Windfall vs Pilo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Windfall
Effortlessly track expenses using natural language, voice commands, or receipt scanning. Visualize spending trends, set budgets, and gain financial awareness without connecting to your bank. Offers smart alerts and customizable transaction details.
- Natural language expense entry
- Voice command and Siri integration
- Receipt scanning and import
- Weekly, monthly, and yearly budgets
- Spending trend visualization
- On-device data processing option
- Multi-currency support
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Track expenses without slowing down. Type a transaction, say it to Siri, or scan a receipt. Windfall prepares the merchant, amount, category, account, and date for review before saving. SMART ENTRY • Enter expenses and income in natural language • Use Siri, Shortcuts, and personal automations • Choose Automatic or On Device Only processing • Scan receipts and import multiple transactions SEE THE WHOLE PICTURE • Weekly, monthly, and yearly budgets with clear progress • Spending summaries, trends, categories, forecasts, and activity heat maps • Merchant logos, calendar browsing, search, and CSV export • Multi-currency totals with exchange-rate conversion BUILT FOR IPHONE • Widgets for trends, activity, budgets, latest transactions, and quick entry • Add photos, locations, tags, and notes to transactions PRIVATE BY DESIGN Windfall never asks for banking credentials or connects to your bank. Choose On Device Only when you want Smart Entry parsing to stay on your device. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://trywindfall.app/privacy
Pilo
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Pilo is a personal expense and income tracker that imports your PDF or CSV bank statements, supports multiple currencies and cryptocurrencies, and keeps your data private. Track your income and expenses, view statistics in your preferred currency, and gain a clear understanding of your financial life. CORE FEATURES • PDF & CSV Bank Statement Import Drop in a statement from your mobile bank — Pilo auto-categorizes every transaction. No bank login, no credentials, no third-party connections. • Multi-Currency Support Track expenses in any currency: USD, EUR, GBP, RUB, AED, and more. One budget, all currencies. • Privacy by Default No servers, no cloud sync. All data lives locally on your device. Pilo never touches your bank accounts. • Security at every level: Face ID, a PIN code, and more ways to protect your data. • A currency converter with offline rates. • A new Assets section with a net-worth chart and forecast. • Custom Categories Build categories that match how you actually spend: travel, kids, freelance, investments, your daily coffee. • Analytics That Help See where your money goes, which categories are growing, and how this month compares to the last. Clean charts without the clutter. • Export Your Data Export to CSV, Excel, or PDF whenever you want. PILO PRO Unlock the full Pilo experience: — Unlimited PDF and CSV imports — Unlimited custom categories — Export to CSV, Excel, and PDF — Coming soon: Advanced Analytics, AI Assistant, Smart Alerts Pricing: $1.99/week · $5.99/month · $19.99/year. 7-day free trial on all plans. Privacy Policy:: https://pilo.club/privacy/ Term of Use: https://pilo.club/terms/ Questions or feedback: support@pilo.com
Screenshots
Verdict
The clearest difference is update cadence: Windfall at every 5 days against Pilo's every 5 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Windfall sells 4 in-app purchases, starting at $2.99 per 7 days and Pilo sells 3 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.
Windfall ships an update every 5 days, Pilo every 5 weeks. The most recent releases landed on September 18, 2026 and August 17, 2026 respectively.
| Parameter | Windfall | Pilo |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 66.7% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 5 days — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 26.0 | 26.0 |
| Further details — not scored | ||
| Size | 48 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | Swapnanil Dhol | Andrei Konoplev |
In-app purchases
Windfall
- Money Buddy Weekly3 Days trial$2.997 Days
- Monthly Pro1 Month trial$9.991 Month
- Yearly Pro$24.991 Year
- Lifetime Pro$49.99
Pilo
- Pilo Pro Weekly7 Days trial$1.997 Days
- Pilo Pro Monthly$5.991 Month
- Pilo Pro Yearly$19.991 Year





