du Pay vs penAm pensions
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
du Pay
Send money internationally and within the UAE with competitive rates and fees. Pay bills, recharge mobile numbers, and manage your finances securely. The app supports multiple languages for a convenient user experience.
- Send money internationally
- Send money within the UAE
- Competitive rates and fees
- Pay bills
- Recharge mobile numbers
- Multi-language support
- Secure transactions
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Welcome to du Pay Send money quickly and easily with the app that speaks your language. We understand that sending money should be simple, secure and convenient. That's why we've designed an app that not only enables sending money seamlessly to your loved ones but also speaks many languages. What can you do with du Pay? - Send money back home at competitive rates and fees - Send money in the UAE to any valid mobile number - Pay your bills - Recharge or top up your mobile number How to get started? - Download the du Pay app - Keep your Emirates ID handy and complete the simple verification steps. - Add money into your wallet through your debit/prepaid card, inward bank transfer or via our network of payment machines. We go the extra mile to protect you! - We use 2-factor authentication, fraud prevention, and a secure backend infrastructure. - By tying your account to your mobile number, we ensure you’re always in control. - We’re partnered with established financial institutions to ensure your money is safe. - We're regulated by the Central Bank of the UAE.
penAm pensions
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PenAm puts your pension account in your pocket. Designed for members of Nigeria's Contributory Pension Scheme, PenAm gives you secure, real-time access to manage your retirement savings from anywhere. With PenAm, you can: • View your total portfolio balance, unit price, and fund scheme at a glance • Track Mandatory Contributions (RSA) and Voluntary Contributions (AVC) separately • Review detailed contribution history with custom date range filters • See a full balance summary — brought forward, carried forward, employee and employer contributions • Apply for and manage benefits documentation • Transfer contributions between fund schemes • Download and review your account statements PenAm is built to give pension holders clarity and control over their retirement savings, backed by secure login and encrypted data handling. Manage your pension. Anytime, anywhere.
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Verdict
du Pay and penAm pensions are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
du Pay ships an update every 3 weeks, penAm pensions fortnightly. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.
| Parameter | du Pay | penAm pensions |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (209 ratings) — better | — |
| Positive reviews | 57.1% of reviews | — |
| Number of ratings | 209 — better | — |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 274 MB | 22 MB |
| Age rating | 4+ | 4+ |
| Developer | EITC Financial Services | Cavidel Limited |
In-app purchases
du Pay
No in-app purchases
penAm pensions
No in-app purchases









