Windfall vs Henox Capital
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Windfall
Effortlessly track expenses and income by simply describing them in natural language, via voice, or by scanning receipts. Manage budgets, bills, and gain insights into your spending habits with a user-friendly interface designed for both iPhone and Apple Watch.
- Natural language transaction logging
- Siri and Shortcuts integration
- Receipt scanning and import
- Apple Watch logging and insights
- Bill and recurring payment tracking (Pro)
- Customizable account card designs
- Yearly spending review and insights
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Turn a sentence into a transaction you can review. Type ‘Lunch at Starbucks $12’, ask Siri, or scan a receipt—Windfall prepares the merchant, amount, category, account, and date before you save. LOG SPENDING YOUR WAY • Describe expenses and income in natural language • Ask Siri, use Shortcuts, or run a personal automation • Review every prepared transaction before saving • Scan receipts or import multiple transactions RIGHT ON YOUR WRIST • Log an expense or income on Apple Watch in a few taps: amount, category, done • Your most recently used categories come first, and you can dictate a merchant name • Keep logging when your iPhone is out of reach; entries sync as soon as it's near • See today's spend and your latest entries on the Today page • Put Today's Spend on a watch face or in the Smart Stack, and tap it to open the keypad • Say it (Pro): dictate the whole thing, like ‘Uber to the airport $24’, and review the entry before it's saved • Watch entries count toward the same budgets and insights, and teach Windfall your merchants NEVER MISS A BILL (PRO) • See upcoming bills and income on an Upcoming screen and on Home • Log recurring payments automatically, or have Windfall ask first • Get reminders, price-change alerts, and a duplicate warning • Find recurring payments hiding in your history • Budgets set money aside for bills that are coming up • Check and log payments with Siri, Shortcuts, and Spotlight ACCOUNTS THAT LOOK LIKE CARDS • Pick a card design and a network such as Visa, Mastercard, American Express, or Discover • Tap a card to flip it, or drag to tilt it • Account pickers suggest the account you usually use at a merchant, and tell you why YOUR YEAR IN REVIEW • From December 1, relive your year as a story: totals, your biggest month, top categories, and the places you visit most • See your longest logging streak and what recurring payments cost you over a year (Pro) • Share a story or square card, with amounts hidden unless you choose to show them KEEP YOUR MONEY CLEAR • See weekly, monthly, and yearly budget progress • Follow trends, categories, forecasts, and activity heat maps • Use merchant logos, calendar browsing, search, and CSV export • Track multiple currencies with exchange-rate conversion NO BANK LOGIN REQUIRED Windfall never asks for banking credentials or connects to your bank. Saved financial records stay on your device, and entries you log on Apple Watch go straight to your iPhone. Smart Entry can run on device; when Cloud parsing, receipt scanning, or Say it on Apple Watch uses a service provider, only the text, receipt image, and relevant context needed to return the parsed result are sent. Choose your parsing mode in Settings. A focused ledger, ready for your approval, with native iPhone and Apple Watch tools that fit your routine. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://trywindfall.app/privacy
Henox Capital
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Henox Capital is one-stop shopping for all your Financial needs.You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: Mutual Funds Equity Shares Bonds Fixed Deposits PMS Insurance Key Features: Complete Portfolio report download including all assets. View historical Performance of your Portfolio easily Transaction statement of any period 1 Click Statement of Account Download for any Asset Management Company in India Advanced Capital Gain Reports Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency SIP Report to be informed of your Running and Upcoming SIPs, STPs. Insurance list to keep track of premiums to be paid. Folio details registered with each AMC. Calculators and Tools available: Retirement Calculator SIP Calculator SIP Delay Calculator SIP Step up Calculator Marriage Calculator EMI Calculator
Screenshots
Verdict
The clearest difference is in-app purchases: Henox Capital at none against Windfall's 4. Henox Capital also leads on iOS requirement (16.0 vs 26.0). Windfall's advantage is update cadence (weekly vs every 3 months). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Windfall sells 4 in-app purchases, starting at $2.99 per 7 days. Henox Capital asks for nothing beyond the download.
Windfall ships an update weekly, Henox Capital every 3 months. The most recent releases landed on November 4, 2026 and October 30, 2026 respectively.
| Parameter | Windfall | Henox Capital |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Weekly — better | Every 3 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 26.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 60 MB | 103 MB |
| Age rating | 4+ | 4+ |
| Developer | Swapnanil Dhol | HENOX CAPITAL AND FINSERV PRIVATE LIMITED |
In-app purchases
Windfall
- Money Buddy Weekly$2.997 Days
- Monthly Pro$2.991 Month
- Yearly Pro3 Days trial$12.991 Year
- Lifetime Pro$19.99
Henox Capital
No in-app purchases









