Comparison

Vault vs AltNovel

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Vault

This app offers personalized wealth management guidance and investment opportunities for high-net-worth individuals. Access diversified portfolios, private market strategies, and earn interest on idle cash with expert financial advisors.

Highlights
  • Personalized financial advisor guidance
  • Diversified investment portfolios
  • Private market opportunities
  • Interest on idle cash (SmartCash)
  • Shariah compliant portfolios
  • Secure custodian (Interactive Brokers)
Features
Read full description

Vault is UAE's first digitally-enabled private wealth management app for high-net-worth individuals. With Vault, you get access to personalized guidance from a dedicated financial advisor who's incentivized to put your best interests first, along with a suite of investment opportunities ranging from customizable diversified portfolios of equities and bonds, to private market opportunities* such as private equity and venture capital. Why Vault? Advice from experienced professionals: Our advisors combine the best of financial planning, asset allocation, tax advice, and investment banking. Each of our advisors are a true fiduciary - we not only prioritize your best interests but we're also bound by regulatory obligations and incentivized by them. Our advisors take the time to understand your current circumstances, identify and align on what your financial goals are (whether it's wealth preservation, education, retirement, or estate planning), create a plan to help you achieve your financial goals, and regularly monitor progress, adapt, and offer ongoing support. A custodian you can trust: When placing your money with a custodian, you need to make sure your custodian is secure and can endure through good and bad times. That’s why we chose Interactive Brokers. Your offshore account is opened directly in your name with the Custody Bank & Broker, Interactive Brokers. Your assets are protected by both the SIPC and the US FDIC. Invest with diversification at the core: At Vault, our investment methodology blends diversified portfolios of global equities and bonds, thematic investing (such as AI and sustainable energy), and private market strategies (such as private equity and venture capital) to safeguard and grow your wealth. For investors that would like to invest within the Islamic principles, we have created diversified portfolios with different allocations that are Shariah compliant. Earn 3.72%* on your idle cash with SmartCash: You earn interest each day your deposit is active with the ability to withdraw at any time. You can earn a competitive return without the pressure of timing the market. Rates are set by the US federal reserve. *SmartCash is available for USD, EUR, and GBP currencies and the rate varies depending on the currency. Exclusive access* to private market opportunities: Private market investments can enhance a portfolio's performance and the added diversification can help to reduce overall portfolio risk and improve long-term performance. The minimum investment to enter these opportunities is on average $3M-5M. *Vault offers private market opportunities at exclusive minimum investments as low as $100K for it's professional clients. Cutting-edge technology: Our integration with Onfido and Lean Technologies allows you to complete verification and make deposits seamlessly. Choose from a variety of exclusive investment offerings within minutes of signing up and having your account opened. View and manage your portfolio, whilst getting personalized guidance from our fiduciary advisors, all within the app. Get started with a complimentary financial planning session with a Vault advisor. No commitments or obligations. Or sign up for an account today. Vault Wealth Limited is a company incorporated in the Abu Dhabi Global Market ("ADGM") and is regulated by the Financial Services Regulatory Authority (FSRA) with a category 4 license for advising on investments and credit, and arranging deals with retail endorsement. Our registered office is at Office 108, 14th floor, Al-Khatem Tower, ADGM, Abu Dhabi, United Arab Emirates.

About

AltNovel

Features
Read full description

AltNovel provides investors different ways to improve their wealth, curates investments and advise on bespoke portfolios, led through a Risk & Return framework.

Screenshots

Vault4 screens
AltNovel4 screens

Verdict

The call

The clearest difference is update cadence: AltNovel at daily against Vault's monthly. AltNovel also leads on device support (3 vs 1) and iOS requirement (12.0 vs 16.4). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Vault ships an update monthly, AltNovel daily. The most recent releases landed on November 4, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
Vault versus AltNovel: the parameters behind the verdict, then further details
ParameterVaultAltNovel
PriceFreeFree
Rating5.0 (7 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings7 — better—
Update frequencyMonthlyDaily — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.412.0 — better
Further details — not scored
Size108 MB38 MB
Age rating17+4+
DeveloperVault Wealth LimitedAltNovel Advisors WLL

In-app purchases

None

Vault

No in-app purchases

None

AltNovel

No in-app purchases

Questions

Is Vault free?
Vault is free to download, with no in-app purchases.
Is AltNovel free?
AltNovel is free to download, with no in-app purchases.
Do Vault or AltNovel have ads?
Neither Vault nor AltNovel shows ads.
Which is updated more often, Vault or AltNovel?
Vault ships an update monthly, and AltNovel daily. Most recently, Vault was updated on November 4, 2026 and AltNovel on October 30, 2026.

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