Read full description

Managing subscriptions can be a hassle—HoyPay makes it easy! Whether it’s streaming services, utility bills, or gym memberships, we help you track, organize, and remind you before your payments are due. Say goodbye to surprise charges and hello to smarter budgeting!

Screenshots

Windfall4 screens
Hoypay4 screens

Verdict

The call

The clearest difference is in-app purchases: Hoypay at none against Windfall's 4. Hoypay also leads on iOS requirement (12.0 vs 26.0). Windfall's advantage is update cadence (every 5 days vs every 3 weeks). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Windfall sells 4 in-app purchases, starting at $2.99 per 7 days. Hoypay asks for nothing beyond the download.

UpkeepUpdate frequency

Windfall ships an update every 5 days, Hoypay every 3 weeks. The most recent releases landed on September 18, 2026 and May 19, 2026 respectively.

Scorecard3 real differences · 7 level
Windfall versus Hoypay: the parameters behind the verdict, then further details
ParameterWindfallHoypay
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews66.7% of reviews—
Number of ratings2 — better—
Update frequencyEvery 5 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhoneiPhone, iPod — better
Requires iOS26.012.0 — better
Further details — not scored
Size48 MB64 MB
Age rating4+4+
DeveloperSwapnanil DholNeil Marc Mejia

In-app purchases

4 purchases

Windfall

Subscriptions3
  • Money Buddy Weekly3 Days trial$2.997 Days
  • Monthly Pro1 Month trial$9.991 Month
  • Yearly Pro$24.991 Year
One-time1
  • Lifetime Pro$49.99
None

Hoypay

No in-app purchases

Questions

Is Windfall free?
Windfall is free to download, with in-app purchases available.
Is Hoypay free?
Hoypay is free to download, with no in-app purchases.
Do Windfall or Hoypay have ads?
Neither Windfall nor Hoypay shows ads.
Which is updated more often, Windfall or Hoypay?
Windfall ships an update every 5 days, and Hoypay every 3 weeks. Most recently, Windfall was updated on September 18, 2026 and Hoypay on May 19, 2026.

Other comparisons