Vault vs Holborn Assets

Vault is UAE's first digitally-enabled private wealth management app for high-net-worth individuals. With Vault, you get access to personalized guidance from a dedicated financial advisor who's incentivized to put your best interests first, along with a suite of investment opportunities ranging from customizable diversified portfolios of equities and bonds, to private market opportunities* such as private equity and venture capital. Why Vault? Advice from experienced professionals: Our advisors combine the best of financial planning, asset allocation, tax advice, and investment banking. Each of our advisors are a true fiduciary - we not only prioritize your best interests but we're also bound by regulatory obligations and incentivized by them. Our advisors take the time to understand your current circumstances, identify and align on what your financial goals are (whether it's wealth preservation, education, retirement, or estate planning), create a plan to help you achieve your financial goals, and regularly monitor progress, adapt, and offer ongoing support. A custodian you can trust: When placing your money with a custodian, you need to make sure your custodian is secure and can endure through good and bad times. That’s why we chose Interactive Brokers. Your offshore account is opened directly in your name with the Custody Bank & Broker, Interactive Brokers. Your assets are protected by both the SIPC and the US FDIC. Invest with diversification at the core: At Vault, our investment methodology blends diversified portfolios of global equities and bonds, thematic investing (such as AI and sustainable energy), and private market strategies (such as private equity and venture capital) to safeguard and grow your wealth. For investors that would like to invest within the Islamic principles, we have created diversified portfolios with different allocations that are Shariah compliant. Earn 3.72%* on your idle cash with SmartCash: You earn interest each day your deposit is active with the ability to withdraw at any time. You can earn a competitive return without the pressure of timing the market. Rates are set by the US federal reserve. *SmartCash is available for USD, EUR, and GBP currencies and the rate varies depending on the currency. Exclusive access* to private market opportunities: Private market investments can enhance a portfolio's performance and the added diversification can help to reduce overall portfolio risk and improve long-term performance. The minimum investment to enter these opportunities is on average $3M-5M. *Vault offers private market opportunities at exclusive minimum investments as low as $100K for it's professional clients. Cutting-edge technology: Our integration with Onfido and Lean Technologies allows you to complete verification and make deposits seamlessly. Choose from a variety of exclusive investment offerings within minutes of signing up and having your account opened. View and manage your portfolio, whilst getting personalized guidance from our fiduciary advisors, all within the app. Get started with a complimentary financial planning session with a Vault advisor. No commitments or obligations. Or sign up for an account today. Vault Wealth Limited is a company incorporated in the Abu Dhabi Global Market ("ADGM") and is regulated by the Financial Services Regulatory Authority (FSRA) with a category 4 license for advising on investments and credit, and arranging deals with retail endorsement. Our registered office is at Office 108, 14th floor, Al-Khatem Tower, ADGM, Abu Dhabi, United Arab Emirates.

Your Wealth, Simplified. Managing your wealth doesn't have to be complicated. With the Holborn App, it's not. The Holborn App puts your finances at your fingertips. Experience a seamless, secure, all-in-one financial management solution that fits in your pocket. Track your investments, monitor your property portfolio and stay on top of everything that matters. Key features See your assets at a glance Want to know what money you have and where? Get a clear, real-time breakdown of your portfolio asset allocation. Track investment performance Track your investment performance in real time and gain valuable market insight. Manage insurance policies View all your active insurance policies in one place. Find details on coverage, renewal dates, policy documents and more. View, manage and track CBI/RBI applications Track the progress of your CBI/RBI applications, submit documents and stay updated every step of the way. Keep tabs on your properties Access key information on your investment properties, including purchase details and rental yield. Schedule meetings with your financial adviser Need expert advice? Schedule a meeting with your dedicated financial adviser directly through the app. Market news and insights Learn more about our product range and read the latest market news and insights. Why use the Holborn App? • User experience: There are no complicated menus, just a simple interface and a user-friendly experience. • Security: Your security is our top priority. With biometric login and two-factor authentication (2FA), you can be sure your data is safe. • Global access: Wherever life takes you, the Holborn App lets you manage your wealth anytime, anywhere. Who are Holborn Assets? Established in 1998, Holborn Assets is a global, award-winning financial service provider. We offer independent financial advice tailored to your needs and financial goals. Our passion is helping people put the right money, in the right place, at the right time. What does Holborn Offer? • Independent financial advice • Wealth management solutions • Retirement and estate planning services • Residency and citizenship by investment • Property investments • Insurance Manage your wealth effortlessly anytime, anywhere. Download the Holborn App and take control of your financial future.