Windfall vs Hoypay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Windfall
Effortlessly track expenses using natural language, voice commands, or receipt scanning. Visualize spending trends, set budgets, and gain financial awareness without connecting to your bank. Offers smart alerts and customizable transaction details.
- Natural language expense entry
- Voice command and Siri integration
- Receipt scanning and import
- Weekly, monthly, and yearly budgets
- Spending trend visualization
- On-device data processing option
- Multi-currency support
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Track expenses without slowing down. Type a transaction, say it to Siri, or scan a receipt. Windfall prepares the merchant, amount, category, account, and date for review before saving. SMART ENTRY • Enter expenses and income in natural language • Use Siri, Shortcuts, and personal automations • Choose Automatic or On Device Only processing • Scan receipts and import multiple transactions SEE THE WHOLE PICTURE • Weekly, monthly, and yearly budgets with clear progress • Spending summaries, trends, categories, forecasts, and activity heat maps • Merchant logos, calendar browsing, search, and CSV export • Multi-currency totals with exchange-rate conversion BUILT FOR IPHONE • Widgets for trends, activity, budgets, latest transactions, and quick entry • Add photos, locations, tags, and notes to transactions PRIVATE BY DESIGN Windfall never asks for banking credentials or connects to your bank. Choose On Device Only when you want Smart Entry parsing to stay on your device. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://trywindfall.app/privacy
Hoypay
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Managing subscriptions can be a hassle—HoyPay makes it easy! Whether it’s streaming services, utility bills, or gym memberships, we help you track, organize, and remind you before your payments are due. Say goodbye to surprise charges and hello to smarter budgeting!
Screenshots
Verdict
The clearest difference is in-app purchases: Hoypay at none against Windfall's 4. Hoypay also leads on iOS requirement (12.0 vs 26.0). Windfall's advantage is update cadence (every 5 days vs every 3 weeks). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Windfall sells 4 in-app purchases, starting at $2.99 per 7 days. Hoypay asks for nothing beyond the download.
Windfall ships an update every 5 days, Hoypay every 3 weeks. The most recent releases landed on September 18, 2026 and May 19, 2026 respectively.
| Parameter | Windfall | Hoypay |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 66.7% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 5 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 26.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 48 MB | 64 MB |
| Age rating | 4+ | 4+ |
| Developer | Swapnanil Dhol | Neil Marc Mejia |
In-app purchases
Windfall
- Money Buddy Weekly3 Days trial$2.997 Days
- Monthly Pro1 Month trial$9.991 Month
- Yearly Pro$24.991 Year
- Lifetime Pro$49.99
Hoypay
No in-app purchases









